
Ready to Have Financial Freedom at Any Income Level At Any Age or Career Level is Yours Today!
Becoming a millionaire is a dream for many, but with the right mindset, strategies, and perseverance, it’s an achievable for you.
This will take you through the essential steps to build wealth, live the millionaire life, and secure financial independence easily, quickly and for life.
What if you could…
- Live the Abundant-Millionaire Life All the Days of Your Life?
- Spend extravagantly on the things you love, guilt-free?
- Pay your bills, save for dream vacations, and invest aggressively for retirement — all on autopilot?
- And use your money to live a bigger, more rewarding life?
- And do all of it without earning more, becoming a financial expert, or stressing about your money 24/7?
- Today we want to show you how.

What Does Your Abundant-Millionaire Life Look Like to You?
Maybe Your Abundant-Millionaire Life is…
* Going on a hike with beautiful views every Saturday morning
* Staying at an all-inclusive resort in Mexico with your favorite people
* Shopping at Whole Foods and not worrying about the prices
* Buying new shoes every month
* Saving aggressively and retiring a decade early
* Traveling the country in an RV
* Being debt-free (at last)
* Having the freedom to give more — gifts, tips, charity, time
* Being able to extend your vacation by a few days “just because”
* Learning a new language with a private tutor
* Having the freedom to pick up your kids after school every day
* Buying your dream home
- You Decide
Your Abundant-Millionaire Life should Fit You like a Handmade Glove.
Your Abundant Life would probably make NO SENSE to us. And that’s great!
Don’t let people tell you what you should and shouldn’t want. A house with a picket fence? A high-end SUV with a 3rd row? Designer clothes from Italy? You do you. We’re giving you permission.

3 Examples of How Our Friends Spend Their Money
- One couple we know loves donating to charity. Each year they set aside time to research charities and decide on their giving plan. Then they visit the charities throughout the year.
- Another friend has a daily non-negotiable: Her yoga class. And each year, she takes a 2-week trip to southern India for intensive yoga training.
- A third friend runs a business and loves luxury fashion. After each webinar, she takes 3% of sales and splurges on something she loves.
If you could double, triple, or even quadruple the amount of money you spend on yourself — and do it responsibly and guilt-free — how would you spend it?
And most important of all — what’s stopping you?

Curious Money Quirks We All Have
There are a few quirks about money that have always fascinated us:
- Why is it that we ALL have big dreams for our Abundant Lives…but so few of us actually live it?
- Why is something as ubiquitous as money so confusing, anxious, and overwhelming? Isn’t there a better way?
- Why is it that some people with smaller incomes can afford Abundant Lives…while others with huge salaries are constantly underwater and frustrated?
And biggest of all: Why is it so NORMAL to stress about money?
* We all feel it.
* We feel it DAILY. Sometimes hourly.
* We go to Target for deodorant and tissues and leave with $197.43 of stuff.
* Our car needs surprise repairs, and we have to scramble to pay it.
* We hear our friends talk about their investments and wonder how much we’re missing out on. (Btw, that could be hundreds of thousands of dollars over your lifetime if you’re not investing — and investing wisely.)
- Here comes another student loan bill. Will these ever end?
- End of the month and we get a “low account balance” alert — again.
- We’re on vacation but can’t enjoy dinner because the prices feel so high. Wasn’t this trip supposed to be relaxing?
Ugh.
Money stress is one of those things that’s so common that we think it’s normal. We think money HAS to be stressful.
But if you step back and look at what we’re taught about money, it’s not surprising we’re stressed. Most money advice sounds logical but actually ADDS stress to our lives.
“Keep a budget!” (Why? Every time you try it falls apart and you’re back to square one.)
“Cut back on lattes!” (Frankly, I don’t want to. I love my coffee.)
“Disable your oven light and save $0.43. EVERY YEAR!” (OMG, some frugality tips are ridiculous. They don’t work and it’s just depressing.)
“Buy crypto! Everyone’s doing it.”(Why does this feel like you’re getting ripped off…but you just don’t know how?)
Or perhaps our all-time favorite: “If you rent, you’re just throwing your money away.”

