You Can’t Have a MILLION DOLLAR DREAM Giving Only a Minimum Effort?

Learn and Apply These Timeless Strategies and Ideas for Greater Wealth and Happiness!

The MKS Millionaire Maker Makers Help You Get Everything You Want Out Of Life, Career or Business

Doing What You Are Doing Will You Reach Your Million-Dollar Dreams?

Most Americans cannot afford a new home, car, retirement or their million dollar dreams a study finds. That is WHY We Offer You “The MKS Millionaire Makers.”

The “20/4/10” Rule Example for Cars

In a new study, Bankrate.com found that the typical American household in many of the U.S.’ larger cities do not earn enough to afford the average new home, car, or retirement. Trying to force the issue may stretch your budget too far and leave you in a tough financial spot.

For the purposes of the study, the researchers followed what’s known as the “20/4/10” rule to see if consumers across the country could afford a new car.

The rule states that a potential buyer should be able to afford a 20% down payment, a four-year loan, and make payments comprising 10% of their household’s income. If someone can’t make those kinds of payments, then the researchers say they can’t truly afford the vehicle.

Using an average vehicle cost of $33,300, they found that only one of the 25 biggest metropolitan areas in the U.S. – Washington D.C. — had an average household income high enough to stick to the 20/4/10 rule.  

“In the past 35 years, the cost of a new car has gone up 35 percent, a used car is up 25 percent, and at the same time, the median household income is only up 3 percent,” said Michelle Krebs, a senior analyst for Autotrader.

The researchers say that consumers should pay special attention to the length of the loan terms when buying a new or used vehicle. Car loans are increasingly being written to last for five years or longer, so a seemingly low monthly payment may not be as good as it first appears.  

Experts say that the rising price of homes, vehicles, or retirement makes it hard for the typical household to afford a car at even $20,000; 11 of the largest metropolitan areas have average household incomes that fall below this mark.

For Example New Homes

An NAHB article showing how higher prices and interest rates affect housing affordability. The 2021 US estimates indicate that a $1,000 increase in the median new home price ($346,7571) would price 153,967 households out of the market.
As a benchmark, 75.1 million households (roughly 60 percent of all U.S. households) are not able to afford a new median priced new home. A $1,000 home price increase would make 153,967 more households disqualify for the new home mortgage.

How much should you spend on homeownership?

Look at the amount of money you have coming in and compare it to what you currently pay for housing with the full costs of homeownership. As a general rule, your total homeownership expenses shouldn’t take up more than 33% of your total monthly budget.

The 30/30/3 Home-Buying Rule

Home-Buying Rule #1: Spend no more than 30% of your gross income on a monthly mortgage payment.

Home-Buying Rule #2: Have at least 30% of the home value saved up in cash or semi-liquid assets.

Home-Buying Rule #3: Limit the value of your target home to no more than 3X your annual household gross income.

How much cash do you need to buy a house?

Add that amount to your 20% down payment ($40,000), and the total cash you’ll need to purchase your home is $48,000. If you don’t have the additional $8,000 for closing costs, you should hold off on your home purchase until you’ve saved up the extra cash or shoot a little lower on your home price range.

How much should a first-time homebuyer pay?

There are national homebuying programs like FHA or VA mortgages designed to help first-time homebuyers. One of the easiest ways to calculate your homebuying budget is the 28% rule, which dictates that your mortgage shouldn’t be more than 28% of your gross income each month.

For Example Retirement

Retirement is looking less and less like a given, at least in the United States.

Overall, 59% of Americans said they accept that they will have to keep working longer, while 36% now believe that they will never have enough money to be able to retire, according to the latest data from the Natixis Global Retirement Index.  

Even more — roughly 41% — said their ability to be financially secure in retirement is “going to take a miracle,” the report found.

How much of your income should you save?

During the ages of 20 to 29, it might be hard to have proper savings, but it’s best to try to save at least 10-20% of your annual income to get the ball rolling, That may seem like a lofty goal, but experts urge young people get in the habit of saving and start building a surplus to help them endure the unexpected.

Key takeaways

  • Fidelity’s guideline: Aim to save at least 1x your salary by 30, 3x by 40, 6x by 50, 8x by 60, and 10x by 67.
  • Factors that will impact your personal savings goal include the age you plan to retire and the lifestyle you hope to have in retirement.
  • If you’re behind, don’t fret. There are ways to catch up. The key is to take action.

