
Your Returns are Limitless with Proven-Effective-Easy Strategies for Achieving Your Ultimate Goals and Making The Most Positive Results in Your Finances, Health and Relationships
Do you want more money, prosperity, abundance, riches, health or all of them?
In the MKS Master Key System Transitional Coaching Program You Will Get Step-By-Step Coaching and Mentorship to Create and Improve Your Life, Career or Business and create What You Genuinely Want.
As a teen or young adult or older adult you’ll transform your mindset, achieve your biggest life, career or financial goals, and create lasting success with it’s proven, legendary, and world class systems.
Welcome to Reitenbach-Kissinger Institute. We are dedicated to transforming your personal development and financial development and propelling your journey to prosperity.
Here, we delve into solid life, business, financial strategies, investment strategies, insights into the economy, and practical tips to build wealth sustainably.
We unravel the secrets of success, covering everything from basics to advanced strategies. You’ll learn to make informed l decisions, unravel the mysteries of the life, and develop a robust financial mindset.
Whether you’re a beginner seeking solid foundations or an experienced person looking to optimize your future, this is the place to discover your personal power and managed it wisely.
Join the community and embark on the journey toward financial independence and lasting enrichment. Let’s conquer your life, career, business or financial goals together!
Start the Journey Today!
Have You Ever Found Yourself Saying . . .
“I want more out of life, but don’t know what to do.”
“I have goals, but they seem so far away.”
“I have a lot of good ideas but never follow through with them.”
“I feel like I was meant for more, I was meant to do great things.”
“I don’t even know what I want; I just know I want more.”
“I’m stuck.”
You Are Not Alone
These thoughts are signs that you are ready for a breakthrough—but breaking through requires the right guidance, strategy, and support. That is exactly what you will have.

Experience an Annual Program Crafted for Excellence
You will gain the mindset, tools, coaching and mentorship to bridge the gap between where you are now and where you want to be.
In This Program You Will:
- Engage in regular coaching sessions.
- Deep dive into powerful training modules
- Gain access to transformative Reitenbach-Kissinger Institute programs.
- Receive personalized coaching-mentorship that speaks directly to your goals.
Join a community of like-minded individuals, where support, encouragement, and collaboration are at the core of your journey.
This program is designed to challenge your current mindset, expand your vision, and hold you accountable every step of the way. Every month, you will build momentum, sharpen your skills, and witness real progress toward your goals, creating lasting change in your personal and professional life.
Start Your Journey Today!

EXCLUSIVE OPPORTUNITY
Your Breakthrough Starts Now—6 Months, Limited Time!
Our Year-Long Coaching program—normally $10K for 12 months—is now available for a limited time at just $5K for 6 months! Imagine where you could be in six months with the right coaching-mentorship, proven strategies, and unwavering support.
Lock In This Limited-Time Opportunity
The Powerful Programs Included in Year-Long Coaching
Gain access to MKS Master Key’s Proven Coaching Programs—each designed to accelerate your success and growth.

[1]: The Power of “I AM”
Your I AM-ness, your Consciousness, is the way in which you change your world. Whatever you attach to I AM you become. As you affirm with feeling, I am illumined, inspired, loving, harmonious, peaceful, happy and strong, you will resurrect these qualities that lie dormant within you, and wonders will happen in your life.
When we help you in the realization of your dreams through the Power of “I AM.”
I AM is the Name of God. I AM is known as the “Lost Word”. The word “I AM” has never really been lost. But the true meaning has been. The power that goes with understanding what I AM is and has been lost.
We searched for the best books we could find on this subject but couldn’t seem to find what we were looking for so but through the hundreds of metaphysical books we had read we knew that I AM was important enough to have one coaching Program on the subject……
We took the best of the best from the best authors on the subject (in our humble opinion of course) and compiled this coaching masterpiece of the great I AM for you.
If you apply what you hear, read and understand you may just be surprised at the results. It is with this in mind that this coaching was born.
Start Your Journey Today!
[2]: The 7-Day Mental Diet
Are you aware of your own negative thoughts? What would happen if you scrubbed your mind of all negative thinking? Could you imagine living life differently, and to the fullest with nothing holding you back? The Seven Day Mental holds each person has the potential to attract into their lives whatever they desire.
Start Your Journey Today!
[3]: Wheel of Life
Are you tired of feeling stressed, anxious, and overwhelmed with life? Imagine waking up every day feeling balanced, joyful, and fulfilled. It is possible with our unique and effective 3-in-1 wheel of life workbook, planner, and daily journal which is designed to help you create a more balanced and abundant life. Experience More Balance and Happiness in Just 90 Days!
