Biggest Employee Work Nightmares Eliminated

Suffering from Work Nightmares?

64% of Americans had Nightmares about Work. Do You?

Feeling stuck and not sure what you want?

This Special Report Gives You a Sure-Fire Way to Eliminate Job Nightmares

After a long, tiring day at work, there are few things most of us want more than a good night’s sleep. But while sleep is supposed to provide a restorative break from the rigors of working life, for many it has become a literal nightmare of job-related anxiety and stress.

1,750 working American adults were surveyed about their dreams. It was found that for most people, work isn’t left at the office — it’s invading our dreams and making us more stressed out. In fact, it was found that 64% of Americans have had a nightmare about their job, waking up feeling stressed and worried.

Key Finding

Most Americans have had stressful, traumatic dreams about work, ruining their sleep and adding to their anxiety.

Are Your Job Nightmares Killing You?

6 Ways Job Stress Damages Your Heart

By Chauncey Crandall, M.D.

Stress is the body’s response to mental or emotional strain or tension resulting from adverse or very demanding circumstances. When you’re under such mental stress, your body releases hormones — primarily cortisol and adrenaline — that ratchet up blood pressure, heart rate, and even cholesterol levels.

The following are six ways that chronic mental stress from job nightmares can cause damage to your heart.

Heart Disease. More and more this is being seen as the result of hormonal communications between the heart and the brain, especially when that result is stress.

Heart Attack. Emotional stress, ranging from an angry outburst to the aftermath of a shocking event like job stress, an earthquake, can affect the heart in a profound enough way to cause a heart attack or stroke.

Sudden Death. Recognized in the scientific community through electrocardiogram (EKG) measurements, people under brain stress can experience life-threatening irregular heartbeats brought on by unleashed thoughts in their brains.

Broken Heart Syndrome. Broken heart syndrome occurs during highly stressful or emotional times, such as divorce, the death of a spouse, a serious medical diagnosis, or other emotional shock.

Irregular Heartbeat. Mental stress can be a cause of arrhythmia, or irregular heartbeat. Having such a heartbeat disorder can spark fear and anxiety as well.

Panic Attack. A panic attack is a sudden episode of intense fear that triggers severe physical reactions when there is no real danger or apparent cause, and can become psychologically disabling if it happens frequently.

All of these reactions can cause the body to assume a state of readiness. This is known as the “flight or fight” response, and could result in chest pain, shortness of breath, sweating, dizziness, vomiting, weakness, palpitations, and anxiety.

Total Job Loss Work Nightmares

Statistics Reveal the U.S. Lost 10 Million Jobs During Pandemic February 25, 2021 – The Labor Department reported this morning that 730,000 more Americans filed new claims for state unemployment benefits.

In October 2021, the number of job losers and persons who completed temporary jobs in the United States stood at about 3.72 million.

In May 2022, the number of job losers and persons who completed temporary jobs in the United States stood at about 2.74 million.

40 Brands that are closing stores this year will result in the loss of tens of thousands of jobs. For many people this results in a major job nightmare.

There has been talk of a recession on the horizon, and few industries have felt this more than retail. Sales are declining thanks to people finding what they want elsewhere at a cheaper price. There is a real risk that many of our favorite brands will not be around much longer. 

We have seen the headlines about Macy’s and Sears shuttering hundreds of stores while selling off their beloved brands. But these older stores are not the only ones at risk—even new, growing companies are doing an about-face in terms of opening stores. 

There are over 40+ stores that have felt the squeeze especially tight. Honestly, we are not sure some of these major brands will be around much longer, so make sure to consider their closing on your employment outlook.

Stores and Businesses like: J.C. Penney, Dunkin’ Donuts, Family Dollar, Target, Lowe’s, Bed Bath & Beyond, Pizza Hut, Subway, Walgreens, Chuck E. Cheese, Regal Cinemas, The Children’s Place, Cheesecake Factory, Kmart, Walmart, Kohl’s, Wendy’s, Office Depot, Sears, Dressbarn, Chipotle, CVS, Charlotte Russe, Southeastern Grocers, GNC, Topshop, Starbucks, Pier 1 Imports, GAP, Shopko, Forever 21, Victoria’s Secret, Gymboree, Barney’s New York, Chico’s, Lord & Taylor, Abercrombie & Fitch, Macy’s, Nordstrom, J. Crew, Applebee’s, Hooters, Boston Market, Jack in the Box, Chipotle. Red Robin

For people who have lost jobs at the end of this article is a solution that helps eliminate this job nightmare.

64% of Americans say they’ve have a job-related nightmares

Studies have found that many people rate their jobs as their biggest source of stress in life, and with stress being a major cause of nightmares, it’s not surprising to see that so many of us are having tense dreams about work.

While we might think having a bad dream isn’t a big deal, studies have shown they can lead to problems like anxiety, depression, insomnia, headaches, and more.

In fact, people who have regular job nightmares are five times likelier to have mental and physical health issues, like depression, etc.

Many of us are having the same work-related nightmares 

From dreaming about being late for work to getting fired, job-related nightmares often feel very real and can be overwhelming.

Okay, so dreaming about getting it on with a coworker might not always be a nightmare, but a lot of Americans are having very intense bad dreams about work.

This makes sense because we tend to dream about things that are troubling us, and work is a huge source of stress for many people (more on that later). What do these nightmares about work really mean, though? It depends on who you ask.

For example, dream analyst Lauri Loewenberg says dreaming about showing up to work naked isn’t actually about fear of being naked but instead is related to “anxiety being in a situation in which all eyes are on us,” such as during a presentation or an interview.

On the other hand, a nightmare about being late to work could be a sign that you’re worried about missing out on an opportunity in your career.

Most people are stressed out about their jobs.

78% of Americans say they are stressed about something at work right now.

With nearly 4 out of 5 adults stressed out about work, it’s no wonder so many of us are having job-related nightmares.

These numbers are similar to what Harris Interactive surveys have found in the past.