Stop Stressing About Money! Follow the Six Areas of Money
If you’re ready to stop stressing about money, ask yourself these two questions…
QUESTION #1: “WHY CAN’T I TAKE CONTROL OF MY MONEY?”
* It’s not a lack of trying. Or desire.
* It’s not a lack of money either. Many people are surprised when their money stress doesn’t go away as their income and net worth go up. (I’ve met multiple millionaires who still bargain shop for the cheapest blueberries.)
* Nor is it about intelligence. Brilliant people get tripped up by a small financial question — and don’t know where to turn. Many people don’t even know where to start when it comes to managing their money.
How do you know what to track and what to ignore?
Who should you listen to? (Google has 290,000,000 results for “401k”. Good luck, don’t skip the fine print, and don’t mess up.)
Plus, whose financial advice are you listening to? (Did you know that fund managers fail to beat the market 75% of the time? And doesn’t even include all the fees they charge.)
These Money Management Blockers are everywhere!
Do you really think some thrown-together solution — something you just “figured out along the way” — is going to optimize your money, your time, and your Abundant Life?
Highly unlikely.
Now the bigger question…
QUESTION #2: “WHY CAN’T I FEEL GOOD ABOUT MONEY?“
We all think if we hit a certain number — maybe that’s $100k a year, or a million dollar net worth — then we’ll finally feel good about money…
But it never happens.
When we hit the goal, we find the goal post moves. Or worse, we might save and save and save…only to realize we don’t know how to actually enjoy our money. THIS HAPPENS ALL THE TIME!
People worry about money their whole lives! They scrimp and save for a retirement that they assume will be wonderful. Somehow. Magically. But when it arrives, they’re still stressed and afraid to spend.
Some people spend hours, days, even weeks building complicated spreadsheets for their money. But this doesn’t work either. Nobody wants a spreadsheet. We just want our money to go where it needs to go, automatically, with enough left over that we can enjoy our lives, guilt-free.

We All Want An Abundant-Millionaire Life!
Are the 7 Stages of Financial Well-Being Stopping Us?
The truth is, we all have Psychological Blockers — silent and invisible — dictating how we think, feel, and act around money. If you don’t learn how to identify and change these Psychological Blockers, you’ll never be able to take control of your money, no matter how much you earn.
Here’s the most important takeaway in all this:
If you want to stop stressing about money, you have to CHANGE your approach to money.
When you do, amazing things can happen…
“You will able to pay off debt, invest successfully, etc.”
Nobody’s born knowing how money works
Funny story…
When I was a kid, my family didn’t have a lot of money. My mom and dad owned a small business. My dad was a police officer and my mom stayed home raising 6 kids.
No nanny, no private schools.
When our family would take a road trip, my dad would tell us to stay in the car while he checked us into a motel. That’s because, to save money, he would get a motel room with 2 single beds — for a family of 8. Then once he got the key, we would quietly go into the room, avoiding the lobby.
When we got up there, my dad would make “the phone call.”
“Hi, this is room 324,” he would say. “Could you bring some more towels to our room?”
“Yes, sir. How many do you need? 1? 2?”
“How about 6? And if you can send 2 cots, that would be great.”
“Sir, this room is booked for double occupancy only. We cannot—”
Dad: “Thank you!”
HA! WE THOUGHT THIS WAS NORMAL.
Only later did we realize how hilarious it was to squeeze 8 people into a room for 2. But without things like this (and little Ramit sleeping on a motel room sofa), it gets pretty expensive to take a family on a trip.
So our family vacations were fun but simple: road trips to visit our family. That was it!
You can imagine that a luxurious, guilt-free, multi-week vacation wasn’t even on my radar. I didn’t know much about money or investing, either.
When I got my first scholarship check, I invested it in the stock market and lost half my money.
Yeah, not fun. But it did teach me that I needed to learn how money worked. I didn’t want to be broke, in debt, and frustrated by money, like everyone around me. We all start out bad with money; it’s just that some people do something about it.
When I started to learn about money years ago, so much of what I read was telling me what I SHOULDN’T do with my money
- DON’T spend on appetizers…
- DON’T get lattes…
- DON’T stay at expensive hotels…
- And certainly DON’T buy anything you enjoy
And when you cut back every day for 60 years, you MIGHT have enough to enjoy it in your rocking chair. I don’t know about you, but that’s my nightmare.
I want to enjoy my money and my life TODAY. Not in some distant future that I might not even live to see.
Being in control of your money shouldn’t mean tracking every penny, worrying about a $5 latte, or cutting back on everything.
I want MORE, not less. I want to use my money to BUILD my life, not make it smaller through finger wagging and shaming about what I should and shouldn’t be doing.
I want to take amazing vacations and buy gifts for my family.
I want to enjoy wearing a soft and beautiful cashmere sweater — even a ridiculously expensive one — and not feel guilty about it.
I want to spend my money on things that I love, not what everyone tells me I should care about
That’s the kind of personal finance I care about: how to USE my money to build MY Abundant Life.
- But how do you actually do that?
- How do you manage the nuts and bolts of personal finance?
- And how do you shift your psychology to actually feeling CONFIDENT and in CONTROL of your money?
I spent years reading every book I could find, watching every program, devouring all the financial tips and advice I could.
I developed, tested, and refined my own philosophy on money. It’s built on a small number of simple but life-changing ideas:
We need to create SYSTEMS for our money rather than constantly having to choose how much to spend or save.
Get it right once, then let it run on autopilot.
Most of us leave thousands of dollars on the table every month.
And you can put that money back in your pocket with just a few phone calls and the right questions.
When it comes to investing, you don’t need to try to beat the market (despite what financial “gurus” think…)
We can use money to ENHANCE our lives. One of the secrets is consciously choosing what we love to spend on and cutting back on the things we don’t care about.
And most important of all…

