Reasons Why You Should Use this Action Plan to Get Rich

There’s no magic formula for building wealth and getting rich. It’s simple, really: Spend less than you earn, and save as much money as you possibly can.

But in a world filled with student loan debt, cost-of-living increases, growing inflation and sudden financial emergencies, executing this straightforward plan might sound like a fairytale.

If your goal is to get rich, check out the following eight tips on how you can sidestep the obstacles and maintain your focus. They should help you understand what it takes to build wealth and find your way to financial security whether it is through investing or building your own business website.

Millionaires get rich and stay rich because they have a plan of action. Anyone can set goals. But not everyone can keep their goals. Millionaires achieve their goals because they monitor their progress daily. Millionaires revisit their goals every single day, which explains why 97% of millionaires achieve their goals.

You need an action plan because a well-designed action plan can make it easier for you to track and realize your goals. Whether you have a career, business or personal goal, you can use an action plan to create a clear path to success. The level of detail in your action plan can vary based on the resources you have and the complexity of your project or goal.

Millionaires achieve their goals because they monitor their progress daily. Millionaires revisit their goals every single day, which explains why 97% of millionaires achieve their goals. Think about the last time you set your goals. Now ask yourself when was the last time you reviewed your goals?

Action Plan to Get Rich

1. Establish Financial Goals

To get rich, you need to start by defining exactly what rich means to you. Are you dreaming about Jeff Bezos being rich, or something more like INR 10,000 lakh in your retirement account?

No two people define rich the same way, so you should set your own financial goals and outline a plan for how to get rich on your own terms. To help shape your goals, here are some questions to ask yourself:

When do you want to retire?
What major purchases—a second home, an art collection, a cellar full of fine wine—are you dreaming of?
Do you plan on starting a family?
Do you need to save for a child’s education?
What does retirement look like for you? Downsizing, traveling, vacation homes on both coasts?
What kind of inheritance do you want to leave for your children and family?

Answering questions like these can help you establish financial goals and decide how much money you need to save in order to fulfill your definition of rich. Then make a budget that lets you get to work.

2. Destroy Your Debt

Not all debt is bad, but high-interest debt is downright terrible if your goal is to get rich. Part of your budget must involve a plan to crush your bad debt and maintain responsible levels of good debt, like a mortgage.

The debt avalanche method is one of the most popular ways to rapidly reduce interest costs and pay down high-interest debt quickly. With this strategy, you’ll put the maximum toward your highest interest rate debt and make the minimum payments on other debts.

Once the debt with the highest rates is paid in full, you’ll roll what you were paying over to address the next highest interest rate debt and pay it off.

While you might be tempted to accelerate paying off lower interest rate debt like student loans or your mortgage, think again. You’ll save more in the long run by paying off your higher interest-rate debt first, and only then crushing that house payment and any lingering student loans.

3. Create a Cushion

An emergency fund is critical to your strategy for getting rich. This isn’t your Bitcoin (BTC) stash or shares of Microsoft stock, either. Instead, it’s highly liquid cash, readily accessible in a low-risk savings vehicle, funded at levels that protect you from needing to take on high-interest credit card debt in an emergency.

Many experts recommend having enough money to cover three to six months of expenses in your fund, but the amount you need to feel safe could be greater or less than that. Either way, build your emergency fund, keep it in a savings account that earns a high APY and remember to top it off after you use it.

4. Start Investing Now

The longer you wait to start investing, the longer it will take to get rich. It’s not enough to save money. To get rich you must put your rupees to work by investing in markets.

Learning how to invest is not a simple task, but the time to get started is now. Don’t be intimidated by the process: Start small, utilize the educational resources that are available on the platforms above and remember that the most important thing is to sustain regular contributions to your investment accounts.

5. Diversify Your Portfolio

If investors have learned anything from the crypto crackup of 2022, hopefully, it’s not to put all your eggs in one basket. That also happens to be one of the key concepts of investing: diversification.

Once you begin your investing journey, you need to always keep in mind that building a diversified portfolio is essential to getting rich. It protects your wealth from the big wipe-outs that can happen when you only own a single type of asset, whether that’s crypto, yesterday’s hot stock, or the new wonder investment your neighbor told you about.

Building a diversified portfolio means understanding asset allocation—putting your money into a mix of different asset classes aligned with your goals.

When you’re younger and have more time to build wealth, you can take on riskier investments because you have plenty of time to recover from inevitable market declines. The older you get—and the closer you are to your definition of rich—you should shift to less risky assets to preserve the wealth you’ve built.

6. Boost Your Income

The more money you earn now, the faster you’ll be able to achieve your goal of getting rich. Boosting your earnings potential today helps you build a virtuous cycle of earning more, investing more and getting closer to your goals.

Perhaps the easiest way to boost your income is by seeking advancement in your current position—although if that’s not in the cards, don’t be shy about considering a career change. Some ways to up your earnings include:

Document your achievements, then use them to strengthen a request for a raise.
Seek out mentors to help you build the skills you’ll need for higher-paying positions.
Improve your skills through classes or additional education.
If the steps above aren’t realistic, consider changing careers to take a job with better salary prospects.

Beyond your primary career path, you can also increase earnings with a side hustle or by starting a small business. A side hustle doesn’t have to last forever, but it provides a great income supplement to help you pay down debt or increase your investing budget.

7. Learn about FIRE

The FIRE movement—it stands for financial independence, retire early—could be something worth learning about if you want to get rich sooner rather than later.