The unemployment rate might be falling, but workplace stress is still a major issue. And if left untreated, stress can lead to a ton of health issues, including headaches, depression, insomnia, heart burn, increased risk of heart attack, high blood pressure, and more.

Work-related stress factors are similar across industries

Nearly 2/5 of Americans say an overwhelming or unreasonable workload is their biggest source of stress at work, while others cite problems with co-workers, lack of work-life balance, and bad pay as their main problems.

Work-related stress is increasingly a problem for Americans (and people across the world for that matter). Many workers point to the same few issues as their causes of stress on the job, but it’s important to note that everyone is different.

What is stressful to one worker might not be a major issue for another, depending on their psychological makeup and other issues.

It’s important for employees to start taking work-related stress seriously by taking measures to support their themselves and ensure they aren’t subjected to unnecessary stress.

Do You Ever have Work Nightmares?

What about Job Nightmares Dreams?

The list of nightmares commonly faced by professionals and employees are not eliminated.

It’s evolving, bringing up new issues that often make people feel dissatisfied with their jobs, depressed, and lost.

  • When asked what workplace horrors workers fear the most, having a ‘bullying boss’ came out on top, chosen by 28% of respondents.
  • This was closely followed by having a toxic workplace culture (21%), team conflicts and surprise overtime hours (both chosen by 10% of employees).

You may think that new communication channels entering the workplace could lead to some scary incidents, but it seems that we are able to handle these in their stride. ‘Communication overload’ came at the bottom of the pile for workplace Nightmares, chosen by just 3% of employees.

More Work Employee Nightmares

Sleeping with a coworker — Sex in a dream isn’t actually about a physical union you want, but a psychological connection you need. You may be dreaming about that coworker because you need to unite with him or have recently connected on some level, perhaps working on a project together.

There may also be something about that coworker — a quality they have, perhaps something they’re very good at — that you need to merge into your own personality, she added.

Being late to work — A very common dream, especially for people who are frequently on deadline. These frustrating dreams may be reminding you to manage your time better and get things done.

Messing up on a project — This dream serves as a dress rehearsal: “Our subconscious will put us through the worst-case scenario so we can be prepared for it should it happen, but more importantly so we can work it out, so it doesn’t happen,”.

Showing up naked at work — That’s the most common work-related nightmare. Dreams are symbolic so it’s not about how you look physically, but how you may look in your job performance when all eyes are on you. In general, dreams about being naked in public are often associated with shame and feeling publicly exposed.

Getting lost in the office — Being lost in a dream is often connected to indecision in real life. What’s going on at work that you’re having a hard time making a decision about?

Fighting with the boss — When you’re dreaming about arguing with someone, you may be mad at yourself about something. Whatever is said in that dream argument is really a conversation you’re having with yourself about the issue, she noted.

MORE Employees Work Nightmares

  1. Can’t find a work-life balance and manage workloads?

2. Find it difficult to deal with your colleagues, managers, and your boss?

3. Feel stressed out because of multitasking, answering numerous emails?

4. Wanna change your career since you don’t feel passionate about what you do, but afraid of uncertainty?

5. Not satisfied with your salary, workplace politics?

6. Don’t have anybody to turn for help?

Do Your Work Nightmares Make You Feel this Way?


I don’t have a current job. I am trying to figure out what i would like to study and what a path I should take. I don’t have a job yet so I cannot accurately answer this question. I don’t have a job at the moment, but i am applying for a job.

I don’t have a job, but my life is unexciting, repetitive, and full of uncertainty. I can’t find a job and that is frustrating because I need a job to feel like I have some sort of purpose. I don’t currently have a job however the most frustrating thing about my last job was the lack of training available.

I can’t seem to keep jobs because I get bored with them easily. The fact that I can’t find a job is killing me!


I need to find a new job related to current studies. Frustrating because recruiters don’t seem to be able to look beyond my skin color and age. Job hunting, it is frustrating because I am good at my job but don’t have a degree etc. but I have plenty of experience.

My job-hunting experience is killing me – I have four to five deadlines everyday each making me have to think about my own personal experience for hours on end.

It is insanely hard to get one right now in the current market.

Looking for a job…. because it’s frustrating waiting for right one

Finding a new job – it’s so frustrating that most jobs require CPA.

Looking for a job last year according to my qualification was a challenge

Looking for a job; I am not sure what I am best at

Looking for a job. It’s frustrating to know that you have talents, you have abilities, but it doesn’t always translate into finding gainful employment!

Looking for a job. I am overqualified for most A/P jobs and it is frustrating me. I am an experienced A/P person and very confident in my qualifications.

Finding a new job… And not sure of the two offers I potentially have, which is best fit

Searching for a job is frustrating, because I have not discovered my talent and passion.

Searching for a job. This was frustrating because there are a few jobs and many applicants

Searching for a job. Because I’ve yet found the right one, and the right one has yet found me

Unable to get a job. It is frustrating because I know I am more than capable.

Finding a decent job. Everyone wants you to apply online and you don’t get a chance to make a good first impression (or bad) in person. Too impersonal.

Trying to find a job. Review job postings, post for job and then never hear back from employer is very frustrating. When you know you would be a great candidate for the job because the job requirements are exactly what you have done in the past and done well.

Looking for a new job. I don’t believe the options available to me right now are a good fit for me.

Trying to find a new job, the job market is so competitive.

I am searching for a job for the past 8 months and not getting a suitable one is really frustrating me.

Trying to find a new job has been frustrating because part of me believes it is the best thing to do, and the other part of me does not.


I look for a first job since more than a year now without success. It is becoming more and more frustrating to send applications knowing that my chances to get the job are very low.

Applying for so many different jobs and waiting for their response.

Apply to jobs and wait for their responses. It’s frustrating to not get any positive or negative feedback on applications that are more than 20 days old.

Apply for jobs. Because I am tired of doing it for the last 6 months.

Applying for a job. Because I have never done so before and there was a lot of information that needed to be filled in.

Applying to jobs because I am unsure of what my skills are and my lack of experience. These together make me question whether or not I will be a good fit for the type of industry I would like to apply to.

