Are You $25,000+ in Debt? Most People Are Feeling Financially Overwhelmed These Days? Are You?

FREE HELP for Millions of People Who Are Struggling to Make Ends Meet. Rising housing costs and stagnating wages.

 We help eliminate the key challenges people face each day as too many struggle to make ends meet.

Looking for FREE Help with YOUR Finances or Wealth Building?

Eliminate Debt, Build and Increase Wealth through Proper Financial Literacy, Debt Reduction, Wealth Building and Investment Coaching and Mentoring.

See If You Qualify For a Free Consultation and Zero Coaching Fees!

Pay Up To 30% Less Than You Owe and Become Debt Free in As Little As 24-48 Months

Call or Text Reitenbach-Kissinger Institute at: 650-515-7545

Reitenbach-Kissinger Institute has over 30+ years experience in business, wealth building, money coaching, mentoring, consulting, counseling and financial management services to small businesses and consumers.

The Reitenbach-Kissinger Institute and the MKS Master Key System Coaching and Mentoring programs provides the help, resources, and education to help you get completely debt free or financially independent or wealthy! And has been since 1990.

Majorities of People think the state is headed in the wrong direction and predict bad economic times for the economy in the next 12 months.

The California Example:

Three in ten Californians—including a majority of lower-income residents—report reducing meals or cutting back on food to save money.

Three in ten residents worry every day or almost every day about housing costs and retirement savings.

Stubbornly high inflation and interest rates are taking an increasing toll in California as the state experiences rising unemployment and slowing wage gains. This hardship is more common among women than men.

There are also sharp differences across income and education groups; Californians with lower income levels and less formal education are less likely to rate their personal finances positively. About six in ten Californians say that recent price increases have caused their household severe (20%) or moderate (41%) financial hardship.

FREE FINANCIAL SOLUTIONS: The MKS Master Key System Personal Finance Training, Programs, Courses, Coaching and Mentoring

You will not regret investing in your financial education. Start with our free personal finance courses. You will learn useful financial habits and improve your money management skills.

Our team is here for you―whether you require debt help, credit counselling, money coaching, or financial education. Simply call us at 650-515-7545 or send us a text message or email: mjkkissinger@yahoo.com to book your FREE phone, virtual or in-person appointment for financial help.

MKS Master Key System Money Mentors’ free financial education for adults or children classes give you the tools to get out of debt, save money and become financially stable.

Course topics include the Laws of Money, (i.e., Earning, Saving, Investing, Management, Preservation…budgeting, credit/debt, saving, planning for retirement and more. Take an online course, join us for a live online seminar or book a personal or group program for your workplace or community organization.

HELP: Let Us Help You With MKS Coaching

  • Optimizing Your Income
  • Saving
  • Investing
  • Money Management
  • Money Protection
  • Money Preservation

MKS Master Key System Money and Debt Reduction Coaching and Mentoring Tips

A collection of tips and tricks to help you manage your money and make smarter financial decisions.

MKS Master Key System Money Mentors have years of experience with all kinds of financial situations, from sudden windfalls to dealing with years of accumulated debt. We are happy to share our favorite tips, tricks, and advice on everything from budgeting, to planning, to dealing with debt.

What is the Orderly Payment of Debts (OPD) Program?

The established Orderly Payment of Debts (OPD) program is a debt private debt reduction program designed to be flexible, it can be tailored to any persons busy lifestyle and life circumstances.

It is the stress-free way to consolidate all your debts into one easy payment plan, making life more manageable. Reitenbach-Kissinger Institute is based in San Francisco, MKS Master Key System Money Coaches and Mentors System is a result only program or organization and the exclusive provider of the OPD program.

All people have some debt. But when some debt becomes too much debt, it can be difficult to imagine how you will pay it all off. MKS Master Key System Money Mentors and Coaches offer a unique wealth building and debt reduction repayment plan called the Orderly Payment of Debts (OPD) program. If you qualify for the OPD program, you benefit from a fixed interest rate and can rest easy knowing that you will pay off all your debt within 5 years.