Money Drives a Fulfilling Life.
Getting your money in control gives you the power and flexibility to make major improvements in all areas of your life.
Time with family and friends, travel, fun experiences, personal growth, your health and fitness, hobbies, giving — ALL of these parts of your life can become bigger, easier, more exciting, and richer when your money is under control and working FOR you, not AGAINST you.
Life is easier and more enjoyable when you have a money SYSTEM instead of money STRESS.
“Telling my wife to go out without worrying about money was a truly special moment”
“When we were dating, we almost always did low budget stuff because we were typical broke families who typically have low-paying jobs. So…telling my wife to go out in our hometown without worrying about money was a truly special moment.”
“We have paid down over $50k in debt…I am living my Abundant Life now”
“I was begging a credit union for a loan to pay off credit card debt…my wife and I made over [$100k/year] and were living paycheck to paycheck…We have paid down over $50K in debt, grown our investments, and upgraded to a gated neighborhood on the water… I am living my Rich Life now.”
Which of these Invisible Money Scripts are Holding You Back?
I always start with the psychology. I could give you the perfect tactics but until you understand how money rollercoasters your emotions, you’ll always be stuck. So let’s do this together. I’m going to show you 5 “invisible scripts,” or unconscious beliefs that some people have. As you read, take a hard look to see which of these apply to you.
Script #1: “I don’t know where to start.”
Do I need a budget? Ugh. Maybe I need a money tracking app like Mint? I’ve tried tracking my spending before. I do it for three days then get bored or distracted or discouraged. There’s gotta be a better way…but what?”
Script #2: “I need to figure out _____.”
“I’m just stuck on one little detail. My situation is unique, and I’m not sure what to do. I don’t want to make a mistake. That could cost me a lot of money, right? How much?”
Script #3: “It’s not that bad.”
“I’m not broke. I’m not living paycheck to paycheck. I have a nice home, a good car, HBO Max. Does it matter if I haven’t optimized my finances? It’s not stressful ALL the time. My partner and I only fight about money sometimes…”
(But, if you’re still reading this page, then yes, it is that bad. Who are you trying to convince here?)
Script #4: “It’s too late for me.”
“I should have started saving years ago. Too late to start now. I’m going to work until I’m dead.” (It’s never too late to start taking control of your money. A good Money System helps you live an Abundant-Millionaire Life TODAY, not just plan ahead for retirement.)
Script #5 “Money is always stressful, no matter how much you have.”
“I’m bad with money. It doesn’t matter how much I earn, money is always a problem. Why can’t I seem to get ahead?”
The solution is not to ignore these scripts. THEY’RE REAL!
And they make us feel uncomfortable for a reason. If you let them, these scripts will limit your Abundant-Millionaire Life and block you from achieving financial freedom.