Adherents of the FIRE approach to investing attempt to cut all expenses as low as possible to maximize the amount of money available to invest. Instead of spending money on car loans and insurance, for instance, a FIRE practitioner would forgo owning an automobile and riding a bicycle everywhere, no matter what the weather.

This is an extreme example, and we wouldn’t really want you to give up owning a car. But some of the movement’s rules of thumb could be useful, like the rule of 25, which tells you how much money you need to achieve financial independence, aka getting rich.

The rule calls on you to save 25 times your annual expenses before retiring early. For example, if you spend INR 35,000 per year, you’d need to save INR 8,75,000.

8. Avoid the Schemes

There’s a reason the phrase “get rich quick” is usually followed by the word “scheme.” That’s because there are vanishingly few ways to get rich quickly, and anyone telling you that’s not the case is probably trying to defraud you in a scheme.

As we’ve outlined above, getting rich means knowing what you want and having the discipline to do what it takes. This all takes time, but it is doable—and it’s worth it. Make a plan and stick to it, and you’ll see progress when you take the right steps to build wealth.

If someone whispers that they have a “sure thing” and you “can’t lose,” get away from them as quickly as possible. Just know that nothing’s certain, few things happen as quickly as you’d like, and getting rich is your reward for a plan well-executed—with patience.

9. Use the Think and Grow Rich Model and 11 Step Plan

What is Think and Grow Rich About?

In the Autumn of 1908, steel magnate Andrew Carnegie gave the young journalist Napoleon Hill a challenge. He asked him to create a concrete philosophy of success based on the experience of the world’s greatest achievers. A couple of decades and thousands of pages of research later, Think and Grow Rich became an international bestseller.

Think and Grow Rich is the combined wisdom from more than 500 of America’s most successful individuals. Their insights were then narrowed down into 13 principles and contribute to what Hill refers to as an overall “Philosophy of Achievement.”

However, refusing to let Think and Grow Rich be defined purely as a method or system for success, Hill stated that the goals of his book were:

To help the reader become self-aware.
To help the reader understand how to become more effective amidst the immutable laws of the universe.

The 13 Principles of Think and Grow Rich

Napoleon Hill’s 13 principles of success present a philosophy of achievement that is intended to be mulled over. This Think and Grow Rich summary will look at each of the 13 principles in turn. They are as follows:

Desire
Faith
Auto-suggestion
Specialized Knowledge
Imagination
Organized Planning
Decision
Persistence
The Power of the Master Mind
Sex Transmutation
The Subconscious Mind
The Brain
The Sixth Sense

Uniquely philosophical and, at times, veering on spiritual, Think and Grow Rich has become a seminal book for entrepreneurs, CEOs, and individual thinkers alike. By reading the key points from this Think and Grow Rich chapter summary, you’ll learn how to master your subconscious and command your destiny.

How to Outwit the Six Ghosts of Fear

Before you are ready to integrate the philosophy laid out in this book, Hill states that you must ensure that you aren’t being held back by any of what he refers to as “the six basic fears.” The six fears are as follows:

The fear of poverty, embodied by indifference, indecision, doubt, worry, over-caution, and procrastination.
The fear of criticism, embodied by self-consciousness, lack of poise, an inferiority complex, extravagance, lack of initiative, and lack of ambition.
The fear of ill health, embodied by hypochondria, poor exercise, susceptibility, self-coddling, and intemperance.
The fear of the loss of someone’s love, embodied by jealousy, fault finding, and gambling.
The fear of old age, embodied by slowing down and developing an inferiority complex around the age of 40, referring to oneself apologetically as “being old,” and killing off the habits of initiative, imagination, and self-reliance.
The fear of death, embodied by focusing on dying rather than living, lack of purpose, and lack of suitable occupation.

Hill states that all fears can be grouped into one of these headings. As all emotionalized thoughts translate into physical action, all thoughts attached to fear can never result in acts of significant financial gain. However, fear is nothing but a state of mind, and the mind can be directed. Therefore, you can control your fate by controlling your mind and, thus, overcome fear and accumulate all of your desired riches.

11 STEPS IN THINK AND GROW RICH ACTION PLAN

STEP [1]: DAILY REVIEW OF THINK AND GROW RICH BOOK

STEP [2]: WORK THROUGH THINK AND GROW RICH WORKSHEETS:

Click to access Think_and_Grow_Rich_Workbook-1.pdf

STEP [3]: COMPLETE YOUR DEFINITE PURPOSE STATEMENT

[Definite Major Purpose (DMP) DMP/Goal Statement

15 minutes ~ This step is essential to your success, read thoroughly. Fill in ALL Boxes Full

Name______________________________ Phone: _____________________ Email: ______________________________ Skype: _________________________

Accomplishments and Achievements

What will you do with extra money? Paying off credit card debt, helping your children with college tuition, eliminating your mortgage etc. are wonderful accomplishments. They are cause for great celebration. Let us accomplish a few things ~ what would you like to accomplish first. What is important to you?

Section 1 ~ ACCOMPLISHMENT GOAL & Date:

How much money will start to make a difference in your life and why? Be Specific & Pick a date. ______________________________________________________________________________________________________________________________________________________ __________________________________________________

Achievement is really about your definiteness of purpose ~ what do you really want? Imagine your business has become so successful that you are financially free. What would you like your life to look like? What would you do? Write? Teach? Create a ministry? Travel around the world for a year with someone you love? What do you really want to do with your life after debt and why? Be specific.