Applying for jobs is frustrating because it’s an indirect, confusing waiting game that may not be going anywhere.

Trawling the jobs boards for new roles was demoralizing and frustrating because there seem to be no answers and nothing I’d like to do.

Applying for jobs. Entering the same information over and over again, all the while knowing that they more than likely will not call you back.

I’ve applied for jobs and haven’t heard back from them. I can’t tell if it’s me in general or something I’m doing.

Applying for new jobs after being laid off from my recent employer for many years Not getting a response from any jobs that I have applied for.

I am applying for a job and I haven’t receive any calls from the companies that I had applied for

Attempting to find a job. it was frustrating. I am in a new area, and I don’t know my way around that well yet

I had to apply to many jobs, this is frustrating because they never tell you if you don’t get the job, you just have to wait or just assume they aren’t hiring you

Not being sure why the job application I send out don’t get a response – I know employers are getting approximately 400 applications for each job – so how do I stand out in this market.


My job feels too large for me to do with excellence.

My job is not challenging me or providing interesting new experiences.

My current job isn’t mentally challenging and I don’t get enough variety

My current job is very routine and doesn’t provide me a chance to develop my skills. I need to find a suitable job asap.

Job Skills Not Transferrable. I am job searching and having to apply my skill set as transferable. The whole process is soul sucking and extremely depressing

Routine job is most frustrating. If there is no personal growth and dynamics I will feel my personal degeneration.

On my job one of my clients needed something I couldn’t provide.

I hate my job. It’s been 5 and a half years now. I’m tired of seeing the same place, people, culture, work, etc.

Looking for job is frustrating when employers don’t respond to you

Staying in a job where there’s no positive feedbacks and no growth, or plain routine.

Its a dead end job with no chance for advancement or financial stability…

I feel as if my job is pointless. I don’t do anything useful, it’s all really dumb.

A job is a job – just do good work, provide for your family, and keep on keeping on!

I have to leave my job because I had no interest in the job. However, I am not able to get a new job because of my lack of communication skills and I get negative a lot.

I had to quit my job because I’m having difficulties due to some pregnancy related matters,

I hate stagnancy. My job offers no exciting challenges. There is less scope of creativity to be showcased. I don’t find bigger and pragmatic challenges there.

Most frustrating thing about my job is that things are not organized.

No clear description of what my job is and how long I am going to be establishing credibility

The bureaucracy in the job is very unfortunate. I believe there should be openness and helping attitude rather than leg-pulling.

I had to move from one job to another without any say in the decision. I did not appreciate that I was not asked about the transfer and that no one discussed the difficulties or expectations that come along with the transfer.

I had to do everybody else’s job for them because, they can’t seem to do there on job.

I think I need a higher job, its very routine and basic I need something which has more importance and requires intelligence. But i am lost I don’t know what I want to do in life

The hardest part about my job is not feeling like there is any growth.

When others don’t do their job properly and I have to pick up the pieces.

Frustrating can’t leave my job due to certain reasons yet I don’t and to continue to do the job

Not knowing if I am doing my job to the fullest.

It’s a low salary, repetitive job that anyone could do if they tried. Its the same every day.

The real rapid changes at my job and loss of direction.

I lost my job. I have to decide what it is I want to do now. I know I would like to get out of the current field I am in.

Wasn’t able to finish my job due to my illness — I hate being so weak and useless.


Majority of workers who quit a job this year cite the nightmare of low pay, no opportunities for advancement, feeling disrespected and more.


Majorities of workers who quit a job in 2021 say low pay (63%), no opportunities for advancement (63%) and feeling disrespected at work (57%) were reasons why they quit. At least a third say each of these were major reasons why they left.  

Roughly half say child care issues were a reason they quit a job (48% among those with a child younger than 18 in the household). A similar share point to a lack of flexibility to choose when they put in their hours (45%) or not having good benefits such as health insurance and paid time off (43%). Roughly a quarter say each of these was a major reason.

About four-in-ten adults who quit a job last year (39%) say a reason was that they were working too many hours, while three-in-ten cite working too few hours.

About a third (35%) cite wanting to relocate to a different area, while relatively few (18%) cite their employer requiring a COVID-19 vaccine as a reason.

When asked separately whether their reasons for quitting a job were related to the coronavirus outbreak, 31% say they were. Those without a four-year college degree (34%) are more likely than those with a bachelor’s degree or more education (21%) to say the pandemic played a role in their decision.

For the most part, men and women offer similar reasons for having quit a job in the past year.

If any Nightmares on the list makes you feel anxious and worried, we’ve got good news for you. These Nightmares can be eliminated. You know how to do it.

Top Reasons to Quit Your Job Nightmare

1. Not Enough Money-Living Paycheck to Paycheck

Not Enough Fact [A]: Average Income for Most American Employees

The median household income was $68,703 in 2019, setting a new record. 1 It was 6.8% higher than the 2018 record of $64,324. The median household income has been steadily rising since it was $58,001 in 2014. The U.S. Census Bureau also reports the median income for each family. In 2019, it was $86,011.

“Average income” is a term used by many to describe median income, or how much money the people at the middle of the income scale make per year. Median income is a more accurate picture of middle-earner’s income than average income because the number of high earners skews the average income amount. The U.S. Census Bureau reports average and median U.S. incomes in September of each year.

In 2020, the average household income was $97,026. The median household income—the number more frequently cited—was $67,521.

Not Enough Fact [B]: Average Employee Income in 2020

The median household income dropped to $67,521 in 2020, declining from $69,560 in 2019. The median household income has been steadily rising since 2010, so this was the most significant drop since then.12

The government uses the average family income to report the poverty threshold for statistical purposes. It also uses these figures to establish the poverty levels that determine eligibility for healthcare subsidies and welfare programs.

Not Enough Fact [C]: Family Median Income

Real median income dropped 3.4% for families, from $87,085 in 2019 to $84,088 in 2020.5 Families include related members in a household.

