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Do You Face the Common Challenges Veteran-Owned Troubled Businesses Suffer?

Have you challenges getting appropriate financial capital, obtaining and utilizing business and management skills, developing and utilizing social capital, or identifying successful mentors or coaches?

Success or failure does not depend on one, but rather on multiple factors related to barriers. These challenges can include a lack of knowledge or access to local resources as well as the feeling of being unsupported by both government and local communities. The Take Away of this information is There Is No Limit of what you can do or How we can help you!

Have You Ever Reviewed these Key Veteran Success/Failure Considerations?

1. Veteran Business Entrepreneurial Success?

80% of veteran business owners considered themselves to be a successful in 2023. 54 % were Profitable –13 % were Broke even — 29 % Reported a financial loss (Unprofitable)

2. Barriers to Veteran Entrepreneurship?

Veteran entrepreneurs encounter a variety of challenges such as capital, mentorships, and networks.

Barriers and challenges are not always exclusive, but here are the most common hurdles.

3. Veteran Financial Barriers?

* Lack of access to capital 37%

* Lack of financing 34%

* Current economic situation 27%

* Irregular income 22%

4. Veteran Social and Human Capital Barriers?

* Problems finding good employees/contracted personnel 30%

* Lack of mentors for my business 20%

* Lack of organizations to assist entrepreneurs 12%

* Lack of relationships with other entrepreneurs 11%

5. Veteran Regulation Barriers, Business Climate, and Policy Barriers?

Taxes and legal fees 20%

Federal regulations and policies 20%

State regulations and policies 13%

Startup paperwork and bureaucracy 12%

6. Personal Barriers?

* Lack of experience in entrepreneurship or business ownership 18%

* Fear of Failure 14%

* Personal health issues (disability, etc.) 13%

* Lack of knowledge or education on the business 13%

Yesterday at the NorCal VBOC [www.norcalvboc.org] I was asked what I would do to help a troubled veteran who needed help.  I answered for FREE I would analyze them, help them, coach them, and provide them with programs and opportunities that would change their life, business, finances, and that of their families for greater success.

For No Cost We’ll Help You Have:

1. Greater Entrepreneurial Success and Profitability in 2024 and beyond

2. Eliminate Barriers to Veteran Entrepreneurship

3. Eliminate Financial Barriers

4. Remove or Eliminate Social and Human Capital Barriers

5. Remove or Eliminate Regulation Barriers, Business Climate, and Policy Barriers?

6. Remove or Eliminate Personal Barriers

So, if you’re a veteran or someone who’s looking for the opportunity to start or build their own successful and highly profitable business in 2024 or simply wants to create a new income-stream alongside an existing business…it’s really important to contact us as soon as possible.

(All this incredible opportunity will only be available for a very limited period so you must grab it right now, while you have the chance…)

Live Long and Prosperously,

Michael Kissinger

Honorably Discharged US Army Special Forces Member with 2 sons who served in the US Navy.

Text: 650-515-7545

Email: mjkkissinger@yahoo.com

See: mksmasterkeycoaching.com

Do You Face the Common Challenges Veteran-Owned Troubled Businesses Suffer?

Do You Face the Common Challenges of the Military Spouse?

Are You a Military Spouse Wanting to Work or Start or Grow Your Own Small Business?

There are nearly 1 million U.S. military spouses (U.S. Department of Defense). As a military family member, your pride and honor run deep. You serve right alongside your servicemember with every PCS, deployment, and TDY.

Why Military Spouses Work or Start a Small Business

In an interview of military spouses about three-quarters of them mentioned financial reasons are their reasons for starting a business or for working. They are working to pay bills and cover basic expenses.  This was their most widely cited primary reason.

The majority of spouses also discussed nonmonetary motives such as working to avoid boredom and keep busy, working for personal fulfillment or independence, or working to maintain skills and career status.

Spouses’ motivation for working varied based on the pay grade of the service member, the family’s financial situation, and the education and occupation of the military spouse.

For example, personal fulfillment or independence was a nonfinancial primary reason for working that was widely cited by better-educated spouses and those married to officers.

Spouses with less education, married to more-junior enlisted service members, and in more challenging financial circumstances tended to cite financial necessity as their primary reason for working.

Key Business Start Up Considerations

• Military wives are employed at lower rates and earn less than civilian wives, on average.
• Civilian wives with the same characteristics as military wives actually have better employment outcomes than the average civilian wife.
• The majority of military spouses believe that the military lifestyle—including frequent moves, deployments and long hours that keep service members from assisting with parenting, and living in areas with poor local labor market conditions—has negatively affected their employment opportunities. Almost half believe that their educational opportunities have suffered.
• Military spouses work for different reasons, based on their own education level, their service member’s pay grade, and their financial situation.