Section 2 ~ ACHIEVEMENT GOAL & Date : _______________________________________________________________________________________

Here is a general income guide for folks that **work locally and/or warm list to warm list**, consistently put in 8 to 12 hours every week plus spend 80% of their time recommending & sharing, treat it like a business and leverage the Home-based Business Tax Advantages.

These are generally this team has experienced and figures do not represent nor imply income claims ~ you may earn more or less. These are merely examples. Check with your enroller/upline, study the marketing plan and, if you treat it like a business are coach-able and stay a student you can surpass these guidelines.

Again, it will depend on your effort and, without question, stay loyal to a vision that has significant importance to you ~These monthly incomes are examples only ~ They are not implied income claims.

1 to 2 months ~ Initial company pin level, around $100 – $400 profit monthly [example] 3 to 4 months ~

Second company pin level, around $500+ profit monthly [example] 4 to 12 months

Third company pin level, around $1000 – $2000 monthly [example] 8 to 24 months

Next company pin level, around $2000 – $6000 [example] 12 to 48 months

Starting to hit higher pin levels, six figures annualized [example]

Section 3 ~

I would like to be earning ________ monthly by DATE: ________

Building your business requires some time and some advertising. Mostly, this is a business that is built with ‘sweat equity’ ~ you are investing your time.

Those who consistently work through a system tend to achieve their goals. Successful reps simply do the things unsuccessful reps decide not to do.

Section 4 ~ Time Commitment:

I promise to commit _________ hours weekly to my business & goals.

Section 5 ~ Sacrifice:

I am willing to sacrifice ___________________________________________________________________

Section 6 ~ Imagination:

I promise to sit and think about my goals in a quiet place every day for 10 or more minutes in the following location: ___________________________________________________________________________________

Section 7 ~ What would it mean to you to achieve these things?

How would you feel? ____________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________

KEY: Email this to your coach or enroller. You can cut and paste it into an email. If you do not know how to seek help with an up-team. You can mail, fax or hand it to your coach or enroller. The important thing is to get it to them ASAP so you can move forward.

KEY: Make sure you print out a copy for yourself. Writing it out a couple of times on index cards and reading it often is critical to building a vision that keeps your focus sharp and your efforts equal to the tasks that need to be done.

I, ____________________________________________ promise to work diligently towards the goals I set above for my family and myself.

I further promise to seek and accept the advice of my enroller and/or upline.

Dated: ______

Signature ____________

STEP [4]: OATS

The difference between knowing what to do and doing it is whether or not we schedule it. If it is not written it is not true.

Date –

O – Objective for the week.

A – Actions required to meet objective.

T – Time required to complete actions. Add 20%.

S – Schedule it – Put it in writing.

A business that does not take inventory does not stay in business. Our business inventory is ‘what did we do with our time?’ Review your objective and actions from the previous week and adjust as needed.

As your group grows, always schedule time with your family and personal recruiting time before work with teammates.

Notes:

STEP [5]: COMPLETE WEEKLY Concentration Exercises

Do these exercises over the next 4 weeks during your 15-minute sit:

1ST WEEK OF IMPROVING CONCENTRATION

In order to cultivate the power of attention, bring a photograph with you to the same seat in the same room in the same position as heretofore. Examine it closely for at least ten minutes, note the expression of the eyes, the form of the features, the clothing, the way the hair is arranged; in fact, note every detail shown in the photograph carefully. Now cover it, close your eyes, and try to see it mentally; if you can see every detail perfectly and can form a good mental image of the photograph, you are to be congratulated; if not, repeat the process until you can.

2ND WEEK OF IMPROVING CONCENTRATION

Visualize your friend, see him exactly as you last saw him, see the room, the furniture, recall the conversation, now see his face, see it distinctly, now talk to him about some subject of mutual interest; see his expression change, watch him smile. Can you do this?

All right, you can; then arouse his/her interest in your DMP, tell him a story of adventure, see his eyes light up with the spirit of fun or excitement. Can you do all of this? If so, your imagination is good, you are making excellent progress. See all the details develop more and more daily – meet them in the same place, clothes, etc.; should be vivid by weeks end.

3RD WEEK OF IMPROVING CONCENTRATION

For the first 10 minutes or so take the same position as heretofore and visualize a Battleship; see the grim monster floating on the surface of the water; there appears to be no life anywhere about; all is silence; you know that by far the largest part of the vessel is under water; out of sight; you know that the ship is as large and as heavy as a twenty-story skyscraper; you know that there are hundreds of men ready to spring to their appointed task instantly; you know that every department is in charge of able, trained, skilled officials who have proven themselves competent to take charge of this marvelous piece of mechanism; you know that although it lies apparently oblivious to everything else, it has eyes which see everything for miles around, and nothing is permitted to escape its watchful vision; you know that while it appears quiet, submissive and innocent, it is prepared to hurl a steel projectile weighing thousands of pounds at an enemy many miles away; this and much more you can bring to mind with comparatively no effort whatever. But how did the battleship come to be where it is; how did it come into existence in the first place? All of this you want to know if you are a careful observer.

Follow the great steel plates through the foundries, see the thousands of men employed in their production; go still further back, and see the ore as it comes from the mine, see it loaded on barges or cars, see it melted and properly treated; go back still further and see the architect and engineers who planned the vessel; let the thought carry you back still further in order to determine why they planned the vessel; you will see that you are now so far back that the vessel is something intangible, it no longer exists, it is now only a thought existing in the brain of the architect; but from where did the order come to plan the vessel?

