What Can I Do When I’m Living Paycheck to Paycheck?

63% Of Americans Are Living Paycheck To Paycheck…

Here’s How to Get Your finances Back on Track

The rising costs are also making it harder for people earning six-figure salaries to get by. As inflation continues to rise, a growing number of Americans are living paycheck to paycheck, according to CNBC.

As of September, 63% of Americans are currently living paycheck to paycheck, the news outlet said, citing a newly released LendingClub report. That is a six percent increase from last September.

The rising costs are also making it harder for people earning six-figure salaries to get by. The report noted that 49% of that group reported they were living paycheck to paycheck, an 11% increase from last year.

For many people, even working two jobs isn’t enough to earn a comfortable living. Of the Americans living paycheck to paycheck, 26% work for at least two different jobs.

Over the past 12 months, wages have increased by 4.9% while inflation rose by over 8.2%.

81% of households have more than one breadwinner, yet 4 in 10 have only one significant household source of income.

“Being employed is no longer enough for the everyday American. Wage growth has been inadequate, leaving more consumers than ever with little to nothing left over after managing monthly expenses,” Anuj Nayar, LendingClub’s Financial Health Officer, said.

“With inflationary pressures not expected to subside anytime soon, living paycheck to paycheck has become the norm,” he added.

“Many are pessimistic about their odds of increasing their paycheck by switching jobs, and some households will become more vulnerable to swings in labor market conditions. This could cause many to struggle with the upcoming Holiday season.” We suggest you follow the Formula for Prosperity and Success

When our team read the headline on CNBC it hit us hard. Because we know it’s about to hit many of you, if it hasn’t already.

This news story is BRUTAL. It means about 100+ MILLION American workers are barely getting by. 

This includes people making over six figures a year.  They work hard, follow the rules, and still it’s not working the way it’s supposed to.

Here’s the question… are YOU in this 63% group?

If so, let’s work on getting you out ASAP.

What to do When You’re Living Paycheck to Paycheck!

Yes a staggering number of Americans – nearly 80 percent – live paycheck to paycheck, and this problem has only been exacerbated by the Coronavirus/COVID-19 pandemic. By learning what we have offered in this information they will learn How To Attract Money

If you’re barely making ends meet, it can feel like you’re stuck in a trap and powerless to break free. Maybe you should listen to this INTERVIEW WITH THE DEVIL/ OUTWITTING THE DEVIL and As A Man Thinketh to stop living paycheck to paycheck.

While it can be difficult to end the cycle of living paycheck to paycheck, there are actionable steps you can take like those in The Law of Success You can slowly start saving money. Maybe it s time to for you to study The Law Of Financial Success

[1]: Write out your plan and budget

If you haven’t done so already, writing out a detailed budget is the first step to saving money. Once you have budgeted for the necessities – rent, food, utilities, transportation, etc. – make a list of your discretionary spending. Many people who live paycheck to paycheck have already cut down on all non-essential spending, but if you haven’t taken a look at your budget in a while, you may find areas where you can dial down spending.

For example, you might be able to reduce your food budget by eating out less or shopping at a less expensive grocery store. Perhaps you can temporarily cut out cable if you find you’re not using it often. If you ever receive a windfall that you didn’t budget for, such as an unexpected bonus or a tax refund, aim to put the money into your savings or apply it toward debt. You may need to listen to Think And Grow Rich or The Science of Getting or the The Master Key To Riches

If saving within your current income and budget parameters isn’t working and you have extra time, you might consider taking on a side gig to make additional money, such as network marketing, coaching, babysitting or driving for a rideshare service. Plan your budget so that any money you earn from odd jobs can go straight to your savings account.

The Money Enigma: There is little likelihood that your life can become fully functioning with prosperity unless you have a positive and creative attitude toward money. It is rare that a day will pass when you will not have some kind of monetary involvement with the world. You may go into the day with the highest intention to walk in the light of Truth. But if you have not resolved the “money enigma,” you quickly lose your lofty awareness the moment you dip into your wallet.

[2]: Open a savings account

A designated bank account is essential as you begin to build up your savings. Look for an interest-earning savings account with limited access so that you can’t easily transfer the funds to a checking account. Once you’ve opened a savings account, make an initial deposit and then contribute to it whenever you’re able. Banks generally require a minimum deposit to open a savings account, but this can be as low as $25, so do some research to find one that will align with what you can afford.