If you are someone who wants better work life balance, and wants more balance in their life, then this wheel of life journal is for you.
This isn’t your average self-help journal by the way. This 90-day journal is packed with activities, empowering habit creators, and daily planner pages to nurture balance and happiness in your life.
What’s inside this 90-day coaching:
- Activities that can help you better balance your life
- Helps you assess your current level of life balance, and helps you take positive empowering steps to balance your life better
- Empowers You to Create Better Habits
- Helps you nurture more balance and happiness in your life
- And a whole lot more…
Whether you’re looking to improve your mental wellbeing, enhance your relationships, or boost productivity, this wheel of life coaching is the perfect coaching to help you achieve a more holistic and balanced lifestyle.
Don’t settle for a life that lacks balance and joy. It’s time to take control of your life and start living the life you deserve. Join us now and start your journey to a happier and more balanced you!
Start Your Journey Today!
[4]: The Hero’s Journey
Is a call to adventure. Something in our life calls us to do something, go somewhere, execute some type of action. To a point where we enter the unknown. We have new challenges and temptations. We have a chance to slay our dragon to be a better version of us. Once we slay our dragon, we are changed. Slaying our dragon can be an internal thing or an external thing but there is always an internal shift. We become someone different. A part of us dies and we are reborn. We then coming back to the place in life, changed and share our story. We are coming full circle, changed, different, a new person.
Explain this concept to our client. It will be helpful for them to see that they are on a journey. Most of us get stuck because we do not see anything except what is happening right in front of us.
We are describing the process of the journey, drawing it out on a piece of paper using their story, to inject hope. You can pull back and see light at the end of your dark tunnel. You can see that whatever you are going through is temporary and has meaning. Once you are able to find meaning in something, it is much easier to accept, lean in, and push through.
We plug your story into the Hero’s Journey. Ask you where you are. Or what is happening now? What is you dragon?
Your dragon will always lead to an internal fear or false belief. Fear of failure. I am not good enough. Smart enough. Pretty enough. Talented enough. Worthy enough.
Then we ask you what it would look like to slay your dragon. What does it look like in action? What do you need to do to slay your dragon?
Then we ask you what is on the other side. What would happen if you slew your dragon? How would you feel? Who would you be? How would this change ripple into all areas of your life? We want you to imagine and see what is on the other side.
Then we ask you what is at stake if you do not slay the dragon? As we take your through your Hero’s Journey and as you answer the questions, what is created is their “treatment” or action plan. Now all we have to do is support you and make you accountable.
Start Your Journey Today!
[6]: The Color Code
The Color Code Personality Assessment is the most accurate, comprehensive, and easy to use personality test available. Unlike other personality tests, The Color Code not only identifies what you do but why you do it, allowing you to gain much deeper and more useful insights into what makes you and those around you tick.
If you would like to improve a relationship with anyone in your life, gain an advantage at the office, or just get to know yourself a little better, we invite you to take our free personality test and give Color Code a try, today!
• Reds: Need to look good technically, be right, and be respected. They are strong leaders and love challenges.
• Blues: Need to have integrity and be appreciated. They are focused on quality and creating strong relationships.
• Whites: Need to be accepted and treated with kindness. They are logical, objective, and tolerant of others.
• Yellows: Need to be noticed and have fun. They love life, social connections, and being positive and spontaneous.
Start Your Journey Today!
[7]: Winner’s Image
It turns out scientists and psychologists have isolated prime cause of success and failure in life. A person’s self-image. Learn how to live an incredible, unstoppable, successful life just by changing the way you believe in and think about YOU! To re-make your life, you must build a winner’s self-image. As soon as you start to alter the image, everything outside will begin to change.
Here are two steps you can take right away to alter your self-image:
- Visualize: Take 10-20 minutes, two or three times a day, to visualize yourself with the wonderful things you would like to have or do. Allow yourself to completely relax so you can feel what you want all the way down to your cells. Actually, live the part while you are visualizing.
- Write It Down: Burn the images of how you want to live in your mind and then write a detailed description of them. After you have created the written description, stand back, and take a good look at it. Then compare it to how you are actually living.
Start Your Journey Today!
[8]: The Frankline Makeover
This coaching focuses on Benjamin Franklin Wit, Wisdom, and a list of Franklin’s virtues: • Courage • Imagination • Persistence • Self-Control • Decisiveness • Well Organized • Cooperation • Pleasing Personality • Taking Initiative • Enthusiasm • Specialized Knowledge • Kindness • Seeing God in others which we incorporate into our personalities and practice daily.
Start Your Journey Today!