Solution: The Millionaire Maker – How to Get Everything You Want Out of Life

Regardless of your income—and in as little as one year—the exclusive wealth-building methods in The MKS Millionaire Makers can have you:

  • Generating enough money to Quit your job and start doing the things you love, or control, and then eliminate your debt no matter how much you owe.
  • Live your life on your schedule—instead of your employers.

The MKS Millionaire Makers have already shown thousands of people how to tailor this proven wealth-building program to your individual needs, no matter what your financial condition—and we can do it with you too.

As hardworking people, we discovered a process of transforming our income into assets, and assets into income that in turn created even more assets—something we call the Wealth Cycle.

Using the MKS Millionaire Maker Coaching Programs You’ll

  • Learn how to build your own continually growing cycle of wealth by engaging in a business venture that generates passive income.
  • Substantially decrease your tax burden
  • Protect your assets and create a nonstop revenue streams.
  • Live the life you have always wanted; all you need is a sincere commitment to build wealth and apply this proven system to make it happen—which you will find only in the MKS Millionaire Makers.

Let us face it: we all do not make millions of dollars a year, and the odds are that most of us will not receive a large windfall inheritance either. However, that does not mean that we cannot build sizable wealth—it will just take time.

If you are young, time is on your side, and retiring as a millionaire is achievable. However, it makes no difference if you are ae older. The system will work for all people.

Read on and listen or tips on how to become an MKS Millionaire Maker or increase your earnings or savings and work toward your true financial goals.

Are you tired of jumping from one job, apartment, used car to the next and think it is time to do something new?

If so, then watch out there is a good chance that a new job, home or car may break your bank account. But with the MKS Millionaire Makers all your dreams will come true. Solution: Reprogram Your Mind For Success | How to Go From Average to Fortune 

21 Proven, Simple and Easy Tips to Reach a Million-Dollar Dream at ANY Age

Truly wealthy people develop the habit of “getting rich slow” rather than “getting rich quick.” Solution: MONEY MASTER-THE GAME To assure this, they have two rules with regard to money. Rule number one: Don’t lose money. Rule number two: If ever you feel tempted, refer back to rule number one, “don’t lose money.” Solution: How to become a millionaire

1. Do Not Sell Yourself Short

2. Decide Exactly What You Want and Write It Down

3. Decide When You Want It and Schedule When You Will Have It

4. Decide What You Will Give For it-Be an Employee, Professional or Business Owner

5. Decide When You Will Have It Based on the Foregoing Information

6. Learn and Apply the Universal Laws of Mind and Cause and Effect to Create It

7. Learn and Apply the Universal Laws of Manifestation

8. Learn and Apply the Universal Laws of Wealth Creation

9. Learn and Apply the Universal Laws of Business Creation

10. Learn and Apply the Universal Laws of Financial Creation

11, Follow the Proven MKS Millionaire Makers Systems

12. Decide to Start and Build a Business

13. Decide to Learn and Apply the Million Dollar Strategies for Building a Million Dollar Business

14.  Improve Your Tax Awareness and Application of Strategies

15. Decide to Own and Apply the Systems for Owning Your Own Home

16. Decide and Avoid Luxury Wheels

17. Stop Senseless Spending and Start Saving

18. Fund Your Retirement Plans ASAP

19. Don’t Rely on Luck

20 Properly Plant Your Millionaire Seeds

21. Develop a Millionaire Mind Set

it’s never been easier, and cheaper, to start your own million-dollar business . But, it’s one thing to start your own business and it’s another to become a millionaire from that idea. The good news is that it’s feasible. And, you can use these ideas to become a millionaire in four years or less. Solution: How To Properly Plant Your Millionaire Seeds

May I ask, “Will an extra 30k-75k, on top of what you currently earn change your life a little bit and help you reach your million-dollar dreams?” Solution: Millionaire Mindset

Is Your Todays Income Cutting It?

Are You Taking Ownership of Your Future Finances Today?

Will an Extra 30k-75k, on top of what you currently earn change your life a little bit or help you get a new car?

Financial literacy is the ability to understand and effectively use various financial skills, including small business ownership, personal monetary management, budgeting, and investing.

When you are business and financially literate, you have the foundation of a relationship with money, and it is a lifelong journey of learning and doing. The earlier you start, the better off you will be, because education and action are the key to success when it comes to entrepreneurship and money. How To Attract Money

Do you have a minute to discuss your financial future with us?

We are sure you are super busy, and so we want to make sure you do not miss something important and time sensitive.

May I ask, Do You have these two goals-Achieving Financial Freedom and a Dream Retirement.

We know that in this economy and especially if you follow the old rules of money, the ability to live your dream retirement is getting TOUGH. The truth is that 401(k) accounts are not cutting it.