Many people find it helpful to set up automated payments each month to add to their savings. Even if it’s just $10 or $20, knowing that you’re adding to your savings little by little can decrease the stress of living paycheck to paycheck, and the dollars will add up over time. If recurring automatic payments don’t work for you, try simply “paying yourself first.”

When you receive each paycheck, deposit a small amount into your savings before you use the money for anything else. Some weeks it could be $5, others $25, depending on your expected expenses. This approach will ensure that you are at least saving some of your paycheck. Unlike automatic payments, however, you can adjust the amount based on what you can afford in any given week or month.

Maybe you should consider Money Is God In Action This material created a minor sensation when it was announced in the Religious Notices page of the New York Times. Equating God with money was unheard of in New York, from St. Patrick’s Cathedral down to Wall Street’s Trinity Church. New York was never the same after that.

AFFIRMATION: “The universe supports me and maintains me in freedom because God is the Source and continuance of good. The Mind which created me sustains me. Money is God’s means of giving me ease and freedom. It is the symbol of the Divine Supply forever maintaining me in comfort.”

AFFIRMATION: “I use money for the glory of God, the good of my fellowman and the ease of my own experience. I believe God wants me to be happy and prosperous. I do not want anyone else’s money because God gives me the ability to earn my own. My earning capacity depends upon my consciousness, and I now have a prosperous consciousness. I receive money with appreciation, and I spend it with wisdom. I know that God is my Source of supply and that more money flows into fill my every need. I think in large and generous terms. I now let money appear in all possible ways. My faith determines my fortune. Money is mine to use but not to own. It circulates in my life with ease. I know my spiritual responsibility for the right use of money. It is God’s way of making my life free.” ~Dr. Raymond Charles Barker

[3]: Refinance

Debt – whether small or significant – can make saving much more difficult. Luckily, there are ways to prevent debt from stifling your ability to save. Try to pay down as much of your debt as you can before you begin building up your savings.

If you’re struggling with student loans, look into forbearance and deferment, as well as loan assistance and forgiveness programs. If these are not viable options for you or the type of debt you carry, consider refinancing your debt at a lower interest rate. Reducing your interest rate, even by a small percentage, can help you pay off your debt faster and start saving sooner.

You might also look into refinancing your mortgage. While a refinance can be beneficial if you’re able to significantly lower your interest rate, it’s important to note that there are various fees associated with refinancing that may prove prohibitive. First, talk to a lender to see if you qualify for a refinance. This will depend on various factors, including your debt-to-income ratio and credit scores. If you are able to secure a lower rate, crunch the numbers to make sure the savings outweigh the costs. Consider listening to Entering The Large Sums Of Money Mindset

[4]: Renegotiate your bills

Taking a look at your monthly bills – utilities, cable, phone, insurance, credit cards, etc. – can be one of the best ways to start saving. First, browse your current plans to determine whether you may be able to cut back. Are you using all of the features on your phone plan? Do you actually watch the cable TV you pay for? Are there other providers that may have lower rates? For home utilities, like gas and electric, you likely cannot choose your provider, but you can call and try to renegotiate your rates.

Alternatively, you can cut down on your usage to lower your bills, even if only slightly. Many utility companies offer free energy audits in which they inspect your home and point out opportunities to be more energy-efficient and save money in the process.

You’ll also want to look at all of your insurance policies, including car, homeowners, renters and life insurance. When your policies are up for renewal, shop around and see if you can get a better rate. You may also be able to bundle your policies, as some insurance companies will offer a discount if you have two or more policies with them.

For homeowners insurance, tell your agent about any improvements you’ve made. For auto insurance, make sure your plan aligns with how much you’re actually using the car because you may be able to lower your rates if you drive less. Many policies also include discounts for multiple cars and a safe driving record, or for teenage drivers who earn good grades.

If you have credit card debt for multiple accounts, you may be able to save on your monthly payments with a balance transfer. To do this, you will need to find a credit card with lower interest rates and then transfer your debts from your other accounts onto the new card. Start listening to Using Accurate Thought To Gain Riches

[5]: Be patient

Building up your savings when living paycheck to paycheck will take time and energy, but it can be done. You may find that there are few areas where you can cut back and it may take longer than you anticipated, but making even small, regular contributions to a savings account can be incredibly stress-relieving and motivating. Those deposits will add up over time until you eventually reach your savings goal. Remember to listen to Dollars Want You

[6]: Create ALL the Money You Want. Get Back to Us if You Want Earn and Learn from our Coaches Who Have Earned Over $240,000,000+

Think About This…

Here is a proven “Paycheck to Paycheck” solution. Where you can work a minimum of 10-15 hours a week to a schedule that fits your lifestyle. Eliminates your debt. Stop living “Paycheck to Paycheck.” It has low start up costs that get you going with products below wholesale pricing that you are buying already but not getting paid for, and has large ROI potential.

