MKS-15: Business of the 21st Century Purpose and Profit

For many around the world this was a year full of uncertainty, challenges, and chaos.

And where you once found stability and security, you might feel shaken to the core. Together, we can create a new reality for all your future years ahead.

Would you like your work or careeer to provide psychic AND material wealth? You CAN do. You came here to do. To earn more money than you ever have.

BUSINESS OF THE 21st CENTURY PURPOSE AND PROFIT FOR YOUR CAREER OR SMALL BUSINESS

The purpose of making money.

Purpose, by its nature, transcends making money: It is about people coming together to do something they believe in and allowing profit to follow as a consequence, rather than as an end in itself. But there is a paradox here.

The Purpose and Profit training has been incredible. Here’s what we’ve covered:

  • Purpose and Vision
  • Paradigms and Goals
  • Attitude and Self Image
  • Decision

You’ll also find the daily assignments below.

[1]: Purpose and Vision:

Purpose is the foundation of mission and vision, but impact is what matters. A vision statement is a statement of what the future looks like if the organization is successful. It is a statement of where you as a company are headed. A vision statement describes what the world will look like if you achieve the mission that serves your purpose.

Vision is the picture. Mission is the road map to get there. Purpose is the feeling that everyone, from the CEO to the janitor, has when you accomplish what you set out to do.

What is your purpose, mission, and vision in your life or business?

Vision – a vision is a statement of what you would like to become. Mission is a statement of how we will accomplish our vision. Purpose is a statement of why we exist/reason for being.

The difference between vision and purpose

As nouns the difference between purpose and vision is that purpose is an object to be reached; a target; an aim; a goal while vision is (label) the sense or ability of sight.  Purpose is to have set as one’s purpose; resolve to accomplish; intend; plan while vision is to imagine something as if it were to be true.

Mission, vision, purpose, and values

Mission, Vision, and Values: Mission and vision both relate to an organization’s purpose and are typically communicated in some written form. Mission and vision are statements from the organization that answer questions about who we are, what do we value, and where we are going.

What is the purpose of vision and mission statement?

Mission and vision statements are concise, inspiring statements that clearly communicate the direction and values of an organization. These statements can powerfully explain your intentions, and they can motivate your team or organization to realize an inspiring vision of the future.  (1) Finding Your Purpose Bob Proctor – YouTube

Assignment 1:  Write a script 6 months from now in the presence tense the way you really want to be living earning the profits you really want to earn from your business. Once you have written it, take a picture of it and send us a copy.

[2]: Paradigms and Goals

What is a paradigm? [pronounced para-dime] A paradigm is a model, a perception or understanding. It is only by seeing things based on the correct principles that we achieve success and happiness. In order to understand paradigms, Covey encourages us to think of them as maps. They are not the solution, merely a representation of how to get somewhere.

Paradigms are the ONLY roadblocks between you and your goals, so you need a goal that is bigger, more exciting, than your paradigms. How do you come up with a goal like that?

Examples include fairness, integrity, honesty, dignity, service, excellence, potential, growth, patience, nurturance, and encouragement. These are guidelines for achievement. Where your paradigms are the directions on your map, these principles are your landmarks that confirm that you are on the right track and that you have the correct map.

Knowing what you want to achieve is the first and most important step in setting your goals. Have a vision for your life. Visualize where you want to be at various stages of your life and the relevant goals that you would have liked to achieve. Remember, it is important to set goals that are important to you personally and not others.

(1) Paradigm Shift Bob Proctor – Reaching Your Infinite Potential – Ep. 5 – YouTube

Assignment 2: [A]: Write out the paradigms that are not serving you and burn them (safely). Then take a picture of your bowl burning ceremony. [B]:  Write out your goal 50 times in the presence tense starting with “I am so happy and grateful now that…  Then take a picture of it.

[3]: Self-Image and Attitude

Self-image is what you think of yourself. Most of the people have difficulty in accepting the way they are. You ask people and a majority will say that they were rather someone else than what they actually are. Self-image is a number of self impressions that you have created over time.

Attitude reflects self-image. The reason that one person is positive while another person is negative is due to the fact that attitudes or outlooks on life reflect our self-image. The discovery of our self-image has been called one of the most important discoveries of this century.

Our self-image is continually assessing this type of information and the attitudes that we hold towards ourselves. Another example might be related to our physical appearance. Imagine that you put on a few pounds over winter.

Self-image is a portion of what makes up our much broader self-concept. Self-image is strictly how we view ourselves, not how we think or feel about ourselves. Again, as was the case with self-concept, self-identity is a broader and more comprehensive term than self-image.

A positive self-image has the ability and potential to boost our physical, mental, social, emotional, and spiritual well-being. On the other hand, a negative self-image can decrease our well-being in each of these areas as well as our overall life satisfaction and functioning. A lot of people tend to get self-image confused with self-concept.

We define self-image as the individual’s willingness to cooperate for the sake of the public good, we define environmental attitude as the individual’s concern regarding waste prevention and disposal, and the environmental behavior as the individual’s recycling behavior.