Social Security is just a drop in the bucket of what you need. Uneducated folks are going to be shocked at how far away their dreams really are when they hit retirement. But those who take action and figure out how to solve this puzzle are the ones who will see those dreams come true. Because it is a problem you can figure out. Solution: 7 Strategies for Wealth & Happiness

  • May I ask, “Do You Want to Achieve Financial Freedom and a Dream Retirement? When?
  • May I also ask, “Do You Know What You Are Truly Worth? Are you being paid for that? Will it pay off all your bills?
  • If not, Will an Extra 30k-75k, on top of what you currently earn change your life a little bit or will it help you buy a new car?
  • If we help you, will you build a business so you can achieve your financial or retirement or new car goals?
  • Would you like to connect this coming week and talk about it?

If yes, contact me now. Get all the details to become a “MKS Millionaire Maker.” Solution: The Law Of Financial Success Start now to lay the foundation for a fun year with a new home, car., or retirement, or….

Creating Your Own Million Dollar Solution

Not feeling the suggestions listed above? Then here’s a couple of tips that you can use to come-up with your own millionaire business.

Every business owner dreams of breaking that 7-figure barrier and earning $1 million or more in their business.

Here’s what the “Millionaire-Makers Financial and Business Coaching System” helps you do. We help you:

  • Create a Personal Development Plan for your million-dollar life. We will help you: one. Unlock the Power of Goals, 2. Seek Knowledge and Wisdom, 3. Learn to Develop Yourself, 4. Manage your Finances, 5. Master your Time, 6. Surround Yourself with Successful People, and 7. Live a Rich Life. A rich lifestyle is about much more than money. It is also about expanding your potential, experiencing life to the fullest and having deep, fulfilling relationships. We help you to concurrently enjoy what you already have while striving for your goals, cultivate a spirit of generosity, and constantly expand your knowledge, experiences, and perspectives.
  • We are dedicated to helping you transform your life, improve your circumstances, achieve your goals, and become more. In this collection, you will discover insights from Earl Shoaff and Jim Rohn his student who had earned over $500 million at the time of his death. Below are some of his most popular audio programs, spanning from the early 1980s to the mid-2000s. Experience his dynamic presence as he speaks to live audiences in several seminars, as well as his more reflective and compelling moments in various studio recordings. Solution: The Day That Turns Your Life Around The Ultimate Jim Rohn Library
  • Create a Business Start Up, Growth and Development Plan for Your Million-Dollar Business. Know that a business has just six parts which you must specialize in: Marketing, Sales, Operations, Productivity, Administration and Finance.
  • Pay close attention to upcoming trends and technologies.
  • Think of how you can improve something that really bothers you or become the seller of someone else’s products and services as an independent business owner, affiliate or…
  • Be on the lookout for goods or services that currently are not provided.
  • Innovate an industry that has gone stale.
  • Sell products or services that are cheaper than other businesses through outsourcing and minimizing expenses.
  • Talk to potential customers and listen to their main complaints.
  • Bring in a new product or service to a location where it is currently unavailable.
  •  Know your net worth (total financial assets minus total financial liabilities) and track it.
  • Know your credit score and what your credit score can do for your business.
  • You will rarely get rich working for someone else. Consider creating a business entity…incorporation, an LLC, or…a business that creates multiple streams of income.
  • Getting a bookkeeper and checking finances daily. Consider a budgeting app like Mint for personal finances, and bookkeeping software like QuickBooks for your small business. You may even want to hire a professional to help you keep track of your finances, especially if you are managing a small business. 
  • Go to “Money Church” weekly. Take time out every week to sit down with your finances. Review your accounts and latest financial statements. Write down and highlight any patterns you notice after looking at the numbers.
  • Take this time to shut down any limiting business beliefs. Tell yourself you are good with money and business; you are seeing progress towards your business and financial goals. Know that all debt is not bad, and that your credit score is improving. Then brainstorm new business and money-generating ideas, more ways to save money and set future financial goals. Start now to lay the foundation for a momentous year by reviewing and applying this information.
  • You do not have to win the lottery to see seven figures in your bank account. For most people, the only way to retire with a million dollars is to save it up over time. You do not have to live like a pauper to build an adequate nest egg and retire comfortably. If you follow the recommendations in this message, start early, spend wisely, and save diligently, your million-dollar dreams are well within reach. Solution: Millionaire Affirmations

WHAT PEOPLE SAY ABOUT THE MKS MILLIONAIRE MAKERS

“This is Powerful, I’ve begin writing daily since September 2022 the things I want and imagined myself having it. My life has been changing for the greater. Decide what you want, write it down, imagine it, I say it too and trust. Don’t worry about HOW!”