Another growing reality is the increasing number of baby boomers who are disenchanted with their current careers. They’re worn-out from years of the corporate grind and don’t feel the connection between their job and the people it impacts outside their office walls or company grounds.

They’re shifting their focus from accumulating a giant nest egg to a desire to be part of something bigger and better… to have a positive effect on others… and working in retirement. Facets of life that can be fulfilled with specific types of products and service available through some MLM or Direct selling opportunities.

They are not the only people. It takes the average American 13 – 45 years to save just one year’s worth of living expenses. That is a disaster if you want to achieve financial independence sooner, rather than later. The average American earns about $51,480 a year. Prayers for Divine Surplus

Conclusion

These are just a few more tips to look out for when considering a “Paycheck to Paycheck Solution”. Listen to this: The Richest Man in Babylon

We personally believe this is the best way forward if you are looking for a successful “Paycheck to Paycheck Solution”. Remember: You Were Born Rich This is for the many people who have a dream or desire to be financially independent and are willing to put in the hard work to do so. Decide To Live Richly

Wishing you prosperity and success. Remember You Were Born To Win!!

Let Them See You Shine

Michael Kissinger and Sydney Reitenbach

Phone: 650-515-7545

LinkedIn Profile: https://www.linkedin.com/in/michael-kissinger-a66b214/

E-mail: mjkkissinger@yahoo.com

Facebook: https://www.facebook.com/michael.kissinger.35

CONTACT US: [LIFE SUCCESS ASSESSMENT] [READINESS ASSESSMENT] [SERVICES] [ABOUT COACHES]  [FAQs] [FEE RANGE] [COACHING AGREEMENT] [SURVEY] [PRESS RELEASE] Home

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© Copyright 2022 –Reitenbach-Kissinger Success Institute – All Rights

Disclaimer

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Are You a Real Entrepreneur?

Take the Entrepreneurial Quiz?

The world is filled with aspiring entrepreneurs—people who believe they have what it takes to launch a company and build it into a profitable business. While anyone can start a business, not everyone will succeed.

Research by Harvard Business School Professor Shikhar Ghosh shows that up to 75 percent of startups fail. Another study (pdf) conducted by the US Small Business Administration Office of Advocacy shows that just over 22 percent of small businesses fail within one year of being launched, while nearly half fail within five years, and approximately two-thirds fail within 10.

In light of these statistics, the question becomes: What does it take to be a successful entrepreneur? What steps can aspiring entrepreneurs take to lay the groundwork for success?

Americans are turning to entrepreneurship more now than ever before. New business applications surpassed half a million in July 2020.

According to the United States Census Bureau’s Business Formation Statistics, business applications jumped by 70% from January 2020 to January 2021.  

WHAT IS AN ENTREPRENEUR?

An entrepreneur is someone who launches a business venture, typically in the form of a company that manufactures and sells a product or provides a service. Entrepreneurs are often viewed as innovators who identify a problem or opportunity, then develop a solution no one else has recognized.

In the online course Entrepreneurship Essentials, it’s noted that “entrepreneurs—either individuals or teams—actively scan the environment for opportunities, or discover them as they live and work. They form hypotheses about what customers want or need and how they can deliver value to the customer.”

Successful entrepreneurs don’t just charge ahead with their ideas. First, they seek to validate there’s demand.

One way they do so is through testing. According to Entrepreneurship Essentials, entrepreneurs “recruit people and invest money to determine if customers will indeed value the product and they can produce and deliver it at an acceptable cost. They often find different, even better ideas once in the marketplace.”

Entrepreneurship has clearly become increasingly attractive to millions. But what are these individuals getting themselves into? 

Here are the three sides of entrepreneurship that you should consider before taking the plunge.

1. Being the Boss

Being your own boss is one of the most appealing factors of starting an enterprise. Watching your ideas come to fruition. Knowing that you’re the glue keeping it all together. 