Having a negative self-image can certainly influence self-esteem, and having low self-esteem is likely to be accompanied by a negative self-image, but they are at least somewhat independent “self” aspects. How Identity is Related Identity is also a closely related concept but is also a larger and more comprehensive one than self-image.

(1) Good News with Bob Proctor | Self Image – YouTube

Assignment 3: Listen to the Magic Word-Attitude Audio 3 times and then post your biggest takeaways.  The Magic Word by Earl Nightingale

Write a description of the person you intend to become.   How you and others see you.  Remember: I am not who I think I am. I am not who I think I am.  But I am who I think you think I am.

[4]: Decision

The great importance of having good decision-making skills in life, lays out the common problems people face, and gives us the keys to being truly successful at it.

The business decision-making process is a step-by-step process allowing professionals to solve problems by weighing evidence, examining alternatives, and choosing a path from there. This defined process also provides an opportunity, at the end, to review whether the decision was the right one. (1) Universal Laws of Life – Full Stream – YouTube

Decision-making process is a reasoning process based on assumptions of values, preferences, and beliefs of the decision-maker. Every decision-making process produces a final choice, which may or may not prompt action.

Decision-making process

  1. Identify the decision. You realize that you need to decide. Try to clearly define the nature of the decision you must make. This first step is very important.
  2. Gather relevant information. Collect some pertinent information before you make your decision: what information is needed, the best sources of information, and how to get it.
  3. Identify the alternatives. As you collect information, you will probably identify several possible paths of action, or alternatives. You can also use your imagination and additional information to construct new alternatives.
  4. Weigh the evidence. Draw on your information and emotions to imagine what it would be like

Decision-making Steps

  1. Define the problem:
  2. Analyzing the problem:
  3. Developing alternative solutions:
  4. Selecting the best type of alternative:
  5. Implementation of the decision:
  6. Follow up:
  7. Monitoring and feedback:

Assignment 4: 1. Read the decision 3 times and post your takeaway. 2. Act on one definite decision you have been procrastinating on that will help you reach your goal.

HOW TO MAKE GREAT DECISIONS IN LIFE – Bob Proctor on Decision-Making & Success. (1) HOW TO MAKE GREAT DECISIONS IN LIFE – Bob Proctor on Decision-Making & Success – YouTube

[5]: Decision

There’s a habit I want to encourage you to adopt – a habit that W. Clement Stone formed of saying – “That’s Good!”

Because, there is ALWAYS something good. Whenever we are inundated with negativity, it is essential that we go back to the basics.  

I look at the basics as to what Ray Stanford said to me.  He said, ‘Bob, you are the only problem you’ll ever have and baby, you’re the only solution.’

It took me a long time to understand what Ray meant, but he’s right.  It is always our perception that’s the problem; it is easy to blame everything outside ourselves, the government, the virus, your partner, or spouse.  

Understand there is good in everything and it is our responsibility to keep our attitudes right.

Day 5 Assignment – Listen to this 3 times then consciously see the good in everything today. Share how it changes your perspective with the group and tag your Success Advisor. (1) Form the Habit of saying “That’s Good” – YouTube

PURPOSE AND PROFIT IN BUSINESS

You may think that business is all about profit, businesspeople are unethical and business in general is a black art of guile and greed. Over the years I have found this to be mostly untrue.

The story that businesspeople are bad and what they do is morally questionable is false. For every Enron, there are 10,000 good companies. And most companies, like most people, are trying to do the right thing.

Business can solve the world’s problems. And more people are coming to believe that. Having observed business for more than three decades, I can tell things are changing. Thousands of new businesses are working to make the world a better place and, most importantly, add real value to our daily lives.

We need to recast the very way we think about business, especially in the aftermath of the global financial crisis, in which the old model of business — profit maximization — contributed to the meltdown.

Stakeholder Theory argues that stakeholders come first — whether they are suppliers, investors, employees, customers, or the community.

The old way of thinking about business presupposes the point of business is to make profits. This is akin to believing that breathing is the purpose of life.

Yes, you have to breathe to live, just as businesses must make profits. But the purpose of business is usually determined by a passionate entrepreneur chasing a dream to change the world.

John Mackey, co-CEO of Whole Foods Market, is an example of the new order of those great business leaders who practice conscious capitalism. Mackey says that entrepreneurs — though they want to make money — start businesses out of passion.

Think about it this way, he said: Physicians make money, but their mission is to heal; teachers make money, but their desire is to educate; and architects make money, but they yearn to build.

The question then is: Why the myth that businesspeople only want to make money?

The Motley Fool’s main mission, says its CEO Tom Gardner, is to help people become better investors. Kip Tindell, CEO of The Container Store, explains that taking good care of its 6,000 employees leads those employees to take very good care of customers and other stakeholders. The result is profit.

PUTTING PURPOSE BACK INTO CAPITALISM

Capitalism has always had its share of critics, who claim it leaves scandal, pollution, and poverty in its wake. Capitalism may not be perfect, but it is the greatest system of social cooperation created thus far. Capitalism works because entrepreneurs and managers figure out how customers, employees, suppliers, communities, and people with the money all can cooperate to mutual benefit. Competition is important, but it is a second-order property that gives people more choice in a free society.