As expected, the mean family income was much higher, at $114,962. However, this was a 2.7% drop from the 2019 level of $118,192.

Not Enough Fact [D]: U.S. Federal Poverty Threshold

The U.S. government uses average family income statistics to report the federal poverty threshold. Since average income was higher, the number and percentage of those living below the threshold dropped.

In 2020, the poverty threshold was $26,496 for a family of four in the U.S.12

In 2020, 37.2 million Americans were living in poverty, 3.3 million more than in 2019. This figure raised the percentage of people living in poverty to 11.4%, up from a record low of 10.5% in 2019.2


Depending on where you live in the United States, the amount you need to make to get by and support a family can vary by a lot. While a household of two adults and two children can manage on less than $60,000 a year in Tennessee, for example, it takes at least $88,000 a year to make ends meet in New York.

That’s according to updated data from MIT’s living wage calculator, which determines the minimum amount necessary to meet basic needs without dipping into poverty or relying on outside help. The model takes into account factors such as food, housing, child care and health insurance, in addition to other regular costs, and doesn’t include conveniences or luxuries such as restaurant meals, vacations or money left over for investments.


  • Total required income before taxes: $81,056
  • Estimated housing costs: $19,875
  • Estimated food costs: $10,529


In June 2021, the U.S. household personal savings rate was 9.4%.Many households may live paycheck to paycheck, and an unforeseen problem can easily become a disaster if you are not prepared.

The cumulative result of overspending puts people into a precarious position—one in which they need every dime they earn, and one missed paycheck would be disastrous. This is not the position you want to find yourself in when an economic recession hits. If this happens, you will have very few options. 

Many financial planners will tell you to keep three months’ worth of expenses in an account where you can access it quickly. Loss of employment or changes in the economy could drain your savings and place you in a cycle of debt paying for debt. A three-month buffer could be the difference between keeping or losing your house.  Building “Multiple Sources of Income” could save you.

2. Unreasonably Dangerous Workplace

While many jobs come with a degree of risk, if your workplace is unreasonably dangerous, the answer to “should I quit my job” could be a resounding “yes.” There are situations where employers don’t prioritize the safety of their staff.

For example, a manufacturer might be ignoring OSHA rules, like not providing required PPE or failing to follow lockout/tagout procedures. That puts employees at risk of injury, or potentially even death. And that isn’t the only potential example of a legitimately dangerous workplace where quitting could be the right decision.

3. Toxic Culture

In a similar vein, a toxic workplace can be incredibly harmful. If your manager is verbally abusive, conflict is part of daily business, or negativity reigns supreme, you are putting your mental health at risk.

Now, a difficult situation does not a toxic culture make. The issues have to be pervasive and long-lasting, not just a single incident. However, if the problems exist and management isn’t willing to step in and resolve them, heading for the exit could be a good idea.

4. Unrelenting, Unresolvable Burnout

If the idea of handling your duties drags you down, and the idea of heading to work on Monday makes it impossible to enjoy your Sundays, you might be burned out. It can happen when a job gets tedious or is otherwise unfulfilling, as well as if the environment is unsupportive.

Whether burnout is a reason to quit usually depends on whether the situation may resolve. For example, if your lack of interest is based on a short-term project, you may feel better once that wraps up. Similarly, if your bored with your duties, you may be able to speak with your manager about getting new responsibilities, allowing you to fix the problem.

However, if you’ve been burned out for a while and all attempts at resolving the issue aren’t working, quitting your job may be the right choice.

5. Reaching a Dead-End

A dead-end is the enemy of any career. If you’ve been in your role for a while and there’s no way to keep moving forward with your employer, that alone can be a reason to quit.

However, it’s important to note that this situation isn’t necessarily dire. You might not want to walk away until you land a new job. That way, you can preserve your income while you track down something new.

6. Skill Stagnation

Along a similar line, if you’ve stopped developing or honing your skills, or haven’t acquired a new one in a while, the answer to “should I quit my job” might be “yes.” Continued growth is important for your career. Not only does it keep you engaged and your capabilities relevant, but it also supports progression.

7. Serious Illness

If you or a loved one are chronically ill, saying goodbye to your job to handle the situation might be a wise decision. Leaving for a personal illness allows you to care for yourself in a way that you may not be able to if you keep working, making it a potentially legitimate reason to walk away. Similarly, if a family member needs care, tendering your resignation might be wise.

Just make sure you explore every available option. If you enjoy your job and may want to return, you may be able to make use of the Family and Medical Leave Act, allowing you to step away for a period without having to quit.

8. Schedule Changes

Schedule changes may play a role in when to quit your job. If your new hours don’t work with the rest of your life, leaving immediately might be a necessity. For example, if you’re a single parent, are suddenly placed on the night shift, and can’t arrange for overnight childcare, you may have little choice but to quit right away.

However, if the schedule change is inconvenient but temporarily manageable, you may want to find a new position before you quit. That way, you can transition into something that’s more accommodating, instead of experiencing a period of unemployment.

9. Heading to School

While it’s true that plenty of people work while they go to school, that doesn’t mean you may not want to quit your job. For example, if you need certain classes that are only available at specific times of the day and you can’t get that time off work, you may have little choice.

Additionally, studying and working at the same time is challenging. If you can financially afford to focus on your education without having to keep a job, then quitting isn’t necessarily a bad move.

10. Moving to a New City

When it comes to reasons to quit a job, moving is a big one. Unless your employer happens to have a workplace in your new city or offers telecommuting options, giving your notice might be a necessity.

11. A Chance at a Dream Business

Sometimes, you’re moving forward in your career, and everything is generally fine. But “fine” isn’t “great.” You’re not necessarily burned out, but you aren’t thrilled either.

Plus, you’ve got a dream to do something completely different. You just haven’t found a chance to make it happen. Then, one day, that opportunity comes along. You can accept a secondary business that lets you start working toward that dream, and you aren’t sure you can ignore it.