From the Secretary of Defense, but this vessel was planned long before the war was thought of, and that Congress had to pass a bill appropriating the money; there was opposition, and speeches for or against the bill. Whom do these Congress people represent?

They represent you and me, so that our line of thought begins with the Battleship and ends with ourselves, and we find in the last analysis that our own thought is responsible for this and many other things, of which we seldom think, and a little further reflection will develop the most important fact of all and that is, if someone had not discovered the law by which this tremendous mass of steel and iron could be made to float upon the water, instead of immediately going to the bottom, the battleship could not have come into existence at all.

For the last 5 or so minutes, imagine your DMP fulfilled and do the same thing with that as you did with the battleship, all the way back to before you ever heard of the company you are now with.

4TH WEEK OF IMPROVING CONCENTRATION

This week we are going to reverse what we did last week. These 2 exercises, back-to back, will increase not only your concentration but give vitality to your DMP and once it has life the Law of Growth will take over.

For the first 10 minutes this week visualize a plant; take a flower, the one you most admire, bring it from the unseen into the seen, plant the tiny seed, water it, care for it, place it where it will get the direct rays of the morning sun, see the seed burst; it is now a living thing, something which is alive and beginning to search for the means of subsistence.

See the roots penetrating the earth, watch them shoot out in all directions and remember that they are living cells dividing and subdividing, and that they will soon number millions, that each cell is intelligent, that it knows what is wants and knows how to get it. See the stem shoot forward and upward, watch it burst through the surface of the earth, see it divide and form branches, see how perfect and symmetrical each branch is formed, see the leaves begin to form, and then the tiny stems, each one holding aloft a bud, and as you watch you see the bud begin to unfold and your favorite flower comes to view; and now if you will concentrate intently you will become conscious of a fragrance; it is the fragrance of the flower as the breeze gently sways the beautiful creation which you have visualized.

When you are enabled to make your vision clear and complete you will be enabled to enter into the spirit of a thing; it will become very real to you; you will be learning to concentrate and the process is the same, whether you are concentrating on health, a favorite flower, an ideal, a complicated business proposition or any other problem of life.

Every success has been accomplished by persistent concentration upon the object in view.

For the last 5 minutes or more [do it all day long with Movie Trailer version in your mind] see yourself enrolling in your business, find your way, this class, these exercises, and your business, like the flower growing.

Once this is completed, the 4 weeks, repeat and play with it a little bit. You can think of DMP and ‘battleship’ it while driving someplace and ‘seed’ it is driving back. Next day, see the conversation with your friend and ‘battleship’ the story to your friend and later in the day ‘seed’ it to your friend.

As Miyagi said to Daniel in Karate Kid ‘Concentrate.’

STEP [6]: KNOW AND APPLY THE SEVEN LAWS OF MIND TO DMP

Law of Substitution

We cannot think about 2 things at the same time. https://www.youtube.com/watch?v=1z6OcKc_rg4 If a negative thought enters your mind ~ try to think about God instead. If that is too big a reach at the time, use any fond memory or other pleasant thought. Jesus, the Master Teach, said, “Resist not evil” ~ meaning turn from it and think about something else instead. https://www.youtube.com/watch?v=X7GtRARf0Jc&t=878s

Law of Relaxation

Mental effort defeats itself ~ exactly the opposite of physical effort. A relaxed, calm state of mind is the only doorway to progress mentally. Relaxation of thought is the only access to Infinite Intelligence.

Law of Practice

Practice makes perfect. The 5Ps – Perfect Practice Prevents Poor Performance. Our bewilderment of magnificence in others, upon further inspection, finds…as Wooden shares ‘you’ll find most of it is practice, the rest of it is work.’ With practice of the correct things, we improve ~ on the other 6 Laws of the Mind.

Law of Forgiveness

To access the Divine and connect the subconscious to the Omnipotent, Omniscient and Omnipresent Creator we must forgive everyone and anyone to clear the channel. There can be no connection to the Divine mind where anger or resentment against a sibling, justified or not, exists. https://www.youtube.com/watch?v=gMVL_tKV_tU

Law of Dual Thought

Thought is a combination of ideation and feeling. We can attach any feeling to a thought we want. https://www.youtube.com/watch?v=1z6OcKc_rg4

Law of Subconscious

As soon as the subconscious accepts the idea it becomes a demand and it works constantly, 24-7, to manifest demand ~ accessing a reservoir of infinite resources.

Law of Growth

Whatever we think about grows. What we forget is atrophy.

Charles Haanel Universal Laws:

Charles Haanel The Truth and The Law

https://www.youtube.com/watch?v=WFSeanWhUxA

Mental Chemistry, Charles F Haanel

Charles F. Haanel – Transmutation and The Gateway to Infinite Power

https://www.youtube.com/watch?v=KM0oyo9wTjs&t=31s

The Master Key System – by Charles F. Haanel

https://www.youtube.com/watch?v=kTnvPxyECS8&t=26s

Hermetic Principles of The Kybalion

The 7 Hermetic Principles of The Kybalion Explained

Hermetic Principles and Laws

https://www.youtube.com/watch?v=gLogIO6Jf5w&t=759s

STEP [7] READ The Gal in the Glass Daily

When you get what you want in your struggle for pelf, And the world makes you Queen for a day, then go to the mirror and look at yourself, and see what that gal has to say. For it is not your father, or Mother, or Partner for Life, who judgement upon you must pass. The lady whose verdict counts most in your life Is the gal staring back from the glass. She is the one to please, never mind all the rest, for she is with you clear up to the end, and you have passed your most dangerous, difficult test If the gal in the glass is your friend. You may be like Jack Horner and “chisel” a plum, and think you are a wonderful gal, But the woman in the glass says you are only a bum If you cannot look her straight in the eye. You can fool the whole world down the pathway of years, and get pats on the back as you pass, but your final reward will be heartaches and tears If you’ve cheated the gal in the glass.