[9]: The Master Key System
This coaching describes many New Thought beliefs such as the Law of Attraction, Creative Visualization, and man’s unity with God, and teaches the importance of truth, harmonious thinking, and the ability to concentrate. Each of the twenty-four coaching sessions contains an introduction, followed by a sequentially numbered section which includes an exercise towards the end, followed by a section with questions and answers. At the beginning of the program is a Psychological Chart which you are encouraged to complete, providing a self-evaluation of your creative power, time efficiency, health, mental ability, and capacity to concentrate.
Start Your Journey Today!
[10]: Think and Grow Rich
BE PREPARED! When you expose yourself to the influence of this philosophy, you may experience a CHANGED LIFE which can help you negotiate your way through life with harmony and understanding and prepare you for the accumulation of abundant material riches.
Money and material things are essential for freedom of body and mind, but there are some who will feel that the greatest of all riches can be evaluated only in terms of lasting friendships, loving family relationships, understanding between business associates, and introspective harmony which brings one true peace of mind! All who attended, understand, and apply this philosophy and coaching will be better prepared to attract and enjoy these spiritual values.
This coaching focuses on stories of Andrew Carnegie, Thomas Edison, Henry Ford, and other millionaires of his generation to illustrate N Hills principles.
This coaching will teach you the secrets that could bring you a fortune. It will show you not only what to do but how to do it. Once you learn and apply the simple, basic techniques revealed here, you will have mastered the secret of true and lasting success.
Start Your Journey Today!
[11]: The Science for Getting Rich
Experience a life filled with abundance in all areas. This is not just about wealth; it is about unlocking the fullness of life. This coaching guides you to a richer, more abundant, and prosperous life
This coaching is pragmatical, not philosophical and is intended for the people who is most pressing need is for money, who wish to get rich first, and philosophize afterward. It is for those who have, so far, found neither the time, the means, nor the opportunity to go deeply into the study of metaphysics, but who want results and who are willing to take the conclusions of science as a basis for action, without going into all the processes by which those conclusions were reached.” experience of your world.
This Coaching Reveals….
- Timeless principles for achieving lasting prosperity and abundance.
- The transformative power of your thoughts and beliefs in shaping your financial reality.
- How to harness the creative energy of the universe to attract wealth and success into your life.
- Practical insights on setting clear goals, taking inspired action, and maintaining unwavering faith in your ability to manifest your desires.
- Explores the interconnectedness of mind, body, and spirit, and how aligning these elements can lead to greater fulfillment and happiness.
- Uncovers the secrets of wealth creation that have been hidden in plain sight, waiting for you to claim your rightful abundance.
- Whether you are struggling to make ends meet or striving for greater financial independence, this coaching offers a roadmap to prosperity that anyone can follow.
- A journey of self-discovery and empowerment as you tap into the infinite potential that lies within you.
- Leaves behind scarcity thinking and embrace a mindset of abundance, knowing that you have the power to create the life of your dreams.
- Helps you join the ranks of those who have applied Wattles’ principles with remarkable success, and step into a future filled with unlimited possibilities.
Start Your Journey Today!
[12]: You Were Born Rich
Learn how to identify limiting beliefs, clarify financial and life goals, and take actionable steps toward prosperity. We will take you step by step to the surprising discovery that success is not always reaching out for something that you do not have but rather only reaching over and rearranging the pieces already there. The excellent value of this coaching is that you can instantly apply the conclusions to your own life. It will begin to impact you long before you complete this program.
Start Your Journey Today!
[13]: The 4 Year Career
Thiscoaching focus on a” Four Year Career vs. A Forty Year Career.” The 40/40/40 Plan Since the dawn of the Industrial Revolution, over 250 years ago, the idea of a career has been to work (at least) 40 hours a week for 40 years for 40% of what was never enough for the first 40 years. The mandated path for most of us was: one.
TRADITIONAL LIFE PLAN
1. Get a good education … 2. A four-year degreeand three. Work for 40 years with the same company. All of that has changed. See: ttps://wearetheleague.net/wp-content/uploads/2024/01/The-Four-YearCareer.pdf
MODERN LIFE PLAN
This coaching takes you through:
- 4 Year Career Definition: A 4-year career typically refers to a professional path that can be established within four years.
- Educational Requirements: Require work and coaching and usually takes four years to complete.
- Entry-Level Positions: You start in entry-level roles that provide foundational experience.
- Skill Development: Is crucial for developing industry-specific skills and competencies.
- Networking: Building professional relationships during this time can lead to future business opportunities.
- Business Building Advancement: After four years, it is expected that your business is providing you with residual income.
- Further Education: Some may choose to pursue additional skills development to enhance their business prospects.
- Market Trends: Staying informed about industry and business trends can help in making informed business decisions.
- Work-Life Balance: Establishing a healthy work-life balance in your business is essential for long-term success.