Supporting a military career can be a job all on its own. If you are a military spouse looking to start or grow a small business and need help contact us. We offer the same flexible resources for spouses as we do for veteran business owners.

Key Working Considerations

• The clearest indicator of the challenges of military spouse employment is the fact that almost two-thirds of those interviewed felt that being a military spouse had a negative impact on their work opportunities.

• The most frequently cited cause was frequent and disruptive moves.

• Other causes cited were service member absence and the related heavy parenting responsibilities as well as childcare difficulties.

• These spouses also referred to the inflexibility of the military workplace to accommodate the needs of military parents.

• Finally, some spouses cited an employer bias against or stigmatization of military spouses, often driven by the employer’s concern that the spouse will be forced to leave abruptly.

• As with frequent moves and service member absence, this perceived cause is uniquely military.

• Many spouses also reported a negative impact on their education. Almost half the spouses believed that their educational opportunities had suffered negatively, once again citing frequent moves and service member absence.

If you are a military spouse looking or seeking employment and need help contact us. We offer the same flexible resources for spouses as we do for all.

Do You Face the Common Challenges of the Transitioning Veteran or Military Spouse?

Eliminate the Challenges of Transitioning Military Veterans

Serving in the U.S. Armed Forces is an honorable path that should be celebrated and applauded. Yet the value of this service is not always reflected in veterans’ experiences upon leaving the military. Our nation’s veterans are experienced, disciplined and highly skilled, making them natural entrepreneurs.

Many, however, face challenges transitioning back to civilian life and may not have access to the right resources or networks on the path to becoming a veteran business owner. They often face problems related to difficulties in transitioning from military life to civilian life, which can involve navigating complex bureaucracy to access benefits; the effects of traumatic or moral injuries; and systemic gaps in mental health services.

• There are the practical considerations, such as where to live and what job or career to pursue. While on active duty, service members receive food and housing allowances, in addition to medical care. Going from having these fundamental needs provided for to having to seek them out can be a drastic shift for military families.

• Navigating the healthcare system, finding a home, and applying for jobs are all things that can be overwhelming when leaving or retiring from a career that provided these necessities and created relative ease in securing them.

• What’s more, securing a job that assures the same kind of financial security in a new phase of life can be daunting, especially for those with a service-connected disability. Only one in four U.S. veterans have a job lined up after leaving the armed forces, according to the Pew Research Center. Shultz, who learned to speak multiple languages over her three decades of service, is looking to add something new to her toolbox — learning how to translate her skills into corporate language.

• According to a report from the Pew Research Center on veteran experiences, 55% of veterans who had traumatic experiences and 66% of veterans who have experienced post-traumatic stress (PTS) said their readjustment to civilian life was at least somewhat difficult.

• Among those with PTS, 3 in 10 said it was very difficult. Moreover, 30% of veterans stated the military did not prepare them well for making the transition to civilian life and 15% felt the military did not prepare them at all.
• Getting capital and quality education and skills to start and grow a business is one of the biggest obstacles for transitioning entrepreneurs. Veterans have access to several programs to help them launch and grow their business, or even virtual job fairs if necessary. The SBA has several veteran-specific funding programs.

• Veterans’ common stressors can impact family, social, and professional relationships, as they have a sense of social disconnectedness due to loss of military camaraderie.

• To make matters worse, many civilians may not be aware of or fully understand these unique issues.

Here are some of the common challenges transitioning veterans may be up against

1. Difficulties Transitioning from Active Duty to Civilian Life

2. Experiencing PTS and Gaps in Mental Health Support

3. Missing the Camaraderie, Community, and Purpose Found While Serving

4. Navigating VA Bureaucracy for Access to Benefits

5. Lack of Proper Transportation for Disabled Veterans

6. Being Confronted with Veteran Stereotypes in Entertainment and Civilian Life

The State of Homelessness Among Women Veterans 

Three women Veterans’ stories of homelessness

Army Veteran Kimberly Carrillo left the military after five years in part because she lacked access to adequate daycare. After her marriage ended and her mother died, she fell into depression, lost her job and couch-surfed, kids in tow. Carrillo and her family were homeless.

Marine Veteran Natasha McCoy spent 20 years after service gainfully employed as a truck driver, residing in her vehicle. From the outside, she seemed fine. On the inside, she was anything but. “When I quit driving, I had a period when I was adrift,” said McCoy, a member of the Cherokee Nation. 

Air Force Veteran Alex Dobson was homeless for six or seven years before she entered the military. When she found herself without a safe place to call home after leaving the military, the familiar feelings of danger and invisibility came flooding back. “You’re in survival mode,” said Dobson, a member of the Muscogee Nation.