While taking a pay cut is risky, that doesn’t mean you shouldn’t quit and go after it. Life satisfaction does matter. If you don’t love your current field, and you are passionate about this new one, taking the chance of starting a secondary business could be the best decision.

12. Building Something New

Most professionals spend their careers working for established companies. However, many would enjoy a chance to build something new. Maybe that means working for a startup or launching a freelancing career. It could even involve diving into entrepreneurship and starting a new business.

If the idea of building something new is important to you, then it could be a reason to quit your job. Just make sure you’re financially ready for the transition before you take the leap. Contact us and get a FREE Discovery Session to see if this is right for you.

13. Your Gut Says Go

Sometimes, you can’t quite put your finger on why you want to leave. All you know is that every time you’re at work, “I want to quit my job” keeps circling through your head.

Usually, when your gut says, “go,” there’s a reason. It’s possible you’ve instinctively clued into a problem, but your conscious mind just isn’t catching it. However, if the desire to hit the road is unrelenting, even if you don’t know why, you may want to listen.

Again, this is a situation that isn’t always an emergency. That means you may want to find something new first before you walk away. Just keep your eyes open while you do. You may be able to figure out what your gut is worried about, allowing you to examine the situation again to determine what move is right.

Making the Decision Putting It All Together

Ultimately, figuring out when to quit your job can be challenging. It’s a personal decision, so you need to make one that feels right to you. Hopefully, the information above makes that a little bit easier. Reflect on the reasons, as well as the pros and cons of quitting your job. That way, you can make an informed choice.

Decide on Starting a Business of the 21st Century!

Questions to Ask Yourself When Deciding to Start Your Business of the 21st Century

Personal Assessment Questions

  1. Do you have a definite major life purpose? What is it?
  2. Would you like to grow old doing what you are doing right now?
  3. Would you want to be the best ever in what you are doing right now?
  4. What is the one thing you need to do to make positive impact in life? And what is that positive impact?
  5. Who is doing something closest to your dream business?
  6. What would you like to be successful doing?
  7. What area of live will you like to make positive impact?
  8. What will you like to be remembered for the most?
  9. What life blowing accomplishment will you like your name to be stamped on?
  10. What field will you like your name to be found?
  11. What do you do best with your least effort?
  12. What kind of help do people ask you constantly for?
  13. What area of influence do people show you respect or accolades?
  14. What area will you like to be an authority at?
  15. What frustrates you the most right now when done poorly?
  16. What do you always loose track of time doing?
  17. Which of all human needs touches your heart the most?
  18. If you are a solution, what is the problem?
  19. What subject matter interests you the most?

Financial Assessment Questions

  1. How much money are you making now?
  2. How much money would you like to be making now?
  3. What is stopping you from making that amount of money now?
  4. How much money do you intend to have when you retire at age 65?
  5. How much extra income do you need or want to make?
  6. Do you want to help other people with your business?
  7. What business are you interested in starting?

Business Assessment Questions

  1. Would you be interested in starting an online business that gave you Mentorship, Personal Growth, Unlimited Income, Work from Home, Flexible Schedule, Incentives and Recognition, Friendships and Relationships, Product Discounts, Complete Turnkey Training, Gave You Major Tax Deductions, A Better Retirement Plan-(SEP IRA), No Discrimination, No Class Ceiling, Low Start Up Costs, No Overhead Costs, Being Your Own Boss and Had no Age Limit?
  2. Would you want a legal business?
  3. Would you want a business online that gives you financial freedom?
  4. What products or services do you want offer?
  5. What training are you looking for?
  6. Would you want a business that did not need any special licensing or training or degrees of any kind?
  7. Would other questions do you have in starting a business?

Investment Assessment Questions

  1. What are the start-up costs you want to invest?
  2. What is the return on your investment investment you are seeking?
  3. Would you want an investment in your business guaranteed in any way?

These are excellent pointers to starting your dream business. If you have been able to answer 15 of the above questions, you should contact us for more clarity. Phone: 650-515-7545

21st Century Business PERSONAL Application Questions

1. What are the skills you want to use?

You could begin your answer by discussing your current strengths and skills and how they relate to the new business. The business will likely not expect you to currently have every skill you need for your ideal business, so this question also gives you the chance to answers areas in which you would like to grow in a new business.

2. Describe the type of small business do you want in general.

Instead of discussing a specific job title, discuss the general duties and responsibilities of that position. For example, you could explain how you would love to have a business that helps people and makes a difference in their lives. You could also mention that you want to work with the latest technology because you often spend your free time researching the newest trends and products in the industry.

3. What are your values?

Considering your values can help you assess what motivates you and whether you have the same goals as the business Answering this question is most helpful when you can relate it to the reasons why you should start your new business. You could say that it is important to be accountable to the new business so others can depend on you or that you always keep a positive attitude.

4. What specific business do you want to build?

While your answer should still reflect your general skills and values, you should also make sure it relates to the career or profession you are seeking. When you show an overlap between the requirements of the business you want and the qualities and skills you already possess, you are demonstrating why you would be a great fit for the business. 

Read the business descriptions before you decide so you can include these items in your consideration. Consider any previous success you have had in this type of business. Discuss with experts how your dream business will give you everything you want in life.

Turning Your 21st Century Business Dream Into a Reality

Has the idea of running your own small business back of your mind? Have you have tried to banish the idea because you know running one is hard work?

If you are like most starter entrepreneurs, you have faced the problem of having an idea in your head, with no direction as to how or where you might execute it.

To build a phenomenally successful business requires 3 things…

  1. Leadership
  2. People
  3. Systems

With Business of the 21st coaching and training so you can…

  • Get better results
  • Have more fun growing your business
  • Have less stress and more teamwork
  • Get the right things done – at the right time
  • Get more high-end clients
  • Build a phenomenal dream team that can run your business FOR you
  • Dramatically increase your profits
  • Scale your business with SYSTEMS!

For those with a small business idea that never leaves, take this as a sign to act upon it. You could end up making big money and doing what you’ve been always passionate about from a small idea dreamed up in your bedroom. 