- Business Changes: Many people reassess their business and wealth generation paths after four years, leading to potential shifts in direction.
Start Your Journey Today!

THE POWER OF SUCCESS
[14]: Success Puzzle: Imagine if You:
- Had a step-by-step plan you could count on and trust.
- Did not have to do guesswork on which path to follow.
- Could stop trial, error, and use a proven system that works!
- Eliminated overwhelm and accelerated your progress.
- Spent more time dreaming about what you want than worrying about how it will happen.
- Knew, without a doubt, you could eliminate financial concerns finally.
- Had a blueprint to achieve any goal you set.
Really feel what that would be like and think, what do you really want?
Success actually is like a puzzle – in order to successfully piece a puzzle together, you use the picture on the puzzle box lid as a guide. If you do not have a picture of the puzzle to follow, it is exceedingly difficult to complete. With this Success Puzzle Program, you will be finding, recognizing, and putting in place every piece you need to create a much more successful life!
The principles taught in this program can be used in EVERY aspect of your life, for the rest of your life. There is no greater investment than one in yourself, and the Success Puzzle is one of the best educations you can have.
This is coaching to take the mystery and frustration out of achieving success and goals – for good! Achieving your goals and dreams can be energizing, fun and wait for it … fast!
Topics include:
- Discovering exactly what you want out of life (creating the puzzle box lid, so to speak)
- Explore each of the specific elements that make up the Success Puzzle, then begin each and every one’s implementation.
- Eliminate all obstacles blocking the path to your dreams and goals * Study and then implement the most foundational pieces that begin to build your own success picture.
- Select and prioritize your goals in the most effective way.
- Add richness and color to your life as you quickly learn how to expand your dream into reality.
Start Your Journey Today!
[15]: The Success Pyramid
Success is an equal opportunity player. Anyone can create it in his or her career, family, and beyond. The Pyramid of Success coaching reveals that success is built block by block, where each block is a crucial principle contributing to lifelong achievement. With this coaching you will
● Take an in-depth look at each block of the pyramid and explore what each one means
● Understand how all the blocks together form the structure of the pyramid of success
● Reflect on each principle and how it is present in your life
● Learn how to put your best foot forward to reach achievement in every area of life
● Obtain peace of mind from knowing you did your best to become the best that you are capable of becoming
You’ll discover the building blocks and key values–from confidence to faith–that have brought thousands to the pinnacle of success as leaders, teachers, coaches, and a followers of God.
Start Your Journey Today!
[16]: Goal Achiever
Discover the secrets you need to be the ultimate goal achiever with this proven program. Learn the seven secrets behind every great Goal Achiever. We walk you through each and every concept explaining by making these changes, you can live the life you want.
Achieving a goal is simply a matter of understanding. Most of how you think comes from your environment and upbringing. Understanding what you think, why you think that way, and how you process what you think is vital to becoming an achiever and not just a setter of goals.
There are actually only seven things you will need to learn to unleash the achiever in you. You may know how to set a goal, but today…right now, you are going to see how simple and easy it will be to achieve every goal you set going forward.
Our Coaching Program Will Cover Specific Topics Such As . . .
- Using a systematic approach to decide what you genuinely want. Then choose your goal accordingly.
- Exploring and eliminating the life-long conditioning keeping you from achieving your goals.
- Identifing the goals you absolutely do not want and easily remove them from your attention.
- Learning and applying each of the Laws of the Universe for unfailing success.
- Cultivating and applying the approach and vigor that attracts the assistance needed to achieve your goals.
- Prioritizing your goal list, regardless of how many goals you have…5 to 5,000.
- Understanding the timeline of goals. Without a timeline…you will not achieve it.
Sounds just like what you are looking for, right? Don’t put it off any longer. Join us. Transform from a goal setter to a goal achiever.
Start Your Journey Today!
[17]: The Law of Success and Abundance
Live your BEST life full of joy, freedom, and wealth when you understand and apply the Laws of the Universe! Gain understanding and apply them to create the life you really want.
You and The Laws:
Do you find yourself questioning gravity? No, of course not. Actually, you fully trust gravity … so much so that you do not have to wonder if it is going to work. It is something you can count on.
Well, there are other Laws of the Universe, related to your success and how you enjoy life, that you can count on too.
Do you think if you ignored gravity, it would stop working? No, of course not. Gravity is not dependent on your belief. And neither are the other laws.
You can ignore these Laws of the Universe, but they are still working.
When you learn and apply the Laws of the Universe effectively – everything in your life will change. Things start to flow, and ease sets in. You will realize that when you understand, apply, and get in harmony with the laws you do not have to work as hard.