Motivational speaker Tony Gaskins once said, “If you don’t build your own dreams someone will hire you to build theirs.” For entrepreneurs, building your own dream and doing what you love is far more satisfying than anything else. 

Of course, responsibility is greater, the demands are more, and failures have more significant consequences when you’re the boss. But nothing comes without risks. 

2. Flexibility 

 Many new entrepreneurs cite the need for flexibility behind their decision to leave their employee work life behind.

Americans want to have it all. They want to build something while also having the ability to be present for their family and friends, to have time to travel or to cultivate other personal interests outside of work. 

However, some entrepreneurs find that when you leave the 9 to 5 behind, you end up working 24/7. It can be difficult to shut it off. You might find yourself thinking of your business at all hours, even on vacation. But the flexibility to choose your hours, your time off and when to take that vacation? It’s worth it. 

3. Money Management

Money management can be a steep learning curve for new entrepreneurs as they develop an operating budget, allocate resources and watch their capital dwindle.  

Studies indicate that new businesses take an average of 18 months to three years to be profitable. Of course, this time is shorter if you run an online home-based business with minimal overhead. But one thing remains the same: it’s unlikely that you will become instantly profitable. 

The median income of an entrepreneur in the United States is $65,000.00 per year. 

The website Payscale reports that first-year entrepreneurs can expect a median income of $31,000.00 per year. Individuals with 20 years of experience earn approximately $76,000 per year.

However, the average income is higher for entrepreneurs holding a postgraduate degree. For example, the median annual salary is $152,000.00 for entrepreneurs with a master’s degree. 

ENTREPRENEURSHIP REQUIREMENTS

Do you have dreams of one day becoming an entrepreneur and launching your own company? In addition to a business idea, doing so will require you to possess certain skills and characteristics.

1. Key Entrepreneurship Qualities and Behaviors

Several researchers have tried to pinpoint a specific entrepreneurial personality or profile in an attempt to quantify what makes some more successful than others.

In Entrepreneurship Essentials, it’s explained that there’s no single personality profile that leads someone to success as an entrepreneur. However, there are a number of characteristics shared by some of the world’s most successful entrepreneurs.

Some behaviors that are distinct from personality traits and associated with entrepreneurship include curiosity, pattern recognition, team building, structured experimentation, adaptation, decisiveness, and persistence.

While it can be argued that some people are more inclined to exhibit these behaviors than others, each of these qualities can be acquired through proper training and development.

2. Essential Entrepreneurial Skills

Especially in the earliest stages of launching a business, entrepreneurs are responsible for performing a variety of duties—it comes with the territory. Before you have an accounting department, marketing staff, and product development team, you’ll likely need to perform some of these critical responsibilities.

Taking the time to develop certain skills before launching your business can drastically improve your chances of success. Here’s a list of some of the most critical skills all entrepreneurs should have:

  • Communication skills, which you’ll leverage daily as you work with vendors, investors, customers, and various members of your growing team
  • Organizational skills, which will empower you to work toward your goals efficiently
  • Time management skills, which will be essential throughout your career, but especially early on, when you have multiple responsibilities
  • Data-driven decision-making, which will enable you to make objective, measurable decisions about your products, services, business, and customers
  • Strategic thinking, which will allow you to discover opportunities and threats that guide business decisions more easily
  • Accounting basics, which will be especially important before you have a person or team dedicated to managing your business’s finances
  • Resilience, because every entrepreneur faces challenges and struggles, and it takes resilience to bounce back

3. An Opportunity or Business Idea

For a new venture to succeed, the business plan must be centered around a solid opportunity. An opportunity is defined as a proposed venture to sell a product or service for which customers are willing to pay more than the required investments and operating costs.

An opportunity is more than a product idea, and it extends well beyond the initial act of getting into business. According to Entrepreneurship Essentials, “it’s a plan that shows how a venture will attract, retain, and reward all stakeholders, including customers, founders, employees, investors, distributors, and suppliers.”

That plan doesn’t end once you’ve identified an innovative business idea. Ideally, your concept should be validated before you commit resources, time, and effort to bring it to life. Once validated and pursued, you must constantly reevaluate your business to determine whether you need to adapt to new opportunities or threats.

4. Resources and Funding

Finally, to launch your business, you’ll need a source of funding to purchase equipment and materials, develop your product or service, iterate upon your offerings, and refine your processes. Exactly what funding looks like will vary depending on the type of business you’re launching and your industry.