[1]: First, you need to start with your business identity. Start by asking yourself these 3 main questions:

  • What problems are you setting out to solve? Most new businesses begin as a result of a need, want, or problem. Make sure you know exactly what your product or service will do for your customers and why someone would consider buying from your business.
  • Why does your business matter to people? Why should people care about the product or service you want to provide? Does it help save the earth from pollution, or does it give shoes to needy children? Establish your “why,” which is also known as your Value Proposition.
  • Who is your audience? It is highly important to understand who your potential audience is. Failing to understand your demographics may cause you to cater to the wrong crowd and to possibly lose valuable business over it. Understanding your audience may make the difference between making your brand hip and fun to cater to a young crowd or calm and subtle for an older crowd. Eliciting your desired response depends largely upon an appropriate presentation.

Finding your business’s identity is key to start acting upon your small business ideas. These three questions make up the core of your business and will carry you through from conception to implementation. One great thing to remember when implementing a small business idea is to start small.

[2]: You might start your business as a small side hustle. Work on your business on the weekends or evenings for a while. Eventually, your business may grow and demand more of your time, energy and dedication. Before you step away entirely from your day job, keep in mind you should leave yourself with a financial cushion, just in case your business doesn’t sustain your needs immediately.

As a new entrepreneur, turning your small business dream into a viable business may seem frightening. It takes a tremendous amount of guts and grit to push through the hardships, get your business off the ground, and nurture it to sustainability. It may take many months, or even years, to see the results you want, but that is part of being an entrepreneur. 

[3]: Marketing Yourself….One of the scariest, yet worthwhile, tasks that an entrepreneur must accomplish before seeing a small business take off is marketing themselves as a focused entrepreneur.

Now, this may seem like a crazy idea, especially if your business idea is to sell a product and not a service. People want to see a capable human being with a charismatic personality, emotional intelligence, and practical business sense.

Even if you are not naturally entrepreneurial, or don’t see yourself as a fierce go-getter, it doesn’t mean you can’t become one with some practice. 

[4]: Business and Emotions Go Hand In Hand…The truth about starting and running a business is, without emotion and creative ideas, your small business will be nothing but an empty shell – a shell that could contain your unique brand voice, humanitarian efforts, and customer relationships.

Emotions determine the character of your business – the personality, if you will. In order to connect to your audience, you need to grab them by their hearts first, and not by their wallets.

Your brand should convince your audience that your company is personable and cares for them. Use your emotions to lay the foundation of who your company is, why you do what you do, and how you are going to help make the world a better place. You will better connect with your audience on an emotional – and perhaps spiritual – level this way, encouraging them to become brand believers and buy your product or service. 

[5]: Get Inspired: Read Up On Entrepreneurial Success Stories…Even the most successful entrepreneurs, like Steve Jobs, creator of Apple Computer, Inc, or business guru Blake Mycoskie of TOMS shoes, learned how to build their business empires through two means: their life experiences and the influential people around them.

Learning the stories and tactics of entrepreneurs, past and present, is a smart way to expand your entrepreneurial vocabulary and skillsets. Most small businesses start with nothing but an idea and a small chunk of cash.

Reading books and articles, listening to podcasts, and watching videos from entrepreneurs can help inspire you and grow your knowledge about the entrepreneurial world. Maybe, someday, you can share your business story with others who need your guidance and inspiration.

Formula to Get Anything You Want

 Fix in your mind the exactly what you want or the amount of money you desire. It is not sufficient merely to say “I want plenty of money. “Be definite as to the amount. (There is a psychological reason for definiteness which will be described in a subsequent chapter).

Second. Determine exactly what you intend to give in return for what you want or the money you desire. (There is no such reality as “something for nothing.)

Third. Establish a definite date when you intend to possess the money you desire.

Fourth. Create a definite plan for carrying out your desire, and begin at once, whether you are ready or not, to put this plan into action.

Fifth. Write out a clear, concise statement of what you want or the amount of money you intend to acquire, name the time limit for its acquisition, state what you intend to give in return for the money, and describe clearly the plan through which you intend to accumulate it.

Sixth. Read your written statement aloud, twice daily, once just before retiring at night, and once after arising in the morning.

NOTE: It is important that you follow the instructions described in these six steps. It is especially important that you observe, and follow the instructions in the sixth paragraph. You may complain that it is impossible for you to “see yourself in possession of what you want or money” before you actually have it.

Here is where a BURNING DESIRE will come to your aid. If you truly DESIRE something or the money so keenly that your desire is an obsession, you will have no difficulty in convincing yourself that you will acquire it.

The object is to want something, and to become so determined to have it that you CONVINCE yourself you will have it.

To the uninitiated, who has not been schooled in the working principles of the human mind, these instructions may appear impractical. It may be helpful, to all who fail to recognize the soundness of the six steps, to know that the information they convey, was received from Andrew Carnegie, who began as an ordinary laborer in the steel mills, but managed, despite his humble beginning, to make these principles yield him a fortune of considerably more than one hundred million dollars.

If you want help applying this formula contact Michael at 650-515-7545

The Top 5 Regrets Midlife Professionals Have for Not Starting the BUSINESS OF THE 21ST CENTURY

[1]: I wish I hadn’t listened to other people about what I should do, study and pursue.

Many people believe that when you reach 40, you’ll certainly be living your own life, and making your own authentic choices.  Sadly, we’ve found that it isn’t necessarily true. So many thousands of people around the world feel deep regret and pain because they’re actually living someone else’s life – not their own. Most typically, they’re living a life their parents told them to live, and engaging in careers their authority figures demanded or strongly encouraged they pursue.

We’ve heard from so many people aged 40-55 who now realize they’re in the completely wrong career, pursuing the wrong goals, because they studied in college what their parents and authority figures told them was the right thing, for security, stability and status. 

They also admit that there was a some unconscious or “hidden” cultural mandate they somehow felt, to become a doctor, lawyer, engineer, architect, etc., for the recognition and status that their parents thought would be achieved in these fields.  The reality is that these professionals didn’t muster the courage to change directions, or say “No, I don’t want this!”  