Business is a deeply human institution, but its purpose is not to make as much money as possible. The purpose is something else. We need to put purpose back into capitalism because business is primarily about purpose and creating value for stakeholders — money and profits follow.

Business and ethics go hand in hand. Sometimes we act for selfish reasons and sometimes for other-regarding interests. Incentives are important, but so are values. Most people tell the truth and keep their promises and act responsibly most of the time. And we need to encourage that behavior. When these expectations are not met, it is not just bad ethics, it is also bad business.

Critique by creating something better. If you think that too many executives just concentrate on profits and money, then start a business that focuses on a purpose more than profits and relies on the passion of its employees.

Purpose and Profit Framework Today, it is finally safe to say that collective business wisdom accords purpose and profit virtually the same weight of importance in planning and leading a sustainable new enterprise. It is particularly true for startups, but it is also progressively true for established major corporations.

Every new venture is particular to itself and there is no one size-fits-all way to define its own purpose and profit goals. Neither is there only one singular way to conduct a process to consider what they both will be.

At worst, the founder will be the sole arbiter who makes the determination. Even solopreneurs would be well advised to seek the inputs of people around him or her—people whose opinions, experience, and skills are valued.

The Purpose and Profit Framework set out below is generic, but it attempts to define a way to go about considering both the two vital subjects together.

Profit with purpose is set to become the new norm.

Up to this point, social enterprise and impact investment have been driving this concept, which has somehow remained confined to a niche. Not anymore. Now, it is all set to change: the CEOs of the future will want their companies to be recognized as forces for good.

The most successful companies do not target profit directly but are driven by purpose – the desire to serve a societal need and contribute to human betterment.

Purpose, according to Ratan Tata, the recently retired CEO of the Tata Group, is “a spiritual and moral call to action; it is what a person or company stands for.” When such a purpose exists, it provides employees with a clear sense of direction, helps them prioritize and inspires them to go the extra mile — which, the argument goes, should ultimately be good for profit. Purpose, by its nature, transcends making money:

Purpose, according to Ratan Tata, the recently retired CEO of the Tata Group, is “a spiritual and moral call to action; it is what a person or company stands for.”1 When such a purpose exists, it provides employees with a clear sense of direction, helps them prioritize and inspires them to go the extra mile — which, the argument goes, should ultimately be good for profit. Purpose, by its nature, transcends making money:

Companies with a purpose beyond profit tend to make more money.

It is a paradox that the most profitable companies are not the most profit focused.

With your passion and purpose in alignment, you are well suited to aim within that space for a creative business project you can earn a profit on. This is business after all. Really, profit is the result of a healthy business. Profit is what funds your venture and allows you to grow further.

Is the choice between purpose and profit a false one?

Fortunately, studies indicate that the choice between purpose and profits is a false one. Joint research by Harvard Business Review Analytics and EY’s Beacon Institute shows that companies focusing on purpose to drive performance see higher profitability.

JOIN US

Join us for this training on Purpose and Profit. We will share his secrets to wealth and fulfillment for about an hour each day.  And it will not cost you a dime.

What would be the simplest thing you could do, that would bring a desired change in your life? Bob Proctor Paradigm Shift, Bob Proctor Meditation (1) Bob Proctor Paradigm Shift, Bob Proctor Meditation – YouTube

To Change or Shift your Paradigms listen to Napoleon Hill’s Audiobook Outwitting the Devil (1) Napoleon Hill’s Audiobook Outwitting the Devil – YouTube

Need Help: Contact Michael Kissinger –Phone 415-678-9965 Email: mjkkissinger@yahoo.com

MKS-14: The Business of the 21st Century 50-30-20 Rule to Financial Freedom

15 Best Finance Definition ideas | how to plan, finance, money saving tips

The 50-30-20 Rule. While we all define success differently, money is typically one of the factors in the equation.

Some people hope to become incredibly wealthy. Most want to achieve a degree of financial freedom, and the peace of mind that comes with it.

And then there is people don’t want to be rich. They want to be able to choose. The [more money you have], the more choices you have. That is the freedom of money.”

The 50/30/20 rule of thumb is a guideline for allocating your budget accordingly: 50% to “needs,” 30% to “wants,” and 20% to your financial goals. It was popularized by Elizabeth Warren and her daughter, Amelia Warren Tyagi. Your percentages may need to be adjusted based on your personal circumstances.

The 50-20-30 (or 50-30-20) budget rule is an intuitive and simple plan to help people reach their financial goals. The rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must-have or must-do.

Sounds great.

But when you are barely making ends meet, achieving even a semblance of that kind of freedom also sounds impossible.

Where do you even start? A simple approach is to adopt the 50-30-20 rule of thumb for budgeting.

Let us break it down

If you implement the 50/30/20 rule properly it will help you spend less, save more, and reach your financial goals faster. Step 1: Figure out Your Take-Home Pay. The first step to using the 50/30/20 rule is to figure out your take-home pay, or after-tax income.

The 50-30-20 Rule: The Basics

Start by putting your monthly income (and spending) into three basic categories.