For some entrepreneurs, self-funding is possible. In such cases, an entrepreneur might set aside enough money to pay for their living expenses while they get their business off the ground, in addition to the costs associated with the launch.

Self-funding isn’t the only option available. There are many other paths you might take, such as:

  • Securing an SBA loan from the Small Business Administration
  • Raising capital from investors
  • Applying for grants (this may be especially suitable for nonprofit organizations)
  • Crowdfunding from the public
  • Relying on a line of credit

Every form of funding comes with benefits and risks. Self-funding, for example, allows you to retain complete control over your business and potential profits, but also requires you to carry the risk of failure. Raising capital from investors, on the other hand, allows you to spread your risk and, potentially, launch your business quicker—but it forces you to give up a portion of your control. Ultimately, you must decide what makes the most sense for your business.

YOUR PATH TO BECOMING AN ENTREPRENEUR

Countless aspiring entrepreneurs have an interesting, innovative, and compelling business idea, but don’t have the skills or qualities to carry it through to fruition. Similarly, many others have the skills and qualities, but lack an idea to pursue. Even those with a brilliant idea and the necessary skills can fail to get their project off the ground if they don’t have access to funding. Successful entrepreneurship requires a blend of all these components.

The good news is: Successful entrepreneurs aren’t born—they’re made. With the right training, instruction, and development, everyone has the potential to become an entrepreneur.

If you or anyone you know wants to be a rising star in the entrepreneurial world, contact us today!

Are you interested in learning the ins and outs of entrepreneurship? Explore our four-week course MKS Master Key System Entrepreneurship Essentials and our other entrepreneurship and innovation courses to learn to speak the language of the startup world. If you aren’t sure which course is the right fit, contact us for a Free Discovery Session to determine which best aligns with your goals.

If you or anyone you know wants to be a rising star in the entrepreneurial world, contact us today!

Choosing the Extraordinary Life.

Choosing the Extraordinary Life
Too many of us settle for a listless life of mundane routine. 

We long to discover a greater purpose for our lives, but we don't know how. 

Here is an encouraging message for people looking for something more. The Universal not only wants us to enjoy an extraordinary life, it has provided a roadmap for doing so.
In this inspiring message, we reveal the secrets that result in a life marked by significance, satisfaction, and success, including

- discovering your unique purpose in life

- waiting on God's timing

- learning how to handle bad days
- and more

For the overworked parent feeling trapped at home, the businessperson feeling unfulfilled in a stagnant career, the Christian worker ministering in  obscurity--for anyone who wonders if there's more to life--we reveal secrets for experiencing a truly extraordinary life.

Contact us

Michael Kissinger
Email: mjkkissinger@yahoo.com
Phone: 650-515-7545

The Power of a Great Question

[1]: How Is the MKS Master Key System Plan Different From Other Planning Processes?

The unique approach of the MKS Master Key System Plan process is the attention we devote to getting perspective. All too often, the temptation is to move straight to planning.

In the process, which has been around for 100+ years, we spend up to 70% of our time getting clear perspective across every area of your life – your backstory, your current reality, your talents, your heart, and your thinking; and across every domain of your life – personal, family, vocation, and community. 

Only when you have clear perspective do we move to planning.  We don’t just guide others; all of our Life Plan Guides have themselves gone through the process and are living out their own Life Plan; we only guide others on a journey that we ourselves are on.

[2]: What’s the BEST MKS Master Key System Plan Option for Me?

All of our offerings can help you to craft a plan for your life that activates your life purpose and moves you toward your life vision. Our recommendation is always for our customized 2-day experience (3-days for Couples) facilitated in person with one of our MKS Master Key System Guides.

There’s nothing quite like setting aside dedicated time to strategically pause from life to discover what’s truly unique about you and to put a plan in place for moving forward.

If the full MKS Master Key System Plan experience is beyond your means for now, our self-guided Plan Launch option is purposefully crafted to help you to discover your unique creative purpose. Each MKS Master Key System Plan experience is designed to guide you towards increasing levels of clarity around your identity, purpose, and impact.

[3]: How Much Does the MKS Plan Cost?

The MKS Master Key System Plan experience is an investment of time, effort, and resources, and is crafted to pay dividends throughout the rest of your life. The 2-day Life Plan is $6,000, and the 3-day Couples Life Plan is $9,000.