And now many years have passed and they’re still not living life as they want to. To live a happy, rewarding life on your own terms, it’s critical to starting saying “yes” to your authentic beliefs and values, and stop living someone else’s life that feels so wrong., even if it’s the one your beloved parents wanted for you

2. I wish I hadn’t worked so hard and missed out on so much.

So many men and women in middle age share that they regret what they’ve missed out on in life, by working so hard. They missed being in the fabric of their children’s lives. Or they missed the chance to have children. They missed the opportunity to build true intimacy and closeness with their spouses, family and friends.

They missed experiencing adventure, travel, enjoyment, vitality, learning, spiritual growth – not having the chance to stop and relish life, nature, good health, peace, or relaxation. They missed so much and sacrificed so much to pursue work goals that now feel meaningless and empty.

We’ve seen that too that when people get to the end of their lives – in their 80s and 90s — they’re not thinking at all about the work goals they strived so hard to achieve. They’re thinking about love and family, about the people that matter deeply to them, and how they made a difference to these people. And they deeply regret what they didn’t do with and for these loved ones.

3. I wish I hadn’t let my fears stop me from making change-starting my own business.

We have many different fears that stop us from taking action, but the biggest fears are around failure, loss, and pain.  Mid-career professionals share with us that they have so much fear and resistance around making change (starting a small business), particularly if it means they have to stretch out of their comfort zone, speak up and stand up for themselves.

They fear failing, going broke, not being able to care for their families financially. They fear leaving their “comfort zone” yet they see that perpetuating the status quo is excruciating and damaging.

The fears mid-career professionals, particularly women, often emerge from a lack of healthy boundaries, from intense people-pleasing behavior and a drive toward “perfectionistic over-functioning” – doing more than is necessary, healthy or appropriate. Until we can get in the cage with our fears and address them head on, fear will keep us stuck in quiet desperation.  

4. I wish I had Created the Business of the 21St Century.

Finally, the money issue – this comes up in almost every conversation we have with mid-career professionals. Their fears around money, or their slavery to it, generate deep regret. People share that they know they’re not living the life they long to, and they’re sick and depressed about it, but they simply can’t see a way out because they’re trapped about money and living the job nightmare.

Either they feel they need to keep making exactly the same amount as they are today, so they won’t change directions or leave their toxic jobs or careers, or they’re desperate because they’re not making enough, so they want to pursue something “safe” that they know will make them miserable in the end.

We’ve learned that our relationship with money goes very deep, and stems directly from our wealth programming and what we learned from childhood about it.  The negative, fear-based stories we tell ourselves about money keep playing out in our lives, despite all our best efforts.

If we don’t get to the bottom of our own money story, and heal it, we remain trapped in unhappy, desperate situations for the entirety of our lives.

If you’re like many of us, when you hit 50, it was a huge awakening. We felt as if we were suddenly in a new “club” and that club allowed us to be stronger, braver, and bolder, and stop wasting time. 

Suddenly, seeing that the number of years you have ahead of you in life is smaller than what’s behind you, is a very motivating experience.

For many, it elicits an urgency to address what’s wrong in our lives – what makes us sick, sad, depressed and angry. It catalyzes us to muster the courage, fortitude and commitment to finally do what’s required to start living the lives we long to. And for that, we need to brave up.


A Comprehensive Plan for Growing, Learning and Achieving what ever you want from America’s Foremost Success Coach.

Look around and ask yourself…

What do other people around you have planned for your life, career or business?

The answer shouldn’t surprise you…not much.

How many more days, months and years will you let pass by without achieving your goals?

If you’re struggling to stay focused on what’s important to you or feel stuck in the cycle of failure, our One-Year Success Plan is the solution you’ve been looking for!

It doesn’t matter where you are right now in your journey toward success, our teachings and insights will “meet you where you are” and show you a clear path to succeed.

Now is the time to incorporate a system that helps you stay focused and on course for reaching your goals and getting what you want. And here is how you can have legendary personal achievement experts as your personal mentors!

Throughout the 12-month program, you will be empowered to grow and continually transform yourself (daily/weekly/monthly) while focusing on a new pillar of success each month.

This consistent game plan will keep you on track, help you take action and give you the motivation to achieve the life of your dreams!

Your direction, activities and disciplines all make up crucial links in your chain of success. When you can see that one thing affects everything else, then you’ll build a reservoir of strength and courage that will serve you during your path to success.

Building your visual chain of thought begins when you have well-defined plans for your career, your family activities, your investments and your health. Your plans and goals are your visual chain. You must know where you’re going before you get there. Let the wisdom and teachings of Andrew Carnegie help you construct a plan for success!

Now, you can take advantage of this incredible offer…


Everything you need to reach your goals faster and make consistent progress ALL YEAR without getting distracted or overwhelmed. Consider this your game plan for the entire year!

Start now and get immediate, lifetime access to our signature 1-year Success Plan.


It’s a one-year game plan covering the 12 pillars of success (one per month—see below) and created to help you achieve a 10%-40% increase in the most important areas of your life.

You’ll receive each weekly lesson via email and also have lifetime log-in privileges to a dedicated SUCCESS Academy member where you can review your progress, content and access your weekly.


  1. First. Fix in your mind the exact Career or Profession, or Amount of Money you desire. It is not sufficient merely to say “I want plenty of….. “Be definite as to what you want. (There is a psychological reason for definiteness which will be described in a subsequent chapter).
  2. Second. Determine exactly what you intend to give in return for what you want and what you desire. (There is no such reality as “something for nothing.)
  3. Third. Establish a definite date when you intend to possess what you want and what you desire.
  4. Fourth. Create a definite plan for carrying out your desire, and begin at once, whether you are ready or not, to put this plan into action.
  5. Fifth. Write out a clear, concise statement of what you want or the amount of money you intend to acquire, name the time limit for its acquisition, state what you intend to give in return for the money, and describe clearly the plan through which you intend to accumulate it.
  6. Sixth. Read your written statement aloud, twice daily, once just before retiring at night, and once after arising in the morning.