Read The Guy in the Glass

When you get what you want in your struggle for pelf, And the world makes you King for a day, then go to the mirror and look at yourself, and see what that guy has to say. For it is not your father, or Mother, or Wife, who judgment upon you must pass. The feller whose verdict counts most in your life Is the guy staring back from the glass. He is the feller to please, never mind all the rest, for he is with you clear up to the end, and you have passed your most dangerous, difficult test If the guy in the glass is your friend. You may be like Jack Horner and “chisel” a plum, and think you are a wonderful guy, But the man in the glass says you are only a bum If you cannot look him straight in the eye. You can fool the whole world down the pathway of years, and get pats on the back as you pass, but your final reward will be heartaches and tears If you’ve cheated the guy in the glass.

STEP [8]: Daily Review of The 7 Day Mental Diet by Emmet Fox

The subject of diet is one of the foremost topics of the present day in public interest. Newspapers and magazines teem with articles on the subject. The counters of the bookshops are filled with volumes unfolding the mysteries of proteins, starches, vitamins, and so forth. dust now the whole world is food conscious.

Experts on the subject are saying that physically you become the thing that you eat — that your whole body is really composed of the food that you have eaten in the past. What you eat today, they say, will be in your bloodstream after the lapse of so many hours, and it is your bloodstream that builds all the tissues composing your body — and there you are.

Of course, no sensible person has any quarrel with all this. It is perfectly true, as far as it goes, and the only surprising thing is that it has taken the world so long to find it out; but in this article I am going to deal with the subject of dieting at a level that is infinitely more profound and far-reaching in its effects. I refer of course to mental dieting.

The most important of all factors in your life is the mental diet on which you live. It is the food which you furnish to your mind that determines the whole character of your life. It is the thoughts you allow yourself to think, the subjects that you allow your mind to dwell upon, which make you and your surroundings what they are.

As thy days, so shall thy strength be. Everything in your life today — the state of your body, whether healthy or sick, the state of your fortune, whether prosperous or impoverished’, the state of your home, whether happy or the reverse, the present condition of every phase of your life in fact — is entirely conditioned by the thoughts and feelings which you have entertained in the past, by the habitual tone of your past thinking. And the condition of your life tomorrow, and next week, and next year, will be entirely conditioned by the thoughts and feelings which you choose to entertain from now onwards.

In other words, you choose your life, which is to say, you choose all the conditions of your life, when you choose the thoughts upon which you allow your mind to dwell. Thought is the causative force in life, and there is no other. You cannot have one kind of mind and another kind of environment. This means that you cannot change your environment while leaving your mind unchanged, nor — and this is the supreme key to life and the reason for this article — can you change your mind without your environment changing too.

This then is the real key to life: if you change your mind your conditions must change too. Your body must change, your daily work or other activities must change; your home must change; the color-tone of your whole life must change, for whether you be habitually happy and cheerful, or low-spirited and fearful, depends entirely on the quality of the mental food upon which you diet yourself. Please be very clear about this.

If you change your mind your conditions must change too. We are transformed by the renewing of our minds. So now you will see that your mental diet is really the most important thing in your whole life.

This may be called the Great Cosmic Law, and its truth is seen to be perfectly obvious when it is clearly stated in this way. In fact, I do not know of any thoughtful person who denies its essential truth. The practical difficulty in applying it, however, arises from the fact that our thoughts are so close to us that it is difficult, without a little practice, to stand back as it were and look at them objectively. Yet that is just what you must learn to do.

You must train yourself to choose the subject of your thinking at any given time, and also to choose the emotional tone, or what we call the mood that colors it. Yes, you can choose your mood. Indeed, if you could not you would have no real control over your life at all. Moods habitually entertained produce the characteristic disposition of the person concerned, and it is his disposition that finally makes or mars a person’s happiness.

You cannot be healthy; you cannot be happy; you cannot be prosperous if you have a bad disposition. If you are sulky, or surly, or cynical, or depressed, or superior, or frightened half out of your wits, your life cannot be worth living. Unless you are determined to cultivate a good disposition, you may as well give up all hope of getting anything worthwhile out of life, and it is kinder to tell you very plainly that this is the case.

If you are not determined to start now and carefully select all day the kind of thoughts that you are going to think, you may as well give up all hope of shaping your life into the kind of thing that you want it to be, because this is the only way.

In short, if you want to make your life happy and worthwhile, which is what God wishes you to make it, you must begin immediately’ to train yourself in the habit of thought selection and thought control.

This will be exceedingly difficult for the first few days, but if you persevere you will find that it will become rapidly easier, and it is actually the most interesting experiment that you could make. in fact, this thought control is the most thrillingly inter’ interesting hobby that anyone could take up. You will be amazed at the interesting things that you will learn about yourself, and you will get results from the beginning.

Now many people knowing this truth, make sporadic efforts from time to time to control their thoughts, but the thought stream being so close, as I have pointed out, and the impacts from outside so constant and varied, they do not make very much progress.