Needs: 50 Percent

Think of needs as relatively fixed costs. Housing. Utilities. Food. Clothing. Insurance. Debt payments (payments on things you already have, not on things you may finance in the future).

Needs are truly needs. Netflix is not a need. Starbucks is not a need. Food is a need but eating out is not a need. Current debt payments are, for now, a need since you need to make them.

Hold that thought because we will come back to it.

Wants: 30 Percent

Think of wants as desires. Entertainment. Hobbies. Vacations.

Anything you do not have to have to survive — even if some seem so important you cannot imagine doing without.

Keep in mind the easiest way to blow your budget is to mistake desires for needs. We all need to decompress, but how we decompress, and how much money we spend to relax and recharge, is a choice.

The same is true for “upgrades.” If I commute to work, I need a car. But I do not need, say, a Porsche. So, the upgrade portion of car expenses — and any other expenses — should go into the “want” category. Like eating out. We all need to eat. But we do not need to eat out; the difference in cost falls into the “want” category.

Or take fitness; I see staying fit as a need, but a $1,500 to $2,000 bike meets all my cycling fitness needs. I may want an $8,000 bike, but I do not need one. So, if I decide to buy a high-end bike, the extra $6,000 should go into the “want” category.

Granted, we all define “basic” needs differently. Plus, we all tend to ratchet up our expectations of “basic” as we earn more money. Or to think we “deserve” certain things.

But that is a slippery financial slope; if you consistently increase your spending to match your paycheck, you will never get ahead.

And find yourself wondering why.

Again: Be ruthless when you categorize “wants” and “needs.”

Financial Goals: 20 Percent

Emergency savings. Investments. Retirement funds. College funds. Paying off debt. (Not making minimum payments, but making additional principal payments, like adding an additional $50 to your credit card payment.)

If you are barely scraping by, this category probably has very few entries.

Putting the 50-30-20 Rule into Action

Once you have placed all your spending into categories, do the math: Divide the total of each category by your total monthly income.

Let us work through an example. The Census Bureau says the U.S. median income is just over $31,000. After taxes, that is a net of around $2,000 a month.

Using the 50-30-20 rule, $1,000 should go to needs, $600 to wants, and $400 to savings and paying down debt.

Granted, that is a tough ask. Taking care of housing, food, transportation, and other basic needs on $1,000 a month is daunting, if not impossible. So, your ratios may be different. Your “needs” money may take up the bulk of your income, and your savings percentage may be nonexistent.

So where should you start?

Take a hard look at your needs. Any item you can eliminate or reduce helps rebalance your ratios. Pay special attention to recurring expenses. Every year we shop for better insurance rates; every year we do a little better. (It is amazing how discounts suddenly appear when your business may be lost.)

Same is true for things like cable; call and say, “I think I need to cancel my cable subscription. It’s too expensive,” and the rep will magically find ways to cut your costs.

Take a close look at every need and see if there is a way to reduce, or work to someday eliminate, the cost.

Take a harder look at your wants. Right now, what you really need — and should really want — is to gain a sense of financial freedom. Short term, that will likely mean a little sacrifice.

But once you get through the period, barring unforeseen circumstances, you will never have to take such harsh measures again. Trust me: The tradeoff is worth it.

Be smart about savings. Financial experts love to say, “pay yourself first.” And you should. But sometimes paying yourself means paying off high-interest debt.

As Warren Buffett says, “If I owed any money at 18 percent, the first thing I’d do with any money I had would be to pay it off. It’s going to be way better than any investment idea I’ve got.”

So, if you have high-interest-rate debt, see paying it off as a form of investment — because it is. Putting an extra $100 toward a high-interest debt is like making 15 percent on that $100. And there is a bonus: Once that debt is paid off, the principal portion of the payment comes out of your “needs” category, making your ratios shift even more in your favor. 

What Is the 50/20/30 Budget Rule?

The Bottom Line

Keep in mind the 50-30-20 rule is just a guide. If your income is relatively low and you have a big family, saving 20 percent may be a struggle.

If you are doing relatively well and want to put 20 percent down on your first home, “only” saving 20 percent may mean it takes a while to get there. (The median house price in Austin, Texas, is more than $400,000, which means you will need to save $80,000 just to cover the 20 percent down payment.)

That is why the real value of the 50-30-20 rule may be that it forces you to take a close look at what you spend — and at your short- and long-term goals. 

If you can generate more income, great: The more you make, the more money available to fund each category. Still, making more money is only partly in your control. You can get a part-time job. Or start a side hustle. Or work incredibly hard to increase your business’s revenue, or your income.

But there are only so many hours in the day. And building an extremely successful business takes time.

So, for now, the only way to have more money is to spend less money. Knowing when a need is actually a want. Knowing when an upgrade is a want, and not a need. Knowing that money you spend today is money you get back — and that putting money aside now is the only way to build wealth.

Knowing where, and how, you spend money — and making smart decisions about where and how to spend it in the future.

That is the only way to achieve at least some degree of financial freedom, and to enjoy the increased number of choices that come with it.

If you are seeking proven ways to financial freedom that you can do in as little as an hour a day contact us.