MONTH 1: PERSONAL DEVELOPMENT: Become the person you truly desire to be by engaging in a life-long strategy of skills, knowledge and self-improvement (which will also place you in the upper echelon of your particular industry).

MONTH 2: GOAL-SETTING: Achieve a sense of purpose behind every action, as well as multiply your long-term success quotient by having a set of clearly defined 10-year goals.

MONTH 3: THE BUSINESS OF THE 21ST CENTURY – FOCUS DEVELOPMENT/NETWORKING/REFERRALS: Tap into one of the greatest Businesses in the World and the resources we possess and have a greater, more positive influence in the marketplace by utilizing your current relationships and networking base.

MONTH 4: SPIRITUAL/PHYSICAL/EMOTIONAL HEALTH: Improve your looks, confidence, energy, quality and length of life by having a consistent health/fitness philosophy and maintaining a health plan.

MONTH 5: MONEY, FINANCIAL INDEPENDENCE/GETTING OUT OF DEBT/SAVING/GIVING: Place yourself ahead of 85% of the population and increase by 90% your odds of achieving financial independence by retirement age, simply by having a sound financial philosophy and proven investment plan.

MONTH 6: RELATIONSHIPS: Improve your ability to be a more effective and loving parent, spouse and friend by improving your relational skills.

MONTH 7: TIME MANAGEMENT: Gain between 10 and 15 additional 40-hour work weeks per year (multiply one to two hours a day by 365 days a year) by applying more productive time management methods each day.

MONTH 8: SELLING/NEGOTIATING: Increase your production by 10%-50%, without investing more time or effort, by improving your selling, networking and negotiation skills.

MONTH 9: COMMUNICATION/PRESENTATION: Increase every level of company, staff and individual performance, as well as all your personal relationships, by mastering the art of communication.

MONTH 10: LEADERSHIP: Multiply your efforts and have a positive influence over a larger sphere of people by learning effective leadership and management skills.

MONTH 11: ACCELERATED LEARNING: Quickly improve your skills and aptitude to gain and retain knowledge in any area (communication, time management, leadership, etc.) through Memory and Speed Reading techniques and more.

MONTH 12: LEGACY/CONTRIBUTION: Take the time to apply your skills in making a difference in your community and world—something that will have an impact on future generations.

The 8 Wealth-Building Assets Of the Business of the 21st Century

Robert Kiyosaki believes in the power of Creating a Business of the 21st Century! He explains why this is the best time to start your own business and secure your financial future!

Creating a Business of the 21st Century gives you these assets.

– Asset #1: A Real-World Business Education
– Asset #2: A Profitable Path of Personal Development
– Asset #3: A Circle of Friends Who Share Your Dreams and Values
– Asset #4: The Power of Your Own Network
– Asset #5: A Duplicable, Fully Scalable Business
– Asset #6: Incomparable Leadership Skills
– Asset #7: A Mechanism for Genuine Wealth Creation
– Asset #8: Big Dreams and the Capacity to Live Them

For the past several years, multimillionaire businessman, entrepreneur, and investor Robert Kiyosaki has been a staunch supporter of Creating a Business of the 21st Century. Like many people, he was skeptical about the industry at first until he learned firsthand what the business was all about: helping people.

In his latest book, the author of the phenomenally successful Rich Dad Poor Dad series shows why this is indeed the business of the 21st century.

Robert shares the eight wealth-building assets offered by this that allow you to take advantage of these tough economic times to build a strong financial future and happier life.

John Fleming, the publisher of Direct Selling News, and Kim Kiyosaki, author of Rich Woman: A Book on Investing for Women, join Robert to share their thoughts on why Creating a Business of the 21st Century is the perfect opportunity for both men and women.

In 1994 I started researching this business in earnest. I went to every presentation I heard about and listened closely to everything I heard. Eventually I began meeting some of these companies’ leaders, and I was stunned to find that they were some of the most intelligent, kind, ethical, moral, spiritual, and professional people I had met in all my years of business. -Michael Kissinger

The Business of the 21st Century has been around in various forms since the middle of the last century.

The basic idea is as simple as it is brilliant: Instead of spending tons of money on all sorts of professional agencies and marketing channels to promote products or services, why not pay the people who love them most to just tell others about them? -John Fleming

The Business of the 21st Century is at its core a relationship business. It’s about establishing relationships, coaching and training, and teaching and mentoring. The actual day-to-day work of building a network is less like carving out a sales territory than it is like building a community. And the supporting, coaching, nurturing relationship of a sponsor to her growing network of apprentice networkers is the kind of relationship and interaction in which women excel. -Kim Kiyosaki

Final Thoughts On The BUSINESS of the 21ST CENTURY

In summary, having multiple sources of income not only provides us with additional cash but also adds value to our lives in many other ways.

But of course, we need to be smart to pick the right source of income, such as building a passive income.

Because we all have limited resources to involve 2 or 3 different jobs in one day. Instead of add value to life, it will drain us and make us miserable.

I hope the above sharing bring benefits to you.

Are you currently working on multiple sources of income? Feel free to contact us and let us know how we can help you.


Not sure if this program is right for you?

We invite you to enjoy your purchase, 100% risk-free.

Don’t hesitate to order and put these proven success principles to work in your life or career.

Our 30-Day Money-Back Guarantee allows you to learn, apply and benefit from our coaching risk-free.

If you follow all the advice in this coaching and you feel like you are going nowhere 30 days from now, we’ll give you 100% of your money back.

Your Future Starts Now

– Choosing Wisely
– Living the Life You Dream
– Creating a Business of the 21st Century

Contact us for a FREE 60 Minute Discovery Session that will help you decide if starting a small business is right for you.

Our programs are fully guaranteed for 30 days.

Wishing you health, prosperity and abundance,

Michael Kissinger

Reitenbach-Kissinger Institute

Business Development Director

San Francisco, California

Phone 650-515-7545

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