The best part? While applying other things can give you temporary change. –
Working with the Laws Provides Permanent Results
Discover your best life full of joy, freedom, and wealth when you understand and apply the laws of the universe! The 11 Laws covered in this program are…
- The Law of Thinking
2. The Law of Attraction
3. The Law of Supply
4. The Law of Increase
5. The Law of Receiving
6. The Law of Compensation
7. The Law of Forgiveness
8. The Law of Non-Resistance
9. The Law of Obedience
10. The Law of Success
11. The Law of Sacrifice
Each coaching lesson covers these laws in great detail, and it is a program that will completely change your life for the better.
Start Your Journey Today!

THE POWER OF HEALTH
[18]: Taekwondo Martial Arts
Tae Kwon Do Martial Arts: The Ultimate Coaching to the World’s Most Popular Martial Art for Health and Fitness.
Over 400 million students in more than 188 countries have embraced the way of life that Tae Kwon Do provides. Tae Kwon Do combines a complete explanation of the physical aspects of the martial art with the philosophical elements of its training.
Tae Kwon Do is more than just a fighting style: it combines self-defense, exercise, meditation, philosophy, and self-awareness to improve oneself physically, mentally, and spiritually. It is perfect for both students trying to master techniques.
Grand Master Sydney Reitenbach and Master Michael Kissinger believe that the true essence of Tae Kwon Do cannot be seen, touched, smelled, tasted, or heard, but only experienced.
They have been teaching Taekwondo for over 40 Years at the Reitenbach Institute of Taekwondo and at the University of San Francisco. They helped get Taekwondo into the Olympics in 1988 and to the present.
They offer warm up exercises, basic techniques, forms, sparring techniques, and practical applications. In addition, the philosophy of Tae Kwon Do and information on the rules of competition, terminology, belt divisions, and more.
This coaching will guide students as they figure out what Tae Kwon Do means to them.
Start Your Journey Today!
[19]: The Health Revolution: Becoming Healthier through the power of your mind
Why do our thoughts make us sick? How can we overcome this? How can we use our mind to make ourselves healthier?
In this coaching we dive deep looking at the ways we can use meditations, intentions, exercise and conscious eating to transform our body, overcome pain and a feeling of perfect health.
We are experiencing a quantum revolution in health. As the reality revolution begins to take the world, we are learning about the genuine power of our thoughts to help us overcome every major health problem.
In fact, every day we see miraculous spontaneous healings of cancer and crippling diseases. The placebo effect is becoming so powerful it is undermining our ability to study the effectiveness of medications.
The way that technology is advancing, if we live long enough, we might be able to live forever. Advances in epigenetics, CRSPR, and DNA research are transforming what may be possible for us in our future.
Start Your Journey Today!
“Make up your mind that fear is not going to stop you from doing the thing that you want to do. You are far more powerful and resilient than you think. Step out and do it today.”

A Total Life Transformation Coaching Program
As you break through limiting beliefs and embrace your full potential, you will open doors to opportunities that once seemed out of reach. You can:
- Experience Financial Freedom
- Discover Deep Personal Fulfillment
- Have a Career Driven by Passion and Success
- Live Your Wildest Dreams
Every Great Achiever Has a Coach and Mentor
WE’LL HELP YOU REACH OR EVEN EXCEED YOUR BIGGEST GOALS AND DREAMS
If you’re ready to take your life to the next level but don’t know how, our trained Success Advisors will help you bring something out of yourself that you didn’t know was there and then work with you to figure out the next steps to move you closer to where you really want to be.
Every Reitenbach-Kissinger Success Advisor is trained on the exact strategies we have used to help millions of people around the world. If you want greater success, more fulfillment, and more abundance, speak to one of our coaches today.
If you want to excel in any area of life, you seek expert guidance: —athletes have coaches, executives have leadership mentors, and even relationships thrive with the right support.
So why should personal growth be any different? If you want more success, wealth, fulfillment, and purpose, you need a coach who can help you break through barriers, stay accountable, and apply proven strategies to elevate your life.
Personal Growth Coaching is Not a Luxury
it is the key to achieving everything you desire. Just like a fitness coach helps you build strength; a personal growth coach helps you build the mindset and habits that lead to lasting success. When you invest in yourself, you create the foundation for unlimited possibilities.
“A coach-mentor is someone who sees more talent and ability within you, than you see in yourself, and helps bring it out of you.”