Michael Kissinger

Sydney Reitenbach

Phone: 415-678-9965

Email: mjkkissinger@yahoo.com

MKS-13: “The Secret Laws” of the Business of the 21st Century

Learn the Success Factors and Laws that Adhere to Lifelong Achievement and Guarantee Your Success

What stands between you and the life you want to live?

Have you ever wondered why certain people seem to win in life, over and over, while you continue to spin your wheels, the finish line ALWAYS just out of reach?

Maybe you’re adept at setting goals, but always encounter obstacles that hinder your progress or halt it all together.

Or maybe you know you want more out of life, but aren’t sure how to get started – and despite your constant hard work, you just never feel quite satisfied.

So what do those winners have that you don’t?

You know you’re smart, hard-working, and destined for more… so where is it?

Life doesn’t have to feel like an endless series of disappointments.

You CAN create the exact experience you want – starting now. You CAN join the people you see as winners – and cross the finish line, every time.

There are Laws or Principles by which everything in the Universe is governed.  The Universe exists by virtue of these Laws, which form its framework, and which hold it together. The Universe exists in perfect harmony by virtue of these Laws.

Knowing these Universal Laws and the basic Law of Attraction, and learning how to transcend the mutable Laws, is fundamental to changing the circumstances of your life so that you can consciously create your intended reality and achieve true mastery.

Ancient mystical, esoteric, and secret teachings dating back over 5,000 years from Ancient Egypt to Ancient Greece and to the Vedic tradition of Ancient India, all have as their common thread these seven Spiritual Laws of the Universe.

Once you understand, apply, and align yourself with these Universal Laws, you will experience transformation in every area of your life beyond that which you have ever dared to imagine.

When I was younger, I often asked myself, “Why do all those other people keep succeeding, while I keep struggling?”

Determined to find the answer, I launched into what would turn into a lifelong study of what makes some people more successful than others.

During the course of my study, I discovered there are hundreds of Universal Laws at work, all the time, whether we know (or care) about them. These are the laws of nature – like gravity, they’re always present.

When you learn to use these laws and implement them in your life, you live in harmony with the universe – and the universe provides everything you want and need.

When you know, understand and implement these universal laws, you:

  • Predict and create your own future
  • Turn what you have right now into the riches you’ve always dreamed of
  • Win in every situation
  • Suddenly feel “lucky,” all the time
  • Gain clarity and purpose as you move your life forward
  • FINALLY know exactly how to create a life you truly love – filled with personal satisfaction
The 7 Laws of Prosperity - Kenneth Copeland Ministries Blog

The 7 Spiritual Laws of Success

Too many of us grew up with the belief that achieving success requires relentless hard work, grim determination, and intense ambition. As a result, we may have struggled for years and even reached some of our goals but wound up feeling exhausted, our lives out of balance.

In The Seven Spiritual Laws of Success, Dr. Deepak Chopra reveals that such desperate striving isn’t necessary or even desirable. In the natural world, creation comes forth with ease. A seed does not struggle to become a tree―it simply unfolds in grace.

The Seven Spiritual Laws are powerful principles; put into practice they set you on a direct course to authentically achieve your goals.

The laws of success are easy to understand and apply. Use these daily steps to incorporate The Seven Spiritual Laws into your life:

The Law of Pure Potentiality

Take time to be silent, to just BE. Meditate for 30 minutes twice a day. Silently witness the intelligence within every living thing. Practice non-judgment.

The source of all creation is pure consciousness . . . pure potentiality seeking expression from the unmanifest to the manifest. And when we realize that our true Self is one of pure potentiality, we align with the power that manifests everything in nature.

I will put the Law of Pure Potentiality into effect by making a commitment to take the following steps

  1. I will get in touch with the field of pure potentiality by taking time each day to be silent, to just Be. I will also sit alone in silent meditation at least twice a day for approximately 30 minutes in the morning and 30 minutes in the evening.
  • I will take time each day to commune with nature and to silently witness the intelligence within every living thing. I will sit silently and watch a sunset or listen to the sound of the ocean or a stream, or simply smell the scent of a flower. In the ecstasy of my own silence, and by communing with nature, I will enjoy the life throb of ages, the field of pure potentiality and unbounded creativity.
  • I will practice non-judgment. I will begin my day with the statement, “Today, I shall judge nothing that occurs,” and throughout the day I will remind myself not to judge.

The Law of Giving

Today, bring whomever you encounter a gift: a compliment or flower. Gratefully receive gifts. Keep wealth circulating by giving and receiving care, affection, appreciation, and love.

The Law of Giving and Receiving

The universe operates through dynamic exchange . . . giving and receiving are different aspects of the flow of energy in the universe. And in our willingness to give that which we seek, we keep the abundance of the universe circulating in our lives.

I will put the Law of Giving and Receiving into effect by making a commitment to take the following steps

  1. Wherever I go, and whomever I encounter, I will bring them a gift. The gift may be a compliment, a flower, or a prayer. Today, I will give something to everyone I come into contact with, and so I will begin the process of circulating joy, wealth, and affluence in my life and in the lives of others.
  • Today I will gratefully receive all the gifts that life has to offer me. I will receive the gifts of nature: sunlight, the sound of birds singing, spring showers, or the first snow of winter. I will also be open to receiving from others, whether it be in the form of a material gift, money, a compliment, or a prayer.
  • I will make a commitment to keep wealth circulating in my life by giving and receiving life’s most precious gifts: the gifts of caring, affection, appreciation, and love. Each time I meet someone, I will silently wish them happiness, joy, and laughter.