Carrillo, McCoy and Dobson’s stories illustrate the different ways homelessness can impact the lives of women Veterans.

Thankfully, they are among the nearly one million Veterans and their family members whom VA has connected with permanent housing or with services that prevented them from falling into homelessness since 2010. That includes nearly 22,000 women Veterans served through VHA Homeless Programs in fiscal year 2023.

But we recognize that VA must accelerate efforts to provide housing solutions, health care, and community employment services to address the unique challenges of nearly two million women Veterans—the fastest growing segment of the Veteran population—and their families.

That’s especially true now as we look at data on homelessness among women Veterans.

Rising number of women Veterans who are homeless

Although it’s true that, from 2020 to 2023, total homelessness among Veterans decreased by 4.5%—from 37,252 to 33,574—homelessness among women Veterans actually increased by nearly 24%—from 3,126 to 3,980—according to data from the U.S. Department of Housing and Urban Development.

In that same period, the number of unsheltered women Veterans—those living on the streets, in a car or in another unsafe situation—jumped nearly 48%, from 1,464 to 2,165.

While the general proportion of women Veterans experiencing homelessness is still low, the trend is concerning, given that VA estimates women are on track to make up 18% of all U.S. Veterans by 2040.

Factors that contribute to homelessness among Veterans

Reducing and preventing homelessness among women Veterans starts by recognizing some of the contributing factors unique to them:

Trauma. There’s evidence of a connection between women Veteran homelessness and trauma. Women Veterans who were homeless have told VA researchers that the experience of trauma before, during and after military service contributed to their housing instability.

Military sexual assault. We also find that one in three women say “yes” when screened by VA health care for military sexual assault (MST), which is sexual assault or threatening sexual harassment during a person’s military service. 

Intimate partner violence. Many women Veterans who are homeless also report having a history of intimate partner violence.

Poverty. Housing is a large expense for anyone, but studies show that women are more likely than men to be at risk of poverty.Single parenthood. Women also shoulder more of the costs of child-rearing, particularly as single parents. 

Other complex challenges, often connected to or worsened in service, can be common characteristics of women Veterans’ experience of housing instability. These include childhood adversity, substance use, relationship termination, medical problems, a post-traumatic stress disorder diagnosis and unemployment.

FREE Assistance Considerations for ALL Veterans

Reitenbach-Kissinger Institute celebrates your commitment, and we know you have ambitions too. We have educated those who serve with portable and accessible learning.

We stand ready to serve you with free, flexible online higher education. We believe military families deserve the opportunity to learn without the burden of debt too.

Fulfill your goals by getting started and enrolling in the FREE MKS Master Key Coaching Challenge that supports your grit and dedication. Our programs are available in person, on the phone, online, on Zoom, designated locations or online.

FREE Business and Personal Development Assistance from RKI.

Review: Veterans Entrepreneurial Road Map to a Highly Profitable Life and Business: https://lnkd.in/ehgSWeEv

Review: You Are the Architect of Realities: https://lnkd.in/gBmEqUQT

Review: See: You Are the Power: https://lnkd.in/gbmjc4NM

Review: Review: Winning Attitude – Become the Winner When Surrounded by Losers: https://lnkd.in/gbmjc4NM

Live Long and Prosperously,

Sydney Reitenbach – Former Military Spouse

Text: 650-515-7545

Email: mjkkissinger@yahoo.com

See: mksmasterkeycoaching.com

Michael Kissinger has over 30+ years of experience in business and management industry. He was the Business Development Director for Swords to Plowshares and Vitetnan Veterans of California. He received his BA from the University of San Francisco. He was an adjunct business professor at Golden Gate University and San Francisco State University. He was Honorably Discharged from the US Army as a member of the 10th Special Forces.

Our Mission: We empower veterans and veteran business owners to effectively build their business and to communicate with a highly skeptical, media-blitzed consumer by using progressive business and marketing strategies that produce tangible results.

We’ll help you uncover the pain points of your ideal audience, differentiate yourself from your competitors and focus your valuable resources on your company’s strengths. This will enable you to constantly be on the lookout for new opportunities and never stop growing.

Disclaimer Our vision is to help you bring your biggest dream into reality. As stipulated by law, we cannot and do not make any guarantees about your ability to get results or earn any money with our ideas, information, tools, or strategies. Your results are completely up to you, your level of awareness, expertise, the action you take and the service you provide to others. Any testimonials, financial numbers mentioned in emails or referenced on any of our web pages should not be considered exact, actual or as a promise of potential earnings – all numbers are illustrative only, as I am sure you understand. That being said, we believe in you and we are here to support you in making the changes you want for your life and giving you methods, strategies, and ideas that will help move you in the direction of your dream.