For those in full-time nonprofit we offer discounted pricing that reduces the cost of the 2-day Life Plan to $5,000, and the 3-day Couples Plan to $7,500.  

The cost of our MKS Master Key System Plan Retreat offering for teams is set once we’ve customized the approach for your team. We are honored to come alongside you in your Plan journey; nothing matters more to us than guiding you to make your greatest impact in life.

[4]: How Do I Get Connected with a MKS Plan Guide?

We will connect you with one of our team of Guides who will speak with you by phone to learn more of your story and determine the best path forward. We continually engage with our Guides to ensure their work is of the highest quality.

We are deliberate in matching the right Guide with each client to create the greatest leverage of your time and investment into you MKS Master Key System Plan. Sometimes the Guide is in the same geographic area as you, but not always; fit is more important to us than location. We also offer opportunities on Zoom or over the phone.

Learn more about how the MKS Master Key System Plan can help you discover your purpose and future success.

We love coming alongside people making their greatest contribution, and we’re excited to talk to you. Our calls are a lot like our work — curious and creative conversations to explore where you’re at and where you want to go. Based on the perspective we glean together, we’ll talk about what next steps might serve you best.

Thank you for your time in reviewing this information. I hope you understand how we have helped others and how they can help you.

Wishing you prosperity and success. Remember You Were Born To Win!!

Michael Kissinger

Phone: 650-515-7545

LinkedIn Profile: https://www.linkedin.com/in/michael-kissinger-a66b214/

E-mail: mjkkissinger@yahoo.com

Facebook: https://www.facebook.com/michael.kissinger.35

CONTACT US: [LIFE SUCCESS ASSESSMENT] [READINESS ASSESSMENT] [SERVICES] [ABOUT COACHES]  [FAQs] [FEE RANGE] [COACHING AGREEMENT] [SURVEY] [PRESS RELEASE] Home

Web: https://mksmasterkeycoaching.com

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© Copyright 2022 –Reitenbach-Kissinger Success Institute – All Rights

Simple Habits to Create a Lifetime of Health and Wealth

Daily Prosperity Habits that Make You Prosperous

Success isn’t created in a microwave, but a slow cooker crock pot.  What Are We Here For? One of the challenges of living in today’s fast paced, multi-tasking, don’t have time to smell the roses world, is that we miss the opportunity to see the miracles, the joy, the boundless good and the wealth, health and happiness that surround us.

We rush from one thing to the next with hardly a chance to savour any of it.  Our successes pass us by in a blur. We’re flicking through life as remotely as we do our television and we’re missing the point of the whole shooting match.

Have you noticed that as a society, material success, the search for wealth, health and happiness and instant gratification fill our airwaves and are in our faces on every magazine cover?

Life is full of winners and losers, based on someone else’s definition of what that is. And heaven knows we all want to be winners. Don’t we? Life Has A Purpose

But what are we actually winning?

Each demand we respond to is really one we place upon ourselves and yes they might all seem to be vital to our life, after all that’s what we’re told on a daily basis. But this is how you and I reach saturation point.  Lovingly called burnout.

Here’s a little secret if you have to convince yourself that this goal or that obligation is absolutely necessary when your inner self says otherwise. You should listen to your inner self.  It knows best.

Eleven Habits to Take Every Day to Manifest Prosperity

Wake up each day when you are finished sleeping.  

This isn’t said to sound cute or flippant.   The truth is alarm clocks were a terrible invention.  Your body has an almost miraculous ability to restore, rebuild, and regenerate itself – if you simply allow it to go to sleep when it’s tired and wake up when it’s ready.  Start going to bed early enough that you can allow your body to wake up naturally each morning in time to get to work and handle your daily responsibilities.

Speak a few affirmations out loud before you get out of your bed. 

If you’ve never done this before, you might feel self-conscious or silly, but the practice is anything but silly.  You actually program your subconscious mind with positive expectations for the day.  And the subconscious mind doesn’t question or analyze, it simply does what it’s programmed to do. The Mental Equivalent By Emmet Fox

Some of my favorites:

  • I feel strong, happy, and energetic.
  • I am blessed.
  • It’s a beautiful day.
  • I celebrate another day clean and sober.
  • Today is going to be amazing.

Make your bed. 

This is a secret weapon for prosperity.  Doing this is such a simple, easy action to take, but the upside is extraordinary. You start off the day employing self-discipline, snatch a quick win by accomplishing something right away, and send a message to yourself about your worthiness. And it makes the environment around you more harmonious. University of Texas Commencement Address – Admiral William H. McRaven

Take at least 20 minutes for personal development time.  