You Won’t Reach Your Ideal Abundant-Millionaire Life by Accident. Follow the Pyramid!
Nor can you keep following the broken, stressful, frugality-obsessed money advice you hear everywhere. You’ve tried that approach — probably multiple times — and it just doesn’t work. And even if you make more money, you still won’t know how to USE it to build your Abundant-Millionaire Life guilt-free.
What does a better solution look like?
Here’s our criteria:
1. All your savings, investments, and bills are automated. That means you never need to worry about missing a bill or remembering to save. It all happens automatically.
2. You’ll know exactly where your money is going. (Hint: It’ll be going exactly where you want it to.)
3. You’ll know how much you can spend each month, 100% guilt-free. (Also how to ramp that “guilt-free number” up.)
4. You’ll know how and when all your loans will be paid off.
5. Your system will work no matter what income level you’re at now. And it will grow with you as your finances and life change.
6. Over time, how much you spend on your favorite things will go up. And how much you waste on stuff you don’t care about will drop. (More and more of your money will go to things you LOVE.)
7. You’ll have a mouth-watering, crystal clear vision of YOUR Abundant Life. And better yet, detailed plans and clear line-of-sight on how you can achieve them.
8. You’ll be living your Abundant-Millionaire Life — TODAY — not waiting for someday.
9. No crazy spreadsheets. No advanced math. No risky investments. No guilt or shame.
10. You’ll always be in control. You can adjust your system as your needs and wants change. (Plus, no scammy financial planners gouging you with hidden fees.)
11. When you do have questions, you’ll have someone you can talk to. You don’t have to figure it all out alone.
12. Money will be a source of JOY in your life, not stress.
We’re talking about a tested, automated, customizable SYSTEM for achieving financial freedom — at any level. With TRUSTED GUIDANCE every step of the way.
That’s exactly what this is all about. You don’t have to do it on your own.

Introducing… In the MKS Master Key Abundant-Millionaire Wealth Building Coaching Program, We’ll Help You:
1. FIX the problems in your finances — once and for all. No more stressing over money!
2. AUTOMATE your bills, savings, investments, and the rest of your finances. Create your own “Rich Life System” to take control of your money.
3. ANSWER your toughest money questions. You get a live check-in with us every month — that’s 12 group coaching sessions per year — so you’ll know if your money is on track.
5. DESIGN your Abundant-Millionaire Life — and set up your finances to grow it automatically.
6. ENJOY your money, guilt-free!
Unlike most personal finance programs which focus on financial minutiae and never even think about you actually enjoying your money or your life, MKS Master Key Abundant-Millionaire Money Coaching begins and ends with YOUR Abundant-Millionaire Life.
How the MKS Master Key Abundant-Millionaire-Money Coaching Works
As a MKS Master Key Abundant-Millionaire-Money Coaching Member, you’ll receive FOUR layers of support and guidance from me:
1. The An Abundant-Millionaire Life System
A complete, clear, step-by-step guide to create a plan for your money, automate your finances, and make your money work for you, not against you.
2. Monthly Coaching Calls
Every month, we’ll host a 90-minute group coaching call, just for members. In these calls, we go deep on the Big Wins and hidden psychology of taking control of your money — at every income level — and GROWING your Abundant Life.
3. Monthly Coaching Library
As a member, you get access to ALL past group coaching recordings.
4. The Abundant-Millionaire Life Community
MKS Master Key Abundant-Millionaire-Money Coaching includes a private community full of like-minded people getting their money in order — answering questions, offering inspiration, sharing tips, and more.
Let me show you everything you get with all four layers…