What is the difference between the OPD program and bankruptcy?

If you are having trouble paying your debts, building wealth and are considering an insolvency program like bankruptcy, we can help. As a positive alternative to bankruptcy or a Consumer Proposal, California residents are eligible for the Orderly Payment of Debts (OPD) program through Reitenbach-Kissinger Institute – MKS Master Key System Money Coaching to pay back your creditors fully.

This program combines your wealth building, unsecured debts into just one monthly payment, at a fixed 5% interest rate. Even better, you get to keep your assets, and it only stays on your credit report for two years after program completion.

Benefits of debt reduction and wealth building coaching and mentoring through the OPD program:

  • No start-up fees
  • FREE Coaching or Mentoring
  • Federally legislated.
  • Protection against creditor action
  • Collection calls stop.
  • Wage garnishments stop.
  • All unsecured debts are consolidated into one program.
  • Access to a debt counsellor for guidance and support every step of the way.
  • Clients improve money management skills by enrolling in FREE financial seminars and courses.
  • Debts covered under the Reitenbach-Kissinger Institute OPD program:
  • Credit cards.
  • Personal loans
  • Overdraft
  • Lines of credit
  • Unsecured loans
  • Utility and cell phone bills for discontinued services
  • Student loans
  • Payday loans
  • Income tax and over-payment of social services
  • Term loans

Options Coaching and Mentoring

Everyone’s wealth building or debt situation is different, which means every client needs a unique and customized approach. Our MKS Master Key System Money Mentors and Coaches have access to a wealth of additional resources, so clients can get the assistance they really need.

COACHING and MENTORING HELP AREAS

Mentoring-Coaching: Our MKS Master Key System Money Mentors and Coaches will explore debt relief options with you and provide information so you can confidently tackle your debts in the best feasible way. To speak to someone on our Client Coaching Services team please give us a call at 650-515-7545. Let’s coaching you on:

Trustees: Our counsellors can explain the process, effects and costs of bankruptcy and Consumer Proposal options. To find a trustee near you, visit the website for the Office of the Superintendent of Bankruptcy or search via Google or Yellow Pages.

Legal services: Pro Bono law, legal aid and other resources are available.

Service California: Offers tip sheets and other resources.

Community services: Food banks, Family and Community Support Services (FCSS)

What MKS Master Key Coaching Does For You!

We provide FREE financial education or coaching or mentoring to help adults and students become financially responsible adults. We helps small business and consumers find options available for the financial problems they face. We offer wealth building and credit coaching services to clients across the country who are experiencing wealth building, credit and debt, or investment problems.

We offers one of the most beneficial financial literacy programs in the nation and we have provided counseling and advice to thousands of people and businesses. From 1990 to 2024, we presented coaching or mentoring. We continue to have extension programs for Adults and Grades K-12 and online courses for Grades 10-12.

What We Do

Reitenbach-Kissinger Institute through the MKS Master Key System Coaching or Mentoring offers a full financial review, maximizes your income, sets up a budget, and creates a wealth building or debt management plan that fits your situation. A MKS Master Key System Coach works directly with you lenders to stop collections calls, lower interest rates, waive late and over limit fees and bring the account current to improve your credit rating.

We provide Free training, education, coaching or mentoring advice on personal or small business financial literacy, wealth building, debt reduction, budgets, credit cultivation, student loans, business management, marketing, sales, productivity, financial administration, etc.

If you’re looking for some help with your finances, please call and set up a Free appointment to review your situation and create a game plan to become debt free and wealthy.

Testimonials-What Our Clients Have to Say

Michael was very engaging and made the presentation incredibly fun and easy to give feedback about the financial material. He was very receptive and professional when given feedback on his presentation and things that might assist him in collaborating with our participants. Love the energy Michael, keep it up!!!

Thank you so much Michael! It was such a great session, beneficial and informative coaching.

An amazing opportunity to meet Michael and shared all important things especially about proper handling of money. The mindset, consumer education money habit discussions. Spread wealth. He is absolutely great.