Real Coaching Success Stories from Real People
“I am living proof that investing in oneself through MKS Master Key Coaching is the seed that blooms into a life beyond one’s wildest aspirations.” – Clayton
“I rediscovered my life’s purpose and conquered goals I once thought unreachable. The path was there all along — MKE Master Key Year-Long Coaching provided the map and the torch.” – Laural
“Transforming fear into faith has not only opened new doors in my career but has also enriched my personal life. With each decision, I find myself closer to the life I have always dreamed of.” – Brandon

YOUNG ADULTS PROGRAM
Helping Young Adults Unlock Their Potential and Become Extraordinary by Creating Lasting Results in All Areas of Your Child’s Life
Why Every Young Adult Needs a MKS Master Key Life Coach!
- To Stop Struggling with overwhelm, distraction, poor habits, addictive behaviors, limiting beliefs, and negative self-talk that is holding you back from creating your future?
- For clarity on your life direction, college direction, and/or career direction?
- To Face Difficult Transitions associated with young adulthood and ready for the support you need to make empowering choices and move forward?
- To Stop Struggling with Lack of Motivation, low-energy, confusion, frustration, causing lack of focus and productivity?
- To build your confidence and personal brand, improve and upgrade your relationships and conversations, and show up more confident in all areas of your life?
- To take your mindset, habits, goals, and environments to the next level to get amazing results, create opportunities (networking, internships, interviews, etc.) and find your path forward?
- To discover your best self (aka your potential) and align your life direction and purpose with motivation, love, and gratitude?
- To step into an environment with coaches committed to your happiness, future, success, and a group of like-minded peers that will support you every step of the way?
As Young Adults step into the next phase of their life before or after high-school and college, there are so many decisions to make that can feel extremely overwhelming and can impact every aspect of their life.
- What is my purpose?
- Do I want to go to college or follow a different path?
- What am I interested in or passionate about?
- How will I navigate life away from home?
- What career path do I align with?
- What kind of lifestyle and relationships do I want?
Over the Past 40 Years We’ve Helped Thousands of Young Adults Overcome Distraction, Overwhelm, and Self-Doubt so They Can:
- Explore Their Passions & Potential
- Learn Life-Changing Rituals & Cultivate a Growth Mindset
- Connect with Their Purpose & Career &
- Create Extraordinary Lives!

Some of Our Signature Areas of Specialty and Expertise:
- Psychological Flexibility
- Meditation, Journaling, and Grounding & Breathing Exercises
- Goal setting and Planning with Purpose
- Overcoming Technology Addiction/Other Addictive Behaviors
- Overcoming Distraction and Learning to Focus
- Formula For Implementing Daily Habits and Rituals
- Environmental Design
- Financial Literacy
- Spirituality
- Business
- Managing Thoughts and Emotional States
- Communication for Positive and Healthy Relationships
- Cultivating an Empowered Identity and Developing Your Personal Brand
- Exercise and Taekwondo Fitness for Teens
The MKS Master Key Premier Life, Career, Business & Mindset Coaching for Young Adults (For Ages 18-29)
No Matter How Big the Goal or Challenge…We Have Your Back
Schedule Your Discovery Call 650-515-7545 Today. We Can’t Wait to Meet You!

When You Commit to Growth, the Returns are Limitless
This is not just a purchase—it is an investment in your future. The strategies, mindset shifts, and opportunities you will gain have the power to transform your success, wealth, and fulfillment.
RECEIVE 12 MONTHS COACHING
$2,150
Or pay in full of $10,000.
RECEIVE 6 MONTHS COACHING
$2,750
Or pay in full $5,000.
*Prices listed are in USD and for your security, all orders are processed on a secured server. Limited Programs Selections Only Based on Client Interests and Needs. Determined After the Initial Client Evaluations.
Still not sure if Year-Long Coaching is right for you? Connect with one of our Success Coaches for a FREE one-on-one session and discover how this program can level up every area of your life.
Get in Touch
If you want impressive results, we invite you to join us in a Free MKS Master Key Financial Coaching Session. It’s part of our ongoing FREE coaching series, The MKS Master Key Life or Business Owners Success Roadmap.
The material woven by Reitenbach-Kissinger Institute into The MKS Master-Key Financial Coaching and Systems have the endorsement of many people whose names have become synonymous with great achievement in the fields of industry, finance and statesmanship.
Our Year-Long Coaching program—normally $10,000 for 12 months—is now available for a limited time at just $5,000 for 6 months! Imagine where you could be in six months with the right coaching, mentorship, proven strategies, and unwavering support.
Lock in This Limited-Time Deal Now!
We believe in you. You should, too. Let’s Make Today Count Together.
Will I see you there? Do not let this opportunity pass you by.

Reitenbach-Kissinger Institute
Sydney Reitenbach
Michael Kissinger
Text 650-515-7545
Email: mjkkissinger@yahoo.com
See: MKS Master Key Coaching: mksmasterkeycoaching.com
Linked In: https://lnkd.in/gFPY5uT
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How to Create a Personal Net Worth Statement

Contact Us to Help You Created Your Net Worth Statement?