I believe the quality of your day is created before you ever leave the house in the morning.  When you start your consciousness vibrating at a higher energy, you attract people and circumstances throughout the day that are also vibrating at that energy level.  FINDING YOUR PURPOSE – HOW DO YOU FIND YOUR PURPOSE IN LIFE?

Meditate, pray, or read, listen to, or watch inspirational things.  You can increase the benefits you’ll receive from this practice exponentially, if you pair it with exercise.  Ex: listening to a podcast while you’re jogging or watching a video on the treadmill.

Drink in some fresh air and sunshine. 

This is vital no matter how busy your day is, and even more vital on the busiest days. Even if it means you have to do it from a balcony or sticking your head out of a window.

Eat living food.  (And drinks.)  

The equation here is pretty simple but profound.  Eat living food to live longer, eat dead food to die sooner.  Raw fruits and vegetables and fresh squeezed juices made from them contain living enzymes.  Pizza, pasta, candy, chips, cookies, crackers and other staples of our diet today are dead and contain no living enzymes.

Make a tangible demonstration to yourself that you are worthy and deserve prosperity. 

There are millions of people that simply can’t accept a compliment or a gift – from themselves.  This stems from worthiness issues. Even if it makes you feel uncomfortable at the start, you must treat yourself better, and demonstrate you believe in your own worthiness. 

On a regular basis you should treat yourself to a massage, spa day, or manicure/pedicure.  And every day you should give yourself something like a meditation break, candlelight dinner, or some fresh flowers.

Shut down your phone or other device 60 to 90 minutes before bedtime. 

The last thing you want to program your subconscious mind with before retiring is doom scrolling through social media.  After you turn off the device, leave it to recharge in a different room than where you sleep.

Before going to sleep, reflect on three things you are grateful about for the day.  

This is exactly the kind of thing you do want to program your subconscious mind with before retiring.  The more gratitude you express, the more blessings you will attract to you.

Do all nine of these behaviors every day and you’ll be amazed how quickly your life can be transformed.  You may want to bookmark this page or use the print or PDF buttons above, so you can review the list when needed.

Eliminate the 15 Money Myths that are Keeping You Poor

When it comes to managing your money, you’ve probably heard lots of advice. Friends, family, coworkers – you’ve probably heard a lot of different money views. Entering The Large Sums Of Money Mindset

While some of the tips you’ve received are likely helpful, there are also many money myths floating around that could easily lead you astray. Money Magnetism

That’s why we’re identifying these dangerous myths about personal finance so you can make sure you’re doing the right things when it comes to your finances daily. The Secret Science Of Attracting Money

Work on eliminating these myths from your life daily

Money Myth #1. I Don’t Make Enough Money to Save

Money Myth #2. Budgets are Painful

Money Myth #3. A Savings Account is the Best Place for an Emergency Fund

Money Myth #4. Your Salary Dictates Your Wealth

Money Myth #5. I Deserve This

Money Myth #6. It’s on Sale – It’s a Deal!

Money Myth #7. I Am Young, I Don’t Need to Think about Retirement

Money Myth #8. It’s Too Late to Get Started Investing

Money Myth #9. I am Not Making any Progress

Money Myth #10. You Need a Lot of Money to Invest

Money Myth #11. Investing is Too Risky

Money Myth #12. All Debt is Bad

Money Myth #13. Debit is Better than Credit

Money Myth #14. You Should Pay the Smallest Debt First

Money Myth #15. Buying is Better than Renting

 Become a Business Owner as a Full-Time Employee

You have a full-time job and a business idea… but you’re not quite ready to ditch a steady paycheck and dive headlong into entrepreneurial waters to work on your business full time. The Science of Getting So how can you gain some of the skills? Think And Grow Rich So how can you launch and run a successful small business?

Start a small business on the side.

You’ll be in good company: An estimated 44 million people in the US alone have a side gig, possibly because starting your own business, at least from an administrative point of view, is really easy.

Launching a successful business? That’s a lot harder. Especially when—and I’ve definitely been in this boat—you can’t afford to risk your steady paycheck from your full-time job. Guided Meditation Manifesting Your Dreams And Desires

I’ve talked to dozens of people who have started profitable side businesses across a wide variety of industries. Here’s what they shared about how you can start a successful business while still maintaining your full-time job.