Inside the Abundant-Millionaire Life System
What if instead of stressing about money, you ENJOYED it? What if your money GREW your Abundant-Millionaire Life, automatically?
What if you could see and track how your life was IMPROVING, month by month?
That’s exactly what the Abundant-Millionaire Life System does for you.
How the Abundant-Millionaire Life System Works
All of the details, exercises, psychology, and tactics you need to take control of your money are included — everything is integrated right into the Playbooks:
- Design Your Abundant Life
- Create Your Abundant Life Goals
- Unlock Your Money Psychology
- Guilt-Free Spending
- Automate Your Finances
- Long-Term Abundant Life Savings
- Manage Your Abundant Life
- Live Your Abundant-Millionaire Life
We want to give you a sample of what’s in the Abundant-Millionaire Life System Playbooks so you can see how the system helps you take control of your money and reach your Abundant Life.

PLAYBOOK 1: Design Your Abundant-Millionaire Lifestyle
How to dream BIG about the life you want
An average life and an Abundant-Millionaire Life — can you tell the difference? (Most people have trouble with this)
Fun, quick exercises to build a mouth-watering vision of your Abundant-Millionaire Life
- The 8 essential parts of every Abundant-Millionaire Life*
- Inside the Abundant-Millionaire Lives of real students
- What does a day in your Abundant-Millionaire Life look like?
- How to break out of your mental ruts and dream BIG
PLAYBOOK 2: Create Your Abundant-Millionaire Lifestyle
- Goals
- How to make your Abundant-Millionaire Life real
- Going from “Wouldn’t it be cool if…” to actual plans
- How to set HUGE Abundant-Millionaire Life Goals and actually achieve them
- How to amplify and savor every Abundant-Millionaire Life experience
- Actionable guidance to start living your Abudant Life today — at any income level
PLAYBOOK 3: Unlock Your Money
- Psychology
- Rewrite your negative money scripts
- Why money & psychology are essential in your Abundant-Millionaire Life
- The invisible scripts preventing you from getting ahead — and how to rewrite them
- How to start where you are NOW… making the system work no matter how much money you have
- What if you have debt? Follow my debt paydown plan
- How to set accurate numbers for your Abundant-Millionaire Life Goals
PLAYBOOK 4: Guilt-Free Spending
- Enjoy your money without guilt, stress, or confusion
- Forget budgets — why you should be using conscious spending instead
- The “guilt-free number” that will cut your money stress in half
- How to have MORE money for the things you love
- How to easily balance your long-term investing, short-term saving, and daily spending
PLAYBOOK 5: Automating Your System
- Building a Money Machine that never sleeps
- How to set up your accounts and transfers so your Abundant-Millionaire Life System runs on autopilot
- How to time your system so every bill gets paid in full, on time, every time
- Irregular income? Not a problem. I’ll show you how to automate this
- Mindset tips and little-known automation perks
PLAYBOOK 6: Your Long-Term Abundant-Millionaire Lifestyle
- Saving
- Stress-free, hassle-free investing
- How to set up your retirement savings and investing, even if you find investing daunting
- The differences between 401(k)s, Roth IRAs, and the many kinds of investment options. And I’ll walk through the ones you actually need and point out everything you can ignore
- How to not get gouged on scammy fees
- The set-it-and-forget-it investing strategy that I use that outperforms most “financial advisors”
PLAYBOOK 7: Manage Your Abundant-Millionaire Lifestyle
- It’s YOUR Abundant-Millionaire Life. You’re in control.
- How to manage your money and Rich Life in 1 hour a month (or less)
- Abundant-Millionaire Life Reviews — how do they work?
- How to up level your Abundant-Millionaire Life every 3 months
- An inside look at how my wife and I manage our Abundant Lives