A net worth statement gives you an idea of how much you are worth at any given point in time by subtracting whatever you owe (your debt) from what you own (your assets).
There are 3 ways your net worth could be summarized:
WHAT IT MEANS
Positive: You are on Your Wat to Riches—You own More than you owe.
Zero: You are starting on ground 0-You Want to Build Net Worth
Negative: You Are in Debt-You Owe More than You Own
We want to note a point: Falling in the negative net worth category is OK. In fact, it’s pretty normal. Jumping from the negative net worth to the positive net worth is underrated, and should be celebrated in my opinion.
Formula to Create Your Actual Net Worth.
Net Worth Defined:
A net worth is a snapshot of your overall worth at a specific period in your life. Net worth = Assets – Liabilities
Below are the terms, above, defined:
- Assets – Something you own.
- Liabilities – Something you owe – a debt.
The median American net worth sits around $97,300.
We’ve always been curious to see how our net worth at our current age compares to the rest of America.
If you’re like us, then we threw in a treat for you, below.
Check out the median (middle) net worth by age group in America. See: Federal Reserve Survey of Consumer Finances
As you can see, many people struggle to build a positive net worth for themselves – really at any age. Especially for today’s millennials who have to deal with the stress of paying down student debt – building a positive net worth statement is not too easy and it takes time.
“The best way to jump out of a negative net worth situation is by starting – and sticking to – a budget.”
So once you do cross over from a negative net worth statement to a positive net worth statement, we truly do think you should give yourself time to celebrate and enjoy this milestone
Why Would You Prepare a Net Worth Statement?
- Understanding and knowing your net worth is very important.
- Where your net worth is currently
- What you need to do to get to where you want to be
- Could be a massive wake-up call for you to get on track
Honestly, the question should be: Why wouldn’t you want to prepare a net worth statement?
“A net worth statement can be brutal – but necessary – wake-up call and reality check.”
BENEFITS OF A NETWORK STATEMENT
- Helps you understand how much you own
- Helps you understand how much you own
- Pinpoints areas where expenses are excessively high
- Identifies opportunities for you to grow your net worth
- Provides you with the chance to develop a plan to pay down debt
Knowing where you currently are, financially speaking, can force you to be more thoughtful about how you spend your money.
Pro Tip:
A fun exercise is to determine your net worth each month and year – perhaps every December for example. Track your net worth – and how it has changed over the years, and in a few decades, you’ll be very proud to see how [hopefully] you’ve increased your personal net worth statement.
That exercise is a fantastic way to feel good about yourself – especially when you see the hard work that you’ve put into paying down debt and amassing more assets.
How to Prepare a Net Worth Statement
Keep in mind that we’ll be looking into how we can prepare a personal net worth statement.
However, business net worth statements are fairly similar in style and manner compared to a personal net worth statement.
FINDING YOUR NET WORTH
4 simple steps to creating an accurate net worth statement:
- Add together your assets (what you own)
- Add together your liabilities (what you still owe)
- Subtract your liabilities from your assets
- The answer to Step 3 is your net worth
Now, keep in mind that finding your net worth is based on a proven formula.
How to Calculate your Net Worth
Net worth = Assets – Liabilities
Now, what if you are not sure what an asset or liability actually is.
Let me provide some examples, below.
| Asset Example | Where You Can Find the Asset’s Value |
| Cash in bank accounts | Bank statement |
| Investment accounts | Monthly investment account statement |
| Retirement accounts (IRAs, Roth IRAs, 401(k)s, 403(b)s, etc.) | Monthly retirement account statement – if you have trouble finding this document, contact your HR representative |
| Home equity | Typically your home’s equity is calculated using the following formula: Equity = Current Home Market Value – Outstanding Mortgage (which is found on your monthly mortgage statement) |
| Cars | Similar to finding your home equity, find out how much your car is currently worth (using resources such as the Kelly Blue Book) and subtract what you owe (if anything), found on your monthly auto loan bill |
| Cash value in life insurance | You’ll typically find the net cash value of a life insurance policy in your monthly insurance statement |
| HSA assets (health savings account) | You’ll find this value in your monthly HSA statement |
| Art, jewelry, collectibles | Typically you would want an appraiser to help you find the current market value of these items |
| Accounts receivable | Anything that is still owed to you (if you own a business for example) but you have not yet received payment is also considered an asset |
Now let’s take a look at some examples of liabilities (what you owe) and where you can find the information to help you determine the amount of money that you owe.