That is not the way to work. Your only chance is definitely to form a new habit of thought which will carry you through when you are preoccupied or off your guard as well as when you are con’ consciously attending to the business. This new thought habit must be definitely acquired, and the foundation of it can be laid within a few days, and the way to do it is this:

Make up your mind to devote one week solely to the task of building a new habit of thought, and during that week let everything in life be unimportant as compared with that. If you do so, then that week will be the most significant week in your whole life. It will be the turning’ point for you.

If you do so, it is safe to say that your whole life will change for the better. In fact, nothing can remain the same. This does not simply mean that you will be able to face your present difficulties in a better spirit; it means that the difficulties will go. This is the scientific way to Alter Your Life, and being in accordance with the Great Law it cannot fail.

Now do you realize that by working in this way you do not have to change conditions What happens is that you apply the Law, and then the conditions change spontaneously. You cannot change conditions directly — you have often tried to do so and failed — but go on the SEVEN DAY MENTAL DIET and conditions must change for you.

This then is your prescription. For seven days you must not allow yourself to dwell for a single moment on any kind of negative thought. You must watch yourself for a whole week as a cat watches a mouse, and you must not under any pretense allow your mind to dwell on any thought that is not positive, constructive, optimistic, kind.

This discipline will be so strenuous that you could not maintain it consciously for much more than a week, but I do not ask you to do so. A week will be enough, because by that time the habit of positive thinking will begin to be established. Some extraordinary changes for the better will have come into your life, encouraging you enormously, and then the future will take care of itself. The new way of life will be so attractive and so much easier than the old way that you will find your mentality aligning automatically.

But the seven days are going to be strenuous. I would not have you enter upon this without counting the cost. Mere physical fasting would be child’s play in comparison, even if you have a very good appetite.

The most exhausting form of army gymnastics, combined with thirty-mile route marches, would be mild in comparison with this undertaking. But it is only for one week in your life, and it will definitely alter every’ thing for the better. For the rest of your life here, for all eternity in fact, things will be utterly different and inconceivably better than if you had not carried through this undertaking.

Do not start it lightly. Think about it for a day or two before you begin. Then start in, and the grace of God go with you. You can start it any day in the week, and at any time in the day, first thing in the morning, or after breakfast, or after lunch, it does not matter, but once you do start you must go right through for the seven days. That is essential.

The whole idea is to have seven days of unbroken mental discipline in order to get the mind definitely bent in a new direction once and for all.

If you make a false start, or even if you get on well for two or three days and then for any reason “fall off” the diet, the thing to do is to drop the scheme altogether for several days, and then to start again afresh. There must be no jumping on and off, as it were.

You remember that Rip Van Winkle in the play would take a solemn vow of teetotalism, and then promptly accept a drink from the first neighbor who offered him one, saying calmly: “I won’t count this one. Well, on the SEVEN DAY MENTAL DIET this sort of thing simply will not do. You must positively count every lapse, and whether you do or not, Nature will. Where there is a lapse, you must go off the diet altogether and then start again.

Now, in order, if possible, to forestall difficulties, I will consider them in a little detail.

First of all, what do I mean by negative thinking? Well, a negative thought is any thought of failure, disappointment, or trouble; any thought of criticism, or spite, or jealousy, or condemnation of others, or self-condemnation; any thought of sickness or accident; or, in short, any kind of limitation or pessimistic thinking.

Any thought that is not positive and constructive in character, whether it concerns you yourself or anyone else, is a negative thought. Do not bother too much about the question of classification, however; in practice you will never have any trouble in knowing whether a given thought is positive or negative. Even if your brain tries to deceive you, your heart will whisper the truth.

Second, you must be quite clear that what this scheme calls for is that you shall not entertain, or dwell upon negative things. Note this carefully. It is not the thoughts that come to you that matter, but only such of them as you choose to entertain and dwell upon.

It does not matter what thoughts may come to you provided you do not entertain them. It is the entertainment or dwelling upon them that matters. Of course, many negative thoughts will come to you all day long. Some of them will just drift into your mind of their own accord, and these come to you out of the race mind. Other negative thoughts will be given to you by other people, either in conversation or by their conduct, or you will hear disagreeable news by letter or telephone, or you will see crimes and disasters announced in the newspaper headings.

However, things, however, do not matter as long as you do not entertain them. In fact, it is these very things that provide the discipline that is going to transform you during this epoch-making week. The thing to do is, directly the negative thought presents itself — turn it out. Turn away from the newspaper; turn out the thought of the unkind letter, or stupid remark, or what not.

When the negative thought floats into your mind, immediately turn it out and think of something else. Best of all, think of God as explained in The Golden Key. A perfect analogy is furnished by the case of a man who is sitting by an open fire when a red-hot cinder flies out and falls on his sleeve.

If he knocks that cinder off at once, w without a moment’s delay to think about it, no harm is done. But if he allows it to rest on him for a single moment, under any pretense, the mischief is done, and it will be a troublesome task to repair that sleeve. So, it is with a negative thought.

Now what of those negative thoughts and conditions which it is impossible to avoid at the point where you are today? What of the ordinary troubles that you will have to meet in the office or at home? The answer is that such things will not affect your diet provided that you do not accept them, by fearing them, by believing them, by being indignant or sad about them, or by giving them any power at all.

Any negative condition that duty compels you to handle will not affect your diet. Go to the office, or meet the cares at home, without allowing them to affect you. (None of these things move me), and all will be well.