About MKS Master Key System Money Coaches and Mentors

From humble beginnings to locations across California, Reitenbach-Kissinger Institute MKS Master Key System Money Coaches and Mentors are proud of the work we do in our communities. We help people and small businesses get out of debt, manage their money, and plan for their small business or retirement.

We promote financial literacy and health throughout California. Through financial literacy presentations we provide educational resources and coaching and mentoring to adults and schools and help prepare adults and students for their financial future. We are grateful to be you choice.

Reitenbach-Kissinger Institite Quality Service

The Management of Quality Service: The management of MKS Master Key System Money Coaches and Mentors by the Reitenbach-Kissinger Institute is committed to providing quality service, abides by compliance requirements and continuously improves its effectiveness of our Quality Management System. Our Quality Policy is reflected in the company’s vision which states:

  • It is a profit organization which strives to help individuals and families or businesses burdened with financial pressures learn how to become debt free and wealthy.
  • It provides financial management skills through the highest quality programs, education and counseling by certified counselors.
  • It dedicates itself to providing industry-best customer satisfaction in delivering its superior services. It is our commitment to meet the requirements of our quality management system and provide for continuous improvement of the system.
  • It maintains personal and spiritual fulfillment for all team members in an atmosphere of utmost professionalism.”
  • Its employees and management are committed to ensuring that this policy is implemented; understood and reviewed for continuing suitability at all levels of the organization. is committed to providing quality service, abides by compliance requirements and continuously improves its effectiveness of the Quality Management System. Our Quality Policy is reflected in the company’s vision which states:

Our Vision:

To be California’s choice for lifelong learning and enhanced financial well-being.

Our Mission Statement:

To educate Californians in personal money management and the wise use of credit, and to provide alternatives for families and individuals facing monetary crisis.

Our Three Pillars

  1. Purpose: To educate and strengthen the financial knowledge, skills, and confidence of Californians.
  2. People: To impact Californians of all ages.
  3. Prosper: Californians will prosper and gain financial awareness and independence.

History: 2000 – 2024:

2000: We launched our first financial literacy program for adults and schools (for free)! We were providing free coaching programming to Adults and elementary students and high school students year-round across California.

We continued to expand our free adult and school programs. In 2016, we offered financial literacy programs to all grades year-round. Additionally, we launched our first online program for Adults and high school students and released downloadable extension activities for teachers, parents/guardians, and students!

The COVID-19 pandemic had us quickly shift our in-person programs to virtual programs. Adults, Teachers and Parents/guardians used our coaching activities to give adults and students an opportunity to improve their financial literacy, debt reduction and wealth building (all while they stayed at home to keep safe).

We are proud to have offered free in-person and virtual presentations for all adults and grades. They engaged adults and students in financial literacy, debt reduction, wealth building and helped them on their journey to become financially responsible adults.

After over 3+ decades of delivering financial education to adults and students, our programs continue to help interested people. .

Contact Us Today To See How We Can Help You!

By Michael Kissinger: Universal Law-Business-Financial Results Expert who Teaches, Mentors or Coaches Individuals, Professionals Business Owners, Decision Makers, Entrepreneurs, or Individuals Attain their Dreams, exceed their Hopes or Live Their Fullest Life. Review: LinkedIn: https://www.linkedin.com/in/michael-kissinger-a66b214/

ADDRESS

Reitenbach-Kissinger Institute – MKS Master Key System Money Coaches and Mentors head office is located in San Francisco, California 94132.

Phone: 650-515-7545

Email: mjkkissinger@yahoo.com

HOURS OF OPERATION

Monday to Thursday: 9 AM – 5 PM

Friday: 9 AM – 5 PM

Saturday: 9 AM – 5 PM

Appointment Bookings

Counsellors are available by appointment.

Monday to Thursday: 9 AM – 5 PM

Friday and Saturday: 9 AM – 12 PM

Call to book a FREE appointment!

650-515-7545

CLOSURES

MKS Master Key System Money Mentors will be closed on all state and national holidays.

Note