| Liability Example | Where You Can Find the Liability’s Value |
| Mortgage | This is what you owe on your home. You’ll likely find your mortgage on your monthly statement |
| Credit card bills | You’ll have to download the most recent monthly credit card statement (typically found online) to see your current balance that’s owed |
| Auto loans | The amount you owe on a car is typically noted in your monthly auto loan bill |
| Student debt | Any federal, private, subsidized or unsubsidized student loan is considered a debt. You’ll find the value of this student loan on the latest monthly statement |
| Accounts payable | If you owe money and have not yet paid to what is typically a business, this is considered to be an “account payable.” An example of an account payable could be an unpaid medical bill |
| Loans of life insurance policies | If you have taken out a loan on a life insurance policy (which I do not recommend), you’ll find the information on your latest monthly life insurance statement |
| Unpaid income tax | If you still owe income taxes, consider this expense to be a liability. You’ll likely find this amount by calling your accountant or CPA – or you would see this information in your latest tax return |
Make sure you carefully analyze your current debts so that you net worth statement is as accurate as possible.
Pro Tip:
Make sure you are honest with yourself as you evaluate your current financial situation. It would be pretty bad if you try to skip over some debts or inflate what you currently own just to make your net worth statement look better. Don’t do it. You’re going to regret that later.
Pro Tip:
Let’s check out some of your statistics, so you net worth statement numbers make more sense:
| Client | Information |
| Age | |
| Marital status | |
| Career | |
| Annual salary | $ |
| Residence | |
| Highest college level | |
| Student debt – after graduation | $ |
| Goal | Pay off all debt before– Own a home before — Start a family (hopefully) |
| Years tracking your net worth |
Personal Net Worth Statement:
The Bottom Line: Now you know the following:
- How to calculate your net worth
- The definition of a net worth statement
- Where to find a free net worth statement template
Well, what are you waiting for?
If you haven’t tried to construct your personal net worth statement yet, do it now.
It might take you some time if you are a newbie, but trust me, going through the process of finding the documents to piece together your net worth statement is actually pretty fun (believe it or not).
Why?
Because it will help you better understand:
- Your current financial situation
- How much debt (if any) you are in
- How much much you are actually worth currently
- What you have to do in order to get where you want
- How we can help you improve your net worth and financial future
What if you are nervous and don’t want to find out how much you are worth (ie – you don’t want to find out that your net worth is -$100,000 – which is actually not too unusual)?
“Ignorance is not always bliss when it comes to your net worth.”
We think if you’re nervous now to find out your true net worth number, if you wait a few more years to then determine your personal net worth statement – you’ll likely have small heart palpitations.
Bottom Line: Don’t wait to find out your net worth. Do it now!
- Your bank accounts will thank me later!
- How has your net worth increased (or decreased) over the years?
- Join Thousands of People That Get Our Weekly Financial Tips via Email
Every Saturday morning, you’ll get 1 actionable tip to help you save more money, increase your income, and multiply your wealth
| Your Current Financial Net Worth Assessment |
| NET WORTH $ Assets (current value of car, home, property, business) $ Investments (include 401K, non retirement — all investments) $ Savings $ Debt (students loans, credit card debt, mortgage) TOTAL NET WORTH $ INCOME $ Gross monthly income $ Net monthly income FIXED COSTS $ Rent / Mortgage $ Utilities $ Insurance $ Car Payment / Transportation $ Debt Payments $ Groceries $ Clothes $ Phone $ Subscriptions $ Miscellaneous (automatically adds 15% for things you forgot) FIXED COSTS TOTAL INVESTMENTS $ Post-Tax Retirement Savings $ Stocks $ 403b $ $ Other INVESTMENTS TOTAL SAVINGS GOALS $ Vacations $ Gifts $ Long-Term Emergency Fund $ Parent Aid $ SAVINGS TOTAL $ GUILT-FREE SPENDING $ GUILT-FREE SPENDING TOTAL * Dining out $ * movies $ * Anything you want!) $ |
| RECHECK YOUR NET WORTH Net Worth Total assets: $ Total Savings: $ Six-month emergency fund. Total Debt: Total net worth: Total Fixed Costs Fixed costs: $ Rent: $ Groceries: $ Miscellaneous: $ Current savings rate: $ Emergency fund: $ Total Investments Investing per month: $ Guilt-Free Spending Currently $ Overall Thoughts * Can you retire * Some ideas: * Can you afford a: B, Assessment Conclusion-Do This Calculation Monthly |
| ACCOUNTANT EXPLAINS: The 6-Month Formula for Silent Wealth: https://www.youtube.com/watch?v=kKAzAnDg90k |












