Suppose that you are lunching with a friend who talks negatively — do not try to shut him up or otherwise snub him. Let him talk, but do not accept what he says, and your diet will not be affected. Suppose that on coming home you are greeted with a lot of negative conversation — do not preach a sermon, but simply do not accept it. It is your mental consent, remember, that constitutes your diet.

Suppose you witness an accident, or an act of injustice let us say — instead of reacting with pity or indignation, refuse to accept the appearance at its face value; do anything that you can to right matters, give it the right thought, and let it go at that. You will still be on the diet.

Of course, it will be very helpful if you can take steps to avoid meeting during this week anyone who seems particularly likely to arouse the devil in you. People who get on your nerves, or rub you up the wrong way, or bore you, are better avoided while you are on the diet; but if it is not possible to avoid them, then you must take a little extra discipline — that is all.

Suppose that you have a particularly trying ordeal before you next week. Well, if you have enough spiritual understanding, you will know how to meet that in the spiritual’ way; but, for our present purpose, I think I would wait and start the diet as soon as the ordeal is over. As I said before, do not take up the diet lightly, but think it over well first.

In closing, I want to tell you that people often find that the start of this diet seems to stir up all sorts of difficulties. Everything begins to go wrong at once. This may be disconcerting, but it is really a good sign.

It means that things are moving; and is not that the very object we have in view? Suppose your whole world seems to rock on its foundations. Hold on steadily, let it rock, and when the rocking is over, the picture will have reassembled itself into something much nearer to your heart’s desire.

The above point is vitally important and subtle. Do you not see that the very dwelling upon these difficulties is in itself a negative thought which has thrown you off the diet? The remedy is not, of course, to deny that your world is rocking in appearance, but to refuse to take the appearance for reality. Judge not according to appearances but judge righteous judgment.

A closing word of caution: Do not tell anyone else that you are on a diet, or that you intend to go on it. Keep this tremendous project strictly to yourself. Remember that your soul should be the Secret Place of the Most High.

When you have come through the seven days successfully, and secured your demonstration, allow a reasonable’ time to elapse to establish the new mentality, and then tell the story to anyone else who you think is likely to be helped by it. And, finally, remember that nothing said or done by anyone else can throw you off the diet. Only your own reaction to the other person’s conduct can do that.

The 7-Day Mental Diet – How to Change Your Life in A Week by Emmet Fox

STEP [9]: OATS- RE-DO WEEKLY SCHEDULING DAILY

The difference between knowing what to do and doing it is whether or not we schedule it.

If it is not written it is not true.

Date –

O – Objective for the week.

A – Actions required to meet objective.

T – Time required to complete actions. Add 20%.

S – Schedule it – Put it in writing.

As your group grows, always schedule time with your family and personal recruiting time before work with teammates.

Notes:

STEP [10]: PLAN THE REITENBACH-KISSINGER PERSONAL AND BUSINESS BUILDING ACTION PLAN EXAMPLE

7 STEP PERSONAL and PRIMARY BUSINESS ACTION PLAN

DMP: Development of and Adjustment of My Personal DMP and RKI DMP
PPNS: Primary Personal Needs: Health and Financial Freedom
MMA-MASTERMINDING: DEVELOPMENT AND APPLICATION AS TAUGHT IN THINK AND GROW RICH

PRIMARY COACHING BUSINESS ACTION PLAN- Helping and Empowering CEOs, Business Owners, Entrepreneurs & US Veterans to Become UNSTOPPABLE in Business or Life or Career. I am a Coach ★Strategist ★Expert ★Author ★Helping 10K+ Businesses Solve Problems, Support my Family and God.
PRIMARY BUSINESS SKILLS DEVELOPMENT, Training and Empowering Secondary Business Owners.

OATS ACTIVITIES FOR PRIMARYPERSONAL AND BUSNESS GOALS: DAILY-Weekly-Monthly

O – Objective for the week.

A – Actions required to meet objective.

T – Time required to complete actions. Add 20%.

S – Schedule it – Put it in writing.

11 STEP SECONDARY BUSINESS BUILDING PLAN, TEAM BUILDING ACTION PLAN

OATS-SCHEDULE PERSONAL and BUSINESS ACTIVITIES-God-Family-Career-Side Business

FOCUSE-MEDITATE ON MY BUSINESS DMP- PPNS: Health and Financial Freedom-2x-15 Minutes Daily

SKILLS TRAINING-LISTEN TO 1-2 CDs or Personal Development Program A DAY: Personal Business and Personal Development Training- and Meditation From 4:00am to 7:00 am Daily.

SKILLS TRAINING-READ 10 PERSONAL-BUSINESS PAGES A DAY [RB] FROM OUR TRAINIG MATERIALS

PRODUCT USE-BE A 100% USER and have others be users of our coaching, training, and products.

PROSPECTING: Develop Larger List of Prospects by LinkedIn and Facebook or Personal Contacting. Write 1-2 Posting Daily on LinkedIn and Facebook. Post 1-2 Articles on our Blog page mksmasterkeycoaching.com. Minimum Daily Contact 1-10 on Daily Basis

STP-SHOW THE RKI COACHING PLAN and HAVE RKI CONVERSSIONS: Showing the RKI Coaching Plan to 1-2 people daily. Enroll 5-10 per month into RKI System

ENROLLMENT OF RKI CLIENTS CUSTOMERS-SERVE 10+ RKI CUSTOMERS A Day, or Week or Month

TEAM TRAINING SCHEDULE-FUNCTIONS: 3 Per Week for all Coaching and Product Clients.