“You’ve inspired me to take the Leap and leave a well paying job as a writer to pursue my passion and calling– which is to publish a TON of audiobooks. I’ve been a journalist for 20 years and this was my dream when I got into the business. Wish me luck brother! You are a true inspiration on what it looks like to live authentically.”

“I’m so glad I came across this. I have begun to listen to it every day, and every day I pick up something else. Cheers to the success of all of us who are manifesting our dreams!”

“This was excellent and definitely one to listen to a few times to take notes and apply these lessons. Thank you.”

Become a Millionaire in the Making Now. We will Help You to Achieve Your Millionaire Dream, New Home, New Car, Financial or Retirement Goals When You Work with Us.

Can the MKS Millionaire Makers really make you rich? Absolutely Yes!

This is not just another online scam that runs with the exact same tactics as pretty much all the other online or offline scams do.

Experts cite the rising price of most things and the anemic growth of personal or household or business incomes and finance as the Reason for The Millionaire Maker Makers.

Successful people who reach their million-dollar dreams do not make excuses. Instead, they are proactive and try to overcome any and all obstacles. Those who are not successful with reaching their million-dollar dreams create many excuses for why their dreams are not possible for them. Successful people work hard to reach their million-dollar dreams.

For most people, the only way to reach a million-dollar dream is to save it up over time. You do not have to live like a pauper to build a million-dollar dream or an adequate nest egg and retire comfortably. If you start early, spend wisely, and save diligently, your million-dollar dreams are well within reach.

Today you can master the art of wealth building and make money the way millionaires do! There are only two things’ millionaires have that you do not: wealth and the knowledge to build wealth. But that is all about to change.

Thanks to “The Millionaire Makers“ you can develop the same financial intelligence and systems that millionaires use to create, grow, and sustain their fortunes.

A successful life is ultimately about living the life that you want, based on your values, goals and dreams. The key is to focus on a handful of things that’ll make the greatest difference. In this MKS Millionaire Makers Coaching we share timeless principles and strategies for unlocking your inner potential to live a life of wealth and happiness.

Here are some of the key takeaways you can expect.


• Uncover the powerful ideas that helped us to transform our life, from a struggling young people to some of the most influential personal and business development figures in the world; and

• Learn and apply the strategies for greater wealth and happiness, including how to unlock the power of your mind, goals, seek knowledge and wisdom, learn to develop yourself, your business, manage your finances, master your time, surround yourself with winners and live a rich life. Solution: Become a millionaire.

Who Should Do This

* Those interested in making seemingly impossible things happen in any area of your life or business is our specialty.

  • Those interested in personal and business development
  • Anyone wants to achieve greater success in work, business and life

Over 25,000 achievers have now used MKS Master Key Millionaire Makers Coaching and Systems, the world’s #1 systems, for personal or business improvement. We’re grateful for this year and opportunity to serve you.

We hope you’ll deepen your practices of journaling, tracking your habits, setting your goals, and joining our inspirational coaching and programs with us this year and beyond.  See this Solution:

:http://www.supertradersystem.com/library/earl_shoaff_millionaire_transcript.pdf

Let’s make the year and the years to come extraordinary, together.

Cheering you on, always!

Join a “Year of MKS Master Key Millionaire Maker Mastery Coaching Programs and Systems”.  We’ll spend the first Mondays of the Week with you taking you through advanced personal growth, business growth, profitability optimization and productivity so you can win this year and every years you are in business.

These are just a few tips to look out for when considering Breaking Through Your Upper Limits.

We personally believe this is the best way forward if you are looking for a Breaking Through Your Upper Limits. This is for people who have a dream or desire to be financially independent and are willing to put in the hard work to do so.

Wishing you prosperity and success. Remember You Were Born To Win!!

Learn, Apply and Remember: The 5 major pieces to the Life puzzle and 12 Pillars of Success

Michael Kissinger and Sydney Reitenbach

They are the co-founders of San Francisco, California-based Reitenbach-Kissinger Institute, specializing in helping entrepreneurs and business owners optimize profits for free, for life. Previously they are the owners of the Reitenbach Institute, a company that taught Taekwondo. It was started in 1973 and was destroyed by fie in 2019. They continue to teach at the University of San Francisco and other universities.

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We Offer to Help You Reach Your MILLION DOLLAR DREAMS Giving Your Most Effective Coaching for Results

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