The Law of Karma

Every action generates a force of energy that returns to us in like kind. Choosing actions that bring happiness and success to others ensures the flow of happiness and success to you.

The Law of Karma or Cause and Effect

Every action generates a force of energy that returns to us in like kind . . . what we sow is what we reap. And when we choose actions that bring happiness and success to others, the fruit of our karma is happiness and success.

I will put the Law of Karma into effect by making a commitment to take the following steps

  1. Today I will witness the choices I make in each moment. And in the mere witnessing of these choices, I will bring them to my conscious awareness. I will know that the best way to prepare for any moment in the future is to be fully conscious in the present.
  • Whenever I make a choice, I will ask myself two questions: “What are the consequences of this choice that I’m making?” and “Will this choice bring fulfillment and happiness to me and also to those who are affected by this choice?”
  • I will then ask my heart for guidance and be guided by its message of comfort or discomfort. If the choice feels comfortable, I will plunge ahead with abandon. If the choice feels uncomfortable, I will pause and see the consequences of my action with my inner vision. This guidance will enable me to make spontaneously correct choices for myself and for all those around me.

The Law of Least Effort

Accept people, situations, and events as they occur. Take responsibility for your situation and for all events seen as problems. Relinquish the need to defend your point of view.

Nature’s intelligence functions with effortless ease . . . with carefreeness, harmony, and love. And when we harness the forces of harmony, joy, and love, we create success and good fortune with effortless ease.

I will put the Law of Least Effort into effect by making a commitment to take the following steps

1. I will practice Acceptance. Today I will accept people, situations, circumstances, and events as they occur. I will know that this moment is as it should be because the whole universe is as it should be. I will not struggle against the whole universe by struggling against this moment. My acceptance is total and complete. I accept things as they are this moment, not as I wish they were.

2. Having accepted things as they are, I will take Responsibility for my situation and for all those events I see as problems. I know that taking responsibility means not blaming anyone or anything for my situation (and this includes myself). I also know that every problem is an opportunity in disguise, and this alertness to opportunities allows me to take this moment and transform it into a greater benefit.

3. Today my awareness will remain established in Defenselessness. I will relinquish the need to defend my point of view, and I will feel no need to persuade others to accept my point of view. I will remain open to all points of view and not be rigidly attached to any one of them.

The Law of Intention and Desire

Inherent in every intention and desire is the mechanics for its fulfillment. Make a list of desires. Trust that when things do not seem to go your way, there is a reason.

The Law of Intention and Desire

Inherent in every intention and desire is the mechanics for its fulfillment . . . intention and desire in the field of pure potentiality have infinite organizing power. And when we introduce an intention in the fertile ground of pure potentiality, we put this infinite organizing power to work for us.

I will put the Law of Intention and Desire into effect by making a commitment to take the following steps

1. I will make a list of all my desires. I will carry this list with me wherever I go. I will look at this list before I go into my silence and meditation. I will look at it before I go to sleep at night. I will look at it when I wake up in the morning.

2. I will release this list of my desires and surrender it to the womb of creation, trusting that when things don’t seem to go my way, there is a reason, and that the cosmic plan has designs for me much grander than even those I have conceived.

3. I will remind myself to practice present-moment awareness in all my actions. I will refuse to allow obstacles to consume and dissipate the quality of my attention in the present moment. I will accept the present as it is, and manifest the future through my deepest, most cherished intentions and desires.

The Law of Detachment

Allow yourself and others the freedom to be who they are. Do not force solutions—allow solutions to spontaneously emerge. Uncertainty is essential, and your path to freedom.

In detachment lies the wisdom of uncertainty . . . in the wisdom of uncertainty lies the freedom from our past, from the known, which is the prison of past conditioning. And in our willingness to step into the unknown, the field of all possibilities, we surrender ourselves to the creative mind that orchestrates the dance of the universe.

I will put the Law of Detachment into effect by making a commitment to take the following steps:

1. Today I will commit myself to detachment. I will allow myself and those around me the freedom to be as they are. I will not rigidly impose my idea of how things should be. I will not force solutions on problems, thereby creating new problems. I will participate in everything with detached involvement.

2. Today I will factor in uncertainty as an essential ingredient of my experience. In my willingness to accept uncertainty, solutions will spontaneously emerge out of the problem, out of the confusion, disorder, and chaos. The more uncertain things seem to be, the more secure I will feel, because uncertainty is my path to freedom. Through the wisdom of uncertainty, I will find my security.

3. I will step into the field of all possibilities and anticipate the excitement that can occur when I remain open to an infinity of choices. When I step into the field of all possibilities, I will experience all the fun, adventure, magic, and mystery of life.

The Law of Dharma

Seek your higher Self. Discover your unique talents. Ask yourself how you are best suited to serve humanity. Using your unique talents and serving others brings unlimited bliss and abundance.