Advice From Experts You Can Trust
Michael Kissinger
Universal Law-Business-Financial Results Experts. We’ve Taught, Coached or Helped 18K+Clients-Followers, Owners, Decision Makers, Entrepreneurs or Business-Minded Individuals FREE Become Richer, Wealthier and Abundant.
When we first started learning about money, we would have done anything for someone to sit me down and show me exactly what to do.
- Someone who could point out the Big Wins as well as steer me away from any big mistakes.
- Someone who literally wrote the bestselling book on taking control of your money.
- Someone interested in the big picture — an Abundant Life — and not just frugality or portfolios or spreadsheets.
- Someone vetted by trusted outlets.
- Someone who has been around for YEARS and whose advice has already helped thousands of people.
- Someone who’s earned a reputation for getting quantifiable results for students of all ages and backgrounds, from all over the globe.
With MKS Master Key Abundant-Millionaire-Money Coaching you get all this!
We’re here to help. Get answers to your toughest money questions — directly from us.
On top of the full Abundant-Millonaire Life System, our MKS Master Key Abundant-Millionaire-Money Coaching program includes monthly group coaching calls.
We’ll walk through the biggest opportunities and stickiest challenges in taking control of your money.
We’ll do money makeovers — live, right on the call.
We’ll conduct live Q&As to help everyone break through any blockers holding them back. One call, one question, could change your finances and expand your Abundant Life forever.
Our upcoming coaching call:
PLUS, as a MKS Master Key Abundant-Millionaire-Money Coaching Member, get access to ALL future coaching calls.
People have been asking us for financial coaching for years. we’re thrilled to finally be able to provide it.

The MKS Master Key Abundant-Millionaire-Money Coaching Library
Yes, every coaching call is recorded! As a MKS Master Key Abundant-Millionaire-Money Coaching Member, you get access to ALL past group coaching recordings, including:
- How an ordinary person can become a millionaire
- Do I need to worry about this? Inflation, gas prices, and more
- Where can I find an extra $100, $500, $1,000 a month?
- With more added every month.
- You don’t need to worry about missing a call.
But that’s not all…

You Don’t Have to Do It All Yourself
Imagine being surrounded by people committed to cracking the money code and living an Abundant-Millionaire Life. People who want you to succeed, who are there to cheer you on, and who are eager to share what’s working for them.
Your questions about spending — ANSWERED.
Your concerns about investing — CLEARED UP.
Your worries about money — HEARD and RESOLVED!
Wouldn’t it be nice to have understanding, ambitious, intelligent peers you can talk to about money? Without any of the guilt, shame, drama, and gossip you get talking about this stuff with most people?
Private Community
MKS Master Key Abundant-Millionaire-Money Coaching includes a private community full of like-minded people getting their money in order — answering questions, offering inspiration, sharing tips, and more.
- We think that’s worth the price of the program all on its own.
- You don’t have to worry about getting stuck or confused or overwhelmed. You can share your questions and concerns and get helpful feedback — right when you need it.

Feel Great About (Bonus #1)
When you join MKS Master Key Abundant-Millionaire-Money Coaching you’ll also receive six bonus lessons on how to FEEL GREAT about your money.
We’ll show you how to identify and remove any toxic money beliefs you’ve been carrying around. You don’t have to feel guilty, anxious, or frustrated about your finances ever again!
- Your financial programming
- Rewiring your old stories into new ones
- Our 3 winning money beliefs
- Yes, money can buy happiness
- Our money is good money
- What abundance really means
Feel Great About Money & Relationships (Bonus #2)
How do you discuss money with your friends and family — without negativity? Even if everyone means well, it’s not easy. In this bonus, I’ll show you how you can build your Abundant-Millionaire Life without shutting out everyone else.
- How to openly talk about money with your friends and family – without judgment
- How to handle financial bullies, skeptics, doubters, and cynics
Feel Great About Advanced Personal Finance Optimizations (Bonus #3)
What do millionaires know about investing, spending, risk, saving, and freedom that 99% of people don’t?
- With this bonus, I’ll take you inside my advanced money management system:
- What I invest in (including my actual investment portfolio)
- How I protect myself and my money
- And how these changed as I got more advanced
- See my exact asset allocation, the exact funds I use, and most important, the strategy behind WHY we organize our investments this way.
- Advanced personal finance optimizations
- Reduce your taxes
- Protect your wealth
- Grow your investments
Feel Great About Building a Team of Money Experts (Bonus #4)
This last bonus is another ADVANCED money management gift for you. As your net worth grows, we’ll show you how to build your own personal finance team to run your Abundant-Millionaire Life System for you.
- See how the game is played at the highest levels!
- A new model for money management
- The invisible costs of DIY personal finance
- How to build your Team of Experts from scratch
- My Personal CFO: Inside my “Advanced Personal Finance System”
- Behind the scenes of my personal finance team
All four of these bonuses are yours — free, my gift to you — for joining MKS Master Key Abundant-Millionaire-Money Coaching today.
Time Tested
We’ve tested our MKS Master Key Abundant-Millionaire Life System so I know it works.
The MKS Master Key Abundant-Millionaire Life System works……even if you don’t know anything about money or investing …even if you have no idea where to start …even if you don’t make “a lot of money …even if this is your 12th time trying to get your money in order …even if you’re single, in a relationship, with kids, without kids, just starting out, or well on your way.
If you’re wondering if this program will work for you, the answer is a resounding YES!