MMA-TEAMWORK: SCHEDULE RKI MMA Mastermind Enrollment, Training and Coaching

OBSTACLES: Very Few Obstacles in this Plan.

A Mark Januszewski https://www.youtube.com/playlist?list=PLU8ftlQuTiCIevbd9-1PrXto9KTXGhjMs

STEP [11]: PROMISES: MOVIE TRAILER ACTIONS

I promise to do the following Actions: _______________________________________________

Woman and Money Coaching–Need Support?

The reasons for becoming rich are very different between the sexes. You may be surprised at just how different. Here are five sound reasons why women need to get rich.

1. The Statistics

The statistics about women and money are startling. These are U.S. statistics, yet we find that for other countries around the world these statistics are either similar or are trending in the same direction.

In the United States:

• 47 percent of women over the age of 50 are single. (This means they are financially responsible for themselves.)

• Women’s retirement income is less than that of men’s. This is because a woman is away from the work force an average of 14.7 years, compared with 1.6 years for men.

• 50 percent of marriages end in divorce. And who typically ends up with the children? The woman. Now she is solely financially responsible for herself—and her children. And what is the No. 1 subject couples fight about? Money.

• In the first year after her divorce, a woman’s standard of living drops an average of 73 percent.

What are these statistics telling us?

They tell us that more and more women, especially as they become older, are not educated or prepared to take care of themselves financially. We’ve spent our lives taking care of our families but have no ability to care for ourselves in this vital way. We are depending upon someone else to do it for us—a husband or partner, a boss, a family member or the government.

2. Avoiding Dependency

You don’t go into a marriage expecting a divorce. You don’t begin a new job expecting to be laid off. But it happens, and today with more frequency. Too often we may not even realize just how dependent we are until we’re faced with our personal wake-up call.

3. No Glass Ceiling

One obstacle for many women in the corporate world is the glass ceiling myth. The glass ceiling professes that, because of our gender, women can only move so far up the corporate ladder.

In the world of business, the markets don’t care if you’re female or male, black or white, a college grad or a high school dropout. The markets only care about how smart you are with your money. The key is education and experience. The smarter you are with your investment choices, the greater your success as an investor. There are no limits, no ceilings, glass or otherwise, for women in the world of investing.

4. No Limits on Income

Because of the glass ceiling, and because of the still-present wage inequality between men and women, a woman is often limited in the amount of income she can make.

Studies show that women, with the same education and experience as their male counterparts, earn about 74 cents for every dollar their male peers earn.

In our business, the money you can make is unlimited. You are completely responsible for, and in control of, the amount of money you make as a business owner.

5. Increase Self-Esteem

This is one of the greatest benefits to women. It’s not unusual for a woman’s self-esteem to be linked to her ability to provide for herself. Being dependent on anyone for your financial life can lead to a reduced sense of self-worth. You may do things you otherwise wouldn’t do if money weren’t an issue.

These five reasons support why women and our business go hand-in-hand. The statistics prove how much times have changed for women and point out that our need for real-life financial education is no longer a luxury—it’s a necessity.

Depending on someone else for your financial future is like rolling the dice in Las Vegas. The reward may be there in the end, but the risk is steep. Glass ceilings and income limits are what so many women have been fighting against for ages. Both disappear in the world of business ownership. And then two of the greatest gifts of all—a higher sense of self-worth and time to spend exactly as you want—can be yours. Business ownership is no longer just a good idea for women. It’s a must-have. THINK Yourself RICH – Norvell’s SECRETS of Money MAGNETISM

Conclusion

Making seemingly impossible things happen in any area of your life or business is our specialty. Over 25,000 achievers have now used MKS Master Key Coaching and Systems, the world’s #1 systems, for self or business improvement. We’re grateful for this year and opportunity to serve you.

We hope you’ll deepen your practices of journaling, tracking your habits, setting your goals, and watching inspirational classes with us this year and beyond.

Let’s make the year extraordinary, together.

Cheering you on, always!

Join a “Year of MKS Master Key Mastery Coaching Programs and Systems”. We’ll spend the first Mondays of the Week with you taking you through advanced personal growth, business growth, profitability optimization and productivity so you can win this year and every years you are in business.

These are just a few tips to look out for when considering Breaking Through Your Upper Limits.

We personally believe this is the best way forward if you are looking for a Breaking Through Your Upper Limits. This is for people who have a dream or desire to be financially independent and are willing to put in the hard work to do so.

Wishing you prosperity and success. Remember You Were Born To Win!!

Michael Kissinger and Sydney Reitenbach

Phone: 650-515-7545

LinkedIn Profile: https://www.linkedin.com/in/michael-kissinger-a66b214/

E-mail: mjkkissinger@yahoo.com

Facebook: https://www.facebook.com/michael.kissinger.35

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Disclaimer

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1. Establish Financial Goals

2. Destroy Your Debt

3. Create a Cushion

4. Start Investing Now

5. Diversify Your Portfolio

6. Boost Your Income

7. Learn about FIRE

8. Avoid the Schemes

What is Think and Grow Rich About?

Charles F. Haanel – Transmutation and The Gateway to Infinite Power

The Master Key System – by Charles F. Haanel

https://www.youtube.com/watch?v=kTnvPxyECS8&t=26s

Hermetic Principles and Laws

https://www.youtube.com/watch?v=gLogIO6Jf5w&t=759s

The 7-Day Mental Diet – How to Change Your Life in A Week by Emmet Fox

Woman and Money Coaching–Need Support?

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