The Law of Dharma or Purpose in Life

Everyone has a purpose in life . . . a unique gift or special talent to give to others. And when we blend this unique talent with service to others, we experience the ecstasy and exultation of our own spirit, which is the ultimate goal.

I will put the Law of Dharma into effect by making a commitment to take the following steps

1. Today I will lovingly nurture the god or goddess in embryo that lies deep within my soul. I will pay attention to the spirit within me that animates both my body and my mind. I will awaken myself to this deep stillness within my heart. I will carry the consciousness of timeless, eternal Being in the midst of time-bound experience.

2. I will make a list of my unique talents. Then I will list all the things that I love to do while expressing my unique talents. When I express my unique talents and use them in the service of humanity, I lose track of time and create abundance in my life as well as in the lives of others.

3. I will ask myself daily, “How can I serve?” and “How can I help?” The answers to these questions will allow me to help and serve my fellow human beings with love.



The Seven Universal Laws

The Immutable and the Mutable: Of the seven Universal Laws, the first three are immutable, eternal Laws, meaning they are Absolute and can never be changed or transcended.

They have always existed and will always exist. The other four laws are transitory, mutable Laws meaning that they can be transcended or at least “better used” to create your ideal reality.

This is not to say that you should ignore these four Laws or attempt to defy them for even if you do, they will still govern your existence. Your aim is to master each of the seven Universal Laws and only then learn to transcend the mutable ones.

  1. The Law of Mentalism (Immutable): 

The first of the seven Universal Laws tells us that “The All is Mind – The Universe is Mental”. That everything we see and experience in our physical world has its origin in the invisible, mental realm. It tells us that there is a single Universal Consciousness – the Universal Mind – from which all things manifest. All energy and matter at all levels is created by and is subordinate to the Omnipresent Universal Mind. Your mind is part of the Universal Mind – the same in kind with the only difference being one of degree. Your reality is a manifestation of your mind. This is true Mind Power.

  • The Law of Correspondence (Immutable): 

The second of the seven Universal Laws tells us “As above, so below: as below, so above”. This means that there is “harmony, agreement and correspondence” between the physical, mental, and spiritual realms. There is no separation since everything in the Universe, including you, originates from the One Source. The same pattern is expressed on all planes of existence from the smallest electron to the largest star and vice versa. All is One. The Ancient Greek Temple of Apollo at Delphi was referring to this great Law of Correspondence in the inscription “Know thyself and thou shalt know all the mysteries of the gods and the Universe”.

  • The Law of Vibration (Immutable): 

The third of the seven Universal Laws tells us that “Nothing rests; everything moves; everything vibrates”. The third and last of the immutable Universal Laws, tells us that “the whole universe is but a vibration”. Science has confirmed that everything in the Universe, including you, is pure energy vibrating at different frequencies.

The axiom that “like energy attracts like energy”, upon which the Law of Attraction is based, has its foundation in this Law. Everything that we experience with our five physical senses is conveyed through vibrations. The same applies to the mental realm. Your thoughts are vibrations. All your emotions are vibrations where “unconditional love” (in the sense of love for another) is the highest and most subtle of the emotional vibrations and “hate” is the densest and most base. You can learn to control your mental vibrations at will. This is true thought power.

  • The Law of Polarity (Mutable): 

The fourth of the seven Universal Laws tells us that “Everything is dual, everything has poles; everything has its pair of opposites; opposites are identical in nature, but different in degree”. It is also the first of the mutable or transcendable Universal Laws. It means that there are two sides to everything. Things that appear as opposites are in fact only two extremes of the same thing. For instance, heat and cold may appear to be opposites at first glance, but in truth they are simply varying degrees of the same thing. The same applies to love and hate, peace, and war, positive and negative, good, and evil, yes, and no, light and darkness, energy, and matter. You can transform your thoughts from hate to love, from fear to courage by consciously raising your vibrations. This is what in the ancient Hermetic Teachings is called the Art of Polarization.

Rising Above the Law of Polarity: This Principle of Duality may appear to be very real in your life, but it operates only in the physical and mental realms, not in the spiritual realm where All is One. As it says in the Bhagavad-Gita, “God is Above the Opposites”. By always placing the all-powerful, all-knowing Great Spirit of which you are a part behind your every thought, statement and action, and by always focusing on the “good”, even when things appear to be going “bad”, then in time you will rise above the Law of Polarity.

  • The Law of Rhythm (Mutable): 

The fifth of the seven Universal Laws tells us that “Everything flows, out and in; everything has its tides; all things rise and fall; the pendulum-swing manifests in everything; the measure of the swing to the right is the measure of the swing to the left; rhythm compensates.” It is the second of the mutable or transcendable Universal Laws and means that the pendulum swings in everything. This principle can be seen in operation in the waves of the ocean, in the rise and fall of the greatest empires, in business cycles, in the swaying of your thoughts from being positive to negative and in your personal successes and failures. In accordance with this Law, when anything reaches a point of culmination then the backward swing begins almost unnoticeably until such time that any forward movement has been totally reversed, then the forward movement begins again, and the process is repeated.