Step 1: Commit to ensuring your full-time job will always be your priority.

Step 2: Commit to following a rigorous schedule.

Step 3: Commit to thinking big—but focusing small.

Step 4: Commit to relentlessly focusing on the bottom line.

Step 5: Commit to constant self-criticism.

Step 6: Commit to waiting longer than you think you should to quit your full-time job.

Simple Secret to Wealth, Health and Happiness

There is a simple secret to wealth, health and happiness…learn how to think.

This is the one true secret, the one cause for making and maintaining your ideal life.  You don’t need to be rushing around trying to be a winner based on someone else’s perspective. The Richest Man in Babylon

Everyone simply wants to be happy.  This underlies every desire we have, be it for greater wealth, health, relationships…anything.

Learning How to Think is the key.  The Master Key That Opens Doors To Metaphysical Miracles No pressure, no rushing around, no missing out on the joys that exist every single day. The Master Key System by Charles F. Haanel Use the MKS Master Key System and Coaching. You will Learn How To:

  • Think of current experiences only in terms of happy outcomes.
  • Concentrate on what you want.
  • Not to think from old events or conditions.
  • Not to complain, only to decide what you’d rather have.
  • To choose your thoughts wisely.
  • To remember there is no power outside of you at work in your life.
  • To take care of the inner things and the outer will take care of itself.
  • That persistent thinking in one direction will take you there.
  • To see others experiencing the best and it will soon appear for you.
  • It is the time to feel happy and to be aware of joy.

As long as you can think, you can change your experiences.

2. Assumptions

Recently I was looking at someone who, in the old days I would have believed, needed to change and yes, sad to say, I would have worked on them thinking the world would be better if they would be different.

Well, at least my world would be.  And yes, I know that’s pretty cringeworthy…just keeping it real my darlings.

Today I’m looking at my reactions and recognizing that I’m not totally awake since I have an old mechanical, automatic, reaction that needs to be changed. Me that has to change…not the other person.

I don’t want to experience the fruits of that state, I don’t think they’d be sweet enough for me, and I have a super deluxe sweet tooth!

So I’m choosing to control my thoughts, and allow only those that conform to my ideal to flow from me, knowing that my world will reshape itself in harmony with any new thought I have, provided it’s a thought connected to a feeling.

Each time an old thought enters, instead of dwelling on it, I say to myself it’s just a thought and instantly the power it had dissipates and I can get back to my new, more lovely way of thinking.

I  can’t keep these old reactions and move into a new and higher state containing all the things I desire.

The person I desire to be, the ideal me that I have in mind, can’t be brought about without a change in my reactions to life.  If I’m faithful to this ideal my reactions will fit in perfectly so I know I’m on the right track.  If my reactions aren’t in harmony with this ideal then all I’m doing is thinking of it and it becomes a pointless exercise.

That’s not the kind of thinking that creates anything new.  Thinking as though I already were the person I wanted to be, the one who had what I wanted to have, is the only way.

Our very expectations of something, be it something we desire or not, is an act of creation. So I need to expect the best and that means keeping my thinking focused on experiencing only the best.  As defined by me, of course.  Your best might be something entirely different.

As my mentor Neville Gardner says “I have assumed that I am the man I want to be.  I am still assuming that I am he, and I will continue to assume that I am he until that which I have assumed is objectively realized.”

3. Live Authentically

If living a life that’s full of wonder and authenticity, of delirious happiness and joy, filled to the brim with meaning and purpose in a way that resonates with your heart and soul is what you desire then I challenge you to learn how to think.

Because living a passive life, without inner direction just won’t do the trick.

Learn More About How the MKS Master Key Plan Can Help You Get Lasting Happiness, Joy, Growth, and Fulfillment.

We love coming alongside people making their greatest contribution, and we’re excited to talk to you. Our calls are a lot like our work — curious and creative conversations to explore where you’re at and where you want to go. Based on the perspective we glean together, we’ll talk about what next steps might serve you best.

Thank you for your time in reviewing this information. I hope you understand how we have helped others and how we can help you.

Wishing you prosperity and success. Remember You Were Born To Win!!

Michael Kissinger

Phone: 650-515-7545

LinkedIn Profile: https://www.linkedin.com/in/michael-kissinger-a66b214/

E-mail: mjkkissinger@yahoo.com

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