FAQs
[Q]: “How much time does this take?”
[A]: You can set up your Abundant-Millionaire Life System over a weekend. The exact time required depends on how deep you want to go on your Abundant Life Vision as well as how familiar you are with your current finances.
Once your system is up and running, you can maintain it (and manage your money) in just 1 hour a month — or less.
[Q]: “We live in the United States. Does this work for international students?”
[A]: Yes, this program will work for international students. While the program does reference US-specific investments like a 401(k) and IRA, the core money frameworks can be easily adapted to other countries. Plus, the Rich Life principles are universal.
[Q]: “Is this designed for any income level?”
[a]: Yes!
[Q]: “How is this different from your website?”
[A]: If you’ve read my website, that’s great! This program includes some tactics taught in the website as well as many new ones — especially new ones around how to USE your money to live your unique Abundant Life.
MKS Master Key Abundant-Millionaire-Money Coaching will help you take your money to the next level.
If you haven’t read our website, that’s OK too! I understand that not everyone wants to learn from a website.
MKS Master Key Abundant-Millionaire-Money Coaching is an approachable and comprehensive place to start your Abundant-Millionaire Life and personal finance journey.
- “Is this for individuals or couples?”
- Both. It works for individuals and couples.

Couldn’t I Just Hire a Financial Planner?
You could, but it would be VERY COSTLY. Financial planners like to show off how small their fees are, but this is misleading. Over a 35-year outlook, a 1% fee will reduce your total returns by 28%! If you invested $100 a month for 35 years, paying 1% in fees, that means you’ll be losing over $35,700 that would have been yours.
And this doesn’t even consider the fact that most actively managed funds fail to beat the market. Why pay exorbitant fees when you can do better, for cheaper, on your own?
My Abundant-Millionaire Life System shows you how to set up automated, low-risk, low-fee, set-it-and-forget-it investments that beat most financial advisors in both the short and long run.
There are a lot of other options you could choose, so why this one?
We know MKS Master Key Abundant-Millionaire-Money Coaching isn’t the only choice for getting your finances together. You could…
- Use Excel to make a “better” budget
- Listen to another personal finance podcast
- Watch more Youtube videos
- Try harder
- Buy another book
- Ask your friends and family to tell you what to do
But the truth is these things usually don’t move the needle at all. You’ve probably already tried some of these multiple times!
- Budgets don’t work. You don’t stick to them.
- Sometimes you need more than a few Youtube videos, a podcast, and some quick tips from your dad.
- And sometimes you don’t want to read a 300+ page book and try to apply it all on your own. Are you doing it right? How do you apply it to YOUR situation? How do you even know if you got the right book?
- Sometimes you just want someone to tell you exactly what you need to do, from A to Z.
I get it. I spent THOUSANDS OF HOURS studying personal finance, investing, taxes, insurance, psychology, and more to figure this all out — plus more time learning by expensive trial and error. But you don’t have to go through all that.
- MKS Master Key Abundant-Millionaire-Money Coaching gives you a shortcut to financial freedom, at any income level:
A simple, step-by-step SYSTEM to get your money in order and build your Rich Life
- MKS Master Key Abundant-Millionaire-Money Coaching gives you Ongoing ANSWERS from someone you can trust
- A COMMUNITY you can turn to when you need answers, motivation, and accountability — or just a non-judgmental place to talk openly about your money concerns and interests
And you get all this without giving up control or losing over a quarter of your total returns to fees, like you would with a financial planner.
With MKS Master Key Abundant-Millionaire-Money Coaching you’re in control. And there are no hidden fees or surprises. When you join, I’ll help you set up your own, customized, automated
Then you can get back to living your Abundant-Millionaire Life.
Will You Keep Living a Smaller Life Than You Have To?
I know, I know.. If money is only one part of living your Rich Life, why does it really matter if you get it straightened out now? Why not just focus on doing more of what you love?
Maybe take a painting class. Or get really fit. Or finally write that book you’ve been thinking about. Or just catch up on Netflix?
I do think you should do more of the things that make you happy.
But I also know that if you don’t take control of your money, you’ll be held back.
Why?
- Because without your own Abundant Life System, your money won’t DRIVE your deepest-held aspirations.
- Without your money working for you, you’ll keep living a smaller life than you have to.
- Without fixing your money psychology, you’ll keep feeling stressed, anxious, frustrated, and guilty about money — sometimes all at once.
- Without trusted guidance, you’ll never reach financial freedom.
Abundant-Millionaires Lives are built on solid foundations. You don’t need a lot of money, but your money does need to be working for you, not against you.
Use the right SYSTEM and you can start living YOUR Abundant-Millionaire Life, just like so many of my other clients or followers…
“This down time on the beach with my family is absolutely priceless”
“These Abundant-Millionaire Life choices are about so much more than the cost of a 3-day vacation. This down time on the beach with my family is absolutely priceless to our mental and physical health.” KAREN RICKS
“Your life won’t ever be the same” “If you just stick to the system and keep going, your life won’t ever be the same in ways you can’t imagine…I can’t even count the number of trips…I have taken since enacting this system.” KERI BENNETT
Ask yourself:
- How much would you love to never get that “low bank account balance” alert ever again?
- How much would you love to plan a once-in-a-lifetime vacation — every year?
- How much would you love to set your own Rich Life goal and know you can afford it (including the exact month and day it will happen)?
- How much would you love to never feel jealous again over someone’s Instagram posts – because your feed is already filled with YOUR Rich Life?

An Abundant-Millionaire Life can Be Yours. Not Just Theirs.
You don’t have to do it alone. Or figure it out yourself. Or put it off another week.
Build your Abundant-Millionaire Life today — and start enjoying it today. I will walk you through each step of the process.
You’re just one step away from solving your money stress once and for all. And changing your life for every year to come.
JOIN
MKS Master Key Abundant-Millionaire-Money Coaching with the Reitenbach-Kissinger Institute today
Monthly personal coaching membership available. FEE TBA
GET INSTANT ACCESS
Annual personal coaching membership available. FEE TBA
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Annual Subscriptions
The monthly and annual subscriptions comes with a 30-day money-back guarantee.
Simply submit your request via email to us within the first 30 days of placing an annual subscription order to receive a full refund. Once we process the refund, course and community access will be immediately terminated.
To cancel your annual auto-renewal contact us. You will maintain access to the course and community until the end of your current subscription period. There are no prorated refunds of any portion of the subscription fee.
Monthly Subscriptions
There are no refunds for monthly subscriptions.
CONCLUSION

Becoming a millionaire requires dedication, strategic planning, and a commitment to personal growth.
By following these steps and maintaining a proactive approach, you can turn your financial dreams into reality.
Remember, the journey is just as important as the destination. Here’s to your success and financial freedom!
Ready to eliminate your Biggest Detriments to Your Wealth and Early Retirement? To Achieve Financial Freedom, Wealth and Retirement Success Contact and Join us in the MKS Master Key Abundant-Millionaire-Money Coaching Program.
Live Long and Prosperously,
Reitenbach-Kissinger
Sydney Reitenbach and Michael Kissinger
Text: 650-515-7545
Email: mjkkissinger@yahoo.com
LinkedIn https://www.linkedin.com/in/michael-kissinger-a66b214/
MKS Master Key Coaching: mksmasterkeycoaching.com