Rising Above the Law of Rhythm: To transcend the swing of the pendulum, you must become aware of the subtle start of the backward movement in any of your endeavors whether it be to improve your health, your finances, your relationships or any goal you may set in motion. When you feel the Law start to draw you back do not become fearful or discouraged. Instead, knowing that you are one with the Omnipotent Universal Mind for which nothing is impossible, keep your thoughts focused on your outcome and fight to remain positive no matter how far back this transitory Law pulls you. Even if your efforts meet with failure, find comfort that by virtue of this very same Law, the upward motion must start again. In time, your perseverance will be rewarded as the backward movements become less negative relative to your previous backward swings and you raise yourself higher.

  • The Law of Cause and Effect (Mutable): 

The sixth of the seven Universal Laws tells us that “Every cause has its effect; every effect has its cause.” In accordance with this Law, every effect you see in your outside or physical world has a very specific cause which has its origin in your inner or mental world. This is the essence of thought power. Every one of your thoughts, words or actions sets a specific effect in motion which will come to materialize over time. To become the master of your destiny, you must master your mind for everything in your reality is a mental creation. Know that there is nothing like chance or luck. They are simply terms used by humanity in ignorance of this Law.

Your Intentions are Instantly Created: The Law of Cause and Effect applies on all three planes of existence – the spiritual, the mental and the physical. The difference is that on the spiritual plane cause and effect are instantaneous such that they appear inseparable, whereas on the other planes our concept of time and space creates a time lag between the cause and the eventual effect. Know that when you focus on your chosen goals with intention using creative visualization, that which you want to create in the physical world is automatically manifested in the spiritual world, and with perseverance, practice and continued concentrated thought, it will also come to materialize in the physical world.

  • The Law of Gender: 

The last of the seven Universal Laws tells us that “Gender is in everything; everything has its masculine and feminine principles”. This mutable Universal Law is evident throughout creation in the so-called opposite sexes found not only in human beings but also in plants, minerals, electrons, and magnetic poles to name but a few. Everything and everyone contain both masculine and feminine elements. Among the outward expressions of feminine qualities are love, patience, intuition, and gentleness and of masculine qualities are energy, self-reliance, logic, and intellect. Know that within every woman lie all the latent qualities of a man, and within every man those of a woman. When you know this, you will know what it means to be complete.

The Law of Attraction as Part of the Equation: You will notice that the Law of Attraction is not specifically mentioned as one of the seven Universal Laws. This is not to diminish its importance but rather to highlight it because the Law of Attraction is the basic Law of the Universe which runs through all the seven Universal Laws discussed here. It holds everything together. It is through the knowledge of the Law of Attraction that one can rise above the mutable Laws of Polarity and Rhythm and gain a better understanding of each of the seven Universal Laws.

Credit to The Science of Being and The Kybalion: 

This article draws largely on two sources of incomparable wisdom on the seven Universal Laws. First, on the Baron Eugene Fersen’s 1923 masterpiece, The Science of Being, which is one of most comprehensive books ever written on the innate power of humanity, the subject of metaphysics and self-mastery; and second, on the 1908 seminal work on the Universal Principles, namely The Kybalion, which is a study of The Hermetic Philosophy of Ancient Egypt and Greece, itself based on the mystical teachings of Hermes Trismegistus and written by the so-called Three Initiates.

“The Principles of the Truth are Seven; he who knows these, understandingly, possesses the Magic Key before whose touch all the Doors of the Temple fly open” – The Kybalion



Seven Laws of the Mind

 Law of Substitution

We cannot think about 2 things at the same time.  If a negative thought enters your mind – try to think about God instead.  If that is too big a reach at the time, use any fond memory or other pleasant thought.  Jesus, the master Teacher, said “Resist not evil” meaning turn from it and think about something else instead.

Law of Relaxation

Mental effort defeats itself – exactly the opposite of physical effort.  A relaxed, calm state of mind is the only doorway to progress mentally.  Relaxation of thought is the only access to Infinite Intelligence.

Law of Practice

Practice makes perfect.  The 5Ps – Perfect Practice Prevents Poor Performance.  Our bewilderment of magnificence in others, upon further inspection, finds . . . as Wooden shares

you will find most of it is practice, the rest is work.

With practice of the correct things, we improve – on the other 6 Laws of the Mind.

Law of Forgiveness

To access the Divine and connect the subconscious to the Omnipotent, Omniscient and Omnipresent Creator we must forgive everyone and anyone to clear the channel.  There can be no connection to the Divine mind where anger or resentment against a brother or sister, justified or not, exists.

Law of Dual Thought

Thought is a combination of ideation and feeling.  We can attach any feeling to a thought we want.

Law of Subconscious

As soon as the subconscious accepts the idea it becomes a demand and it works constantly, 24-7, to manifest demand – accessing a reservoir of infinite resources.

Law of Growth

What we think about grows.  What we forget atrophies.

If you have a desire to grow your life or business with the Laws of the Universe join us. 

Michael Kissinger

Sydney Reitenbach

Phone 415-678-9965

Email: mjkkissinger@